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The easiest way is to ask them for their information. Ask for the name of the person calling you as well as the company name, street address, and phone number. If you live in a state that requires debt collection agencies to carry a license, then ask for the number of that. If you want to make it easy on yourself, just tell them you refuse to discuss any debt until a validation notice is issued to you.
I never knew this! I would never have heard of asking for a letter. I even Googled it and you are 100% correct, this is a legit thing you can ask for and if they don’t supply it, you know they are lying! Nice!
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