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I would like to start house shopping at the end of summer this year but I know I will need to have better credit scores in order to qualify for a good loan. I am trying to find some tips and information on how to raise my scores 100 points in 3 months. I know that it is tight but other people have managed. I guess this depends on the individual’s credit. Gaining 100 would put me just under 800.
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I think you will have a hard time doing this. I have not known anyone to get more than 25 points in a month and that was a stretch. if you have less credit/debt, it might be easier but if you have more, don’t expect to see major changes like this even when you are taking steps in the right direction.
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Yes, it is possible but you need to figure out what works for you.
This guy might be helpful for you. While it worked out well for him, do not expect the same results!
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I think it is. I can’t tell you what I did for this as I was not tracking anything but I managed to get my scores up over 70 in two months so getting +100 in three months to me, would be doable. Just figure out your debts and make more payments. Maybe do two payments a month instead of one. That is what I was going. Taking money from each paycheck and it seemed to work!
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