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David S. started the topic Budgeting for buying a home in the forum Real Estate 2 years, 10 months ago
I have been a renter my whole life but I am preparing to buy a house. I want to see the best way to go about budgeting for this. I want to get a rough estimate of the cost for buying vs renting and see what my options are. I don’t want to pay more than I do now for rent. Ideally, it stays the same, or I save money buying.
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David S. started the topic Do you invest in companies you like? in the forum Investing Hub 2 years, 10 months ago
I have heard this said a million times that if you want to buy stock, you buy stock in companies you actually value as a customer or supporter. I know plenty of people however that invest in where they would see the most returns. I have yet to invest in any stock but I would like to in the future. I am not sure if I should look at companies I like…[Read more]
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David S. started the topic What options do I have to keep crypto safe-guarded? in the forum Crypto FOMO Club 2 years, 10 months ago
I have some crypto investments and I would like to ensure they stay safe. I know the wallet system is pretty solid but I want to have an even more secure setup for my investments. What options are available for something like this right now?
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David S. started the topic Would you move out of state if you were able to earn more in your career? in the forum Career Advice 2 years, 10 months ago
I currently have the option to do this but I am not sure if I want to. If I move out of state, I would be moving away from most of my family and my friends and it would be harder to see each other on a regular basis, especially during the holidays when travel is otherwise expensive. Would you do something like this if you could earn more in your career?
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David S. started the topic Should I use one card to pay off another? in the forum Credit Card Co. 2 years, 10 months ago
I have heard of people doing this so I know it is possible. I would like to be done with one of my cards and I have the balance to pay one off with the other, the one I want to keep has better fees and interest on it so I don’t mind paying the remaining debt off on that one. Should I do this?
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David S. started the topic Which credit card will build my credit scores the fastest? in the forum Credit Card Co. 2 years, 10 months ago
I would like to be able to buy a house before the market gets unreasonably too high but in order to do this, I need to get my credit scores up. Which cards are best for this? I am not sure what to look into or where to start. I have savings aside for buying a house but I need good credit to get a good loan.
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David S. started the topic When someone in your family passes away, who pays their debt? in the forum Debt 2 years, 10 months ago
I have heard of stories from people who lost a parent and they end up getting stuck with the debt which not only ruins their credit scores, but throws their life out of balance. I am wondering how this is handled and if this is true that when someone passes in your family, like a parent of a child, the adult child must pay the remaining debts.
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David S. started the topic Does debt go away on its own if you never pay it? in the forum Debt 2 years, 10 months ago
I always hear of people saying just forget about it and it will go away but I have had some debts I was not able to pay years ago and I am still getting calls and letters about it so I fail to see how it just goes away on its own. What do people mean when they say this?
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David S. started the topic How can I verify that a debt collector is legitimate? in the forum Debt 2 years, 10 months ago
I have had several debt collection agencies call and send letters but to the best of my knowledge, I don’t owe what they are claiming. I am not sure what to make of this. How can I actually verify if the collector is legit?
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David S. started the topic Changing auto insurance, what are the best options? in the forum Insurance 2 years, 10 months ago
I am looking into changing auto insurance since the prices for me have gone up too much. I have been with the same company for almost 12 years now so I don’t even know what my options are these days. What are some of the best, most affordable auto insurance agencies out there?
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David S. changed their profile picture 2 years, 10 months ago
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David S. became a registered member 2 years, 10 months ago
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