Forum Replies Created
-
AuthorPosts
-
-
Lilian PetersonMember
This happened to me, where I live. I rent so it was on the landlord and he was the one that filed. His neighbor (the guy living next to me with the tree issue) also filed after the fact and was told that his insurance can’t do anything about it.
June 13, 2021 at 1:01 pm #3759 -
Lilian PetersonMember
I agree with Vince, this is a very dependable situation but at the same time, it is a risk. If it was a friend or family member, heck just someone I knew passively from work I would let them pay and not file anything but I would not risk this with a stranger.
June 13, 2021 at 1:00 pm #3758 -
Lilian PetersonMember
Honey, I am in my 30s and can’t afford one either. LOL!
I think it is important that at least most adults (young adults) know this and don’t sign anything or get a loan they will never be able to pay off. At least we got that going for us!
June 13, 2021 at 12:59 pm #3757 -
Lilian PetersonMember
I mentioned this in your other thread, JUST WAIT! Seriously. The market is going to see inflation and houses are going to go up in value. You will likely be able to make anywhere from 20 to 40% more this time next year.
June 13, 2021 at 12:59 pm #3756 -
Lilian PetersonMember
In my state, you do. The only reason you would not pay is if the house is considered unlivable. So if the water, gas, electric is shut off then you pay nothing.
June 13, 2021 at 12:58 pm #3755 -
Lilian PetersonMember
I was working with my own numbers and as it stands, I can’t afford much of anything. A lot of people can’t but this will not stop the bank from lending out money. So you have to be careful of that. They sometimes will process loans knowing the person won’t be able to ever pay it back and will profit off you when you have to let the house go.
June 13, 2021 at 12:57 pm #3754 -
Lilian PetersonMember
I am renting right now and while I don’t feel like I am throwing away money, I know if my credit scores were better it would be cheaper to just be paying off a house. That is the thing though. If you have bad credit, then you would likely not be saving anything, you would be spending more. My credit is not bad but it is only just now turning “positive” so I have to get it up more before I even consider buying. Also, I need to have a good 30+ grand put away for a downpayment and closing costs.
June 13, 2021 at 12:56 pm #3753 -
Lilian PetersonMember
I am sorry you owe that much. I can’t even process that. The most debt I had was 18k and it was hard to manage but over 50!? I hope you figure something out and can get those numbers down. I would work with a financial adviser if possible.
June 13, 2021 at 12:55 pm #3752 -
Lilian PetersonMember
I think this depends on the banks. I had a few credit lines just randomly close on me. I come to find out, even though I still owed each of them several hundred, the bank itself went belly up and no debts were transferred over to another bank.
June 13, 2021 at 12:54 pm #3751 -
Lilian PetersonMember
I don’t know the specifications but you would really need to have a lot of debt to make it work them taking you to court over it. Really, if you can’t pay and you have a lot of debt, you should file for bankrupsy. Don’t just wait and see what happens.
June 13, 2021 at 12:53 pm #3750 -
Lilian PetersonMember
I have 6 and I am down from 13. It took me a good 5 years but I managed to cut my credit usage in half. I feel like back when I had that many cards, it was easier to fall behind for sure.
June 13, 2021 at 12:52 pm #3749 -
Lilian PetersonMember
I think it is. I can’t tell you what I did for this as I was not tracking anything but I managed to get my scores up over 70 in two months so getting +100 in three months to me, would be doable. Just figure out your debts and make more payments. Maybe do two payments a month instead of one. That is what I was going. Taking money from each paycheck and it seemed to work!
June 13, 2021 at 12:51 pm #3748 -
Lilian PetersonMember
I would work on buying food you can make a lot of and freeze. Thing chili, soups, pasta sauce, things like that. You can easily make a bunch of that and have it for several meals.
June 13, 2021 at 12:47 pm #3747 -
Lilian PetersonMember
While I don’t own a house, if I was able to wait out the market inflation, I would. There is a good chance you might be able to get more money next summer for your house. I mean you might be able to get as much as 30k more depending on what happens and the size of your house. I would wait a bit.
June 13, 2021 at 12:46 pm #3746 -
Lilian PetersonMember
I started making changes and adjusting in 2020. It wasn’t so bad. I mean you look for small things you can change to cut corners and save a few bucks here and there. Shop clearance, make use of sales and coupons and work on saving as much money as you can.
June 13, 2021 at 12:43 pm #3744
-
-
AuthorPosts