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Vince replied to the topic How can I land a job in my field if no one is hiring? in the forum Career Advice 2 years, 9 months ago
Very few businesses are never not looking to hire. I would say smaller ones are less likely because they are very small and likely overstaffed as it is. But I do think it is a good idea to look over your resume like Alex said. You might have something in it that is offputting to the places you are applying for.
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Vince replied to the topic How do you become "well known" online? in the forum Career Advice 2 years, 9 months ago
Build up your social media platforms. That is the easiest way. Get what you want to be known for out there and start working with other creators. It can take time so don’t give up after a few weeks of not seeing any progress. You have to really invest yourself.
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Vince replied to the topic Is it smart to use credit to buy crypto? in the forum Credit Card Co. 2 years, 9 months ago
Yeah, this is not allowed. If you go into a wallet and try to buy crypto, your bank credit card will get declined. Only a small percentage of credit cards are allowed to be used for something like this.
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Vince replied to the topic How many cards do you currently have? in the forum Credit Card Co. 2 years, 9 months ago
I have 4 main cards and one store card. One of the 4, I seldom use. It is just an emergency card. I mainly use it for mechanical stuff and to cover medical bills that pop up unexpectantly.
And yeah having that many cards does seem like a lot but I have known people who have had stacks of them. I am talking over 30 cards. I have no idea how but…[Read more]
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Vince replied to the topic When someone in your family passes away, who pays their debt? in the forum Debt 2 years, 9 months ago
I honestly had no idea this was the case. I think it is unfair that if a parent leaves a house for their child or children, the bank can just take the full value of it. They should only be able to take what is owed and the rest of the money for the house should go to the children or if the children decide to keep the house, they should be able to…[Read more]
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Vince replied to the topic If I can pay off a card in full, should I? in the forum Debt 2 years, 9 months ago
I am of the mind that if you can pay it off and it will help you manage your finances better, then just do it. Things pop up and you might forget and then things just get pushed back further and further. Pay it off and just focus on your other cards and credit lines.
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Vince replied to the topic What things can be taken away? in the forum Debt 2 years, 9 months ago
It is true, they can take anything back from you that you used a card to pay with. Like if you bought 10k worth of furniture and just didn’t pay for any of it. They will take you to court and then seize the property unless you are able to agree to pay a percentage of it in court.
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Vince replied to the topic Can you get your price to do down if you mention a competitor? in the forum Insurance 2 years, 9 months ago
Yes! Prices for most things that deal with contracts are negotiable.
Just speak with confidence and compare the prices of other insurance companies with the ones you are speaking to. Let them know you have other options and what is included. Some will be willing to adjust things for you on the fly.
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Vince replied to the topic Should you accept someone paying for the damages vs filing a claim? in the forum Insurance 2 years, 9 months ago
I think this depends on the accident and the person. I personally would not risk that because they could just as easily show up with a check that bounces and leaves you covering the cost. I would just file the claim. People need to be responsible for their poor driving.
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Vince replied to the topic Can you get money back from renter's insurance? in the forum Insurance 2 years, 9 months ago
Are you referring to the money you paid each month? So long as the insurance is covering your property, it is not refundable. The only case where it would be is if you moved and forgot to cancel it. Most places would pay you back that money.
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Vince replied to the topic Who's insurance pays in the event a tree falls over? in the forum Insurance 2 years, 9 months ago
If your neighbor files, his insurance is only responsible for removing the tree.
If you file, your house will get repaired.
Your brother needs to be the one to file, otherwise, the garage will not get repaired, the tree will be removed, and nothing more. I know this is a stupid way of handling this but this is how it goes in most states.
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Vince replied to the topic What are the downsides to doing an FHA loan? in the forum Real Estate 2 years, 9 months ago
When you put down less than 20%, you must pay for mortgage insurance and this is by law. With the FHA, you are only expected to put down 3.5%. I think for people going with this option, you have to really consider if you can/should be buying a house. Ideally, you have anywhere from 20 to 35% of the house’s cost in the bank and ready to use. Also,…[Read more]
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Vince replied to the topic How much does a garage cost in 2021? in the forum Real Estate 2 years, 9 months ago
^ I think it will cost more than $25k.
I think the standard for a one-car garage is probably around that but a two-car? With this lumber price increase? You are looking at 30k+.
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Vince replied to the topic Renting vs Buying – Which is better long term? in the forum Real Estate 2 years, 9 months ago
In most cases, I would say I have to agree with Alex. You will be paying more for rent (for much less) vs paying off a mortgage. You just have to be smart about it and know what your limit is. A lot of banks will lend you over what you could realistically afford and screw you over.
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Vince replied to the topic Is gold still a good investment? in the forum Investing Hub 2 years, 9 months ago
Gold will always be valuable. The only case where it won’t be is if suddenly people needed food, water, and things for survival more. If someone walked up and wanted to trade you gold for water but someone else had seeds, you would take the seeds, not the gold.
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Vince replied to the topic Did anyone invest in AMC? in the forum Investing Hub 2 years, 9 months ago
I did buy a bit of stock. I already bought it when it was going up so I only saw a small profit was made from my investments. I am going to hold onto it for a bit and see where it goes. Some people are saying it will explode in July. We will see!
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Vince started the topic What other materials (other than gold and silver) are worth investing in? in the forum Investing Hub 2 years, 9 months ago
I keep hearing about people making investments in things outside of stock, crypto, gold, and silver. They keep saying to do it but no one really specifics what those materials are or how to invest in them. Someone did mention investing in copper but is there really money in that?
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Vince started the topic Building up more revenue through Amazon Associates! in the forum Insiders Side Hustlers' Club 2 years, 9 months ago
So I started using AA on a few of my sites, just randomly and I saw I was making some earnings. I decided to make some actual blog posts directing people with options to buy and using links to Amazon products. A few of the posts did pretty good with traffic and I noticed since doing these kinds of posts, I am up about 150% from where I was when I…[Read more]
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Vince started the topic Earning through rideshares? in the forum Insiders Side Hustlers' Club 2 years, 9 months ago
Does anyone have any experience with Uber or any of the other rideshare services available now?
I have been curious about it since last year when it really took off. The only reason I didn’t try it out for myself was the virus but now that summer is here (and the mandates are gone) and I am looking for something to supplement my pay on the…[Read more]
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Vince started the topic Looking forward to being a member here! in the forum New FangWallet Insiders – Introductions 2 years, 9 months ago
I liked the look of the place so I decided to join. I was on another forum that closed down a month or so ago. The owner decided to sell the domain so the forum got wiped clean. I have been trying to find a place with similar topics and this is the closest fit I have found. Looking forward to being a member here and meeting new people!
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