FangWallet — Personal Finance Blog on Passive Income Ideas.

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Beginner's Guides

How to Successfully Budget and Win the Mental Battle of Saving

By Albert Fang June 17, 2020

As much as I hate to admit it, saving money can be a very hard topic to crack depending on the individual. Measuring success for budgeting and saving money can look very different because living a frugal lifestyle relies heavily upon the individual to adopt an unrealistic good set of habits from cold turkey sometimes.

Credit Cards

Demystifying How to Get a Good Credit Score

By Albert Fang November 30, 2017

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit

Beginner's Guides

5 Steps to Budgeting and Saving for Retirement Effectively

By Albert Fang November 27, 2017

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one's self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect

Frugal Living

How to Live Below Your Means Without Feeling Deprived

By Wesley Gu July 2, 2025

Living below your means doesn't have to feel restrictive. Start by identifying your true priorities-spend on what truly brings joy while cutting back on impulsive buys. Embrace simple pleasures, and you'll find financial freedom without deprivation.

Frugal Living

Common Financial Mistakes That Can Lead to Homelessness for Families

By Ben Carlson July 2, 2025

In today's unpredictable economy, financial missteps can have dire consequences. Families often face homelessness due to a lack of budgeting, accumulating debt, mismanaging credit, ignoring emergency savings, and failing to seek financial advice. Awareness is key.

Business

FedEx Stock Is at Its Bottom and It May Be Time to Buy

By Young Soma July 2, 2025

FedEx stock has hit a low point, prompting many investors to reevaluate their positions. With strategic changes ahead and improving economic conditions, now might be the perfect moment to consider adding FedEx to your portfolio. Don't miss this potential rebound!

Beginner's Guides

How to Set Up Stop-loss and Take-profit Orders

By Richard Yolo July 2, 2025

Setting up stop-loss and take-profit orders is essential for managing risk in trading. Start by determining your risk tolerance and profit goals. Place your stop-loss just below your entry point and set your take-profit at a level that reflects a favorable reward-to-risk ratio.

Opinion

Can You Really Trust the Summary-generator.net to Get the Full Picture?

By FangWallet Editors July 2, 2025

We’re living in a place full of information. From emails to blogs, there’s just too much to read. That’s why more people are turning to summary tools like Summary-generator.net. They promise to give you the “short version” without wasting your time. Sounds perfect, right? But here’s the big question — can these tools really help

Frugal Living

8 Popular Cities To Retire On $3,000 per Month

By FangWallet Editors July 2, 2025

Choosing the perfect place to retire is not an easy choice at all. The cost of living is certainly among the first things you are considering while making this choice. However, you need to consider other important aspects, such as security, amenities, and the overall livability of the city. To make things easy for you,

Cryptocurrency

Bitcoin’s Rise Puts HYPE, BCH, LINK, SEI in Spotlight

By Steven Gin July 2, 2025

Bitcoin is on the verge of a significant weekly close, potentially shaping market momentum. As it gains traction, can altcoins like HYPE, BCH, LINK, and SEI ride the wave of enthusiasm? Investors are keenly watching for potential breakouts.

Banking

Godfather Malware Targets Android Banking Apps

By Chris Yu July 2, 2025

The resurgence of 'Godfather' malware is raising alarm bells as it targets Android banking apps. This sophisticated threat can hijack your financial credentials, emphasizing the importance of vigilance in your digital security practices. Stay informed and protect your data.

Health

Why Clue’s Cycle Tracking Falls Short for Non-Bleeding Users

By Jamie Banks July 2, 2025

While cycle tracking apps are essential for understanding our health, Clue's focus on bleeding data often overlooks the nuances of our full cycles. We need an approach that embraces all aspects of our reproductive health, not just menstruation.

Beginner's Guides

Why Willpower Alone Can’t Stop Overspending

By Nick Fong July 2, 2025

Many believe willpower is the key to spending less, but it often falters. Instead of relying solely on self-control, consider rewiring your environment and habits. Small changes can create lasting patterns that naturally encourage frugality.

Beginner's Guides

How Gmail’s Personalized Smart Replies Enhance Your Email Communication

By Ben Carlson July 2, 2025

Gmail's latest feature, personalized smart replies, aims to enhance your email experience by mimicking your unique writing style. This update promises to make your responses feel more authentic and tailored, simplifying communication while preserving your voice.

Business

Nike Stock: The Mother of All Comebacks Might Have Just Begun

By Wesley Gu July 2, 2025

Nike stock has shown resilience, indicating a potential turnaround. With innovative product launches and a renewed focus on sustainability, the brand seems poised for growth. Investors might just witness the mother of all comebacks unfold.

Deals

Uber Referral Code 2025-2026

By Vincent Chan July 2, 2025

Looking to save on your next Uber ride in 2025-2026? Using a referral code can help you grab discounts and perks. Simply enter the code during sign-up or in the app to enjoy your rides at a fraction of the cost while sharing the benefits.

Auto

Ford’s $11B Battery Factory Signals a New Era of EV Manufacturing

By Alex Money July 2, 2025

Ford remains committed to its battery factory plans despite potential Republican efforts to eliminate related tax breaks. This decision underscores the company's dedication to sustainable innovation and long-term growth in the electric vehicle market.

Beginner's Guides

AI in Finance: Transforming Strategy and Corporate Resilience

By Young Soma July 2, 2025

In a recent interview with Hard Fork, OpenAI's Sam Altman shared invaluable insights on AI's future, emphasizing safety and collaboration. He highlighted the importance of responsible development, urging a balanced approach to tech innovations for society's benefit.

Business

Goodyear Stock Surges 28% in 2025

By Vivian Hsu July 2, 2025

Goodyear's stock soared 28% in 2025, sparking conversations about its growth potential. Investors are intrigued-will this momentum continue? With innovation and market demand driving the tire industry, the future looks promising. Stay tuned!

Banking

Regional Bank Buybacks: 5 Institutions Making Big Moves

By Chris Yu July 2, 2025

In today's banking landscape, several regional banks are making waves with significant buyback initiatives. Institutions like First Horizon and UMB Financial are not only reflecting confidence in their financial health but also signaling strong investor returns.

Business

Brookfield’s Barclays Deal Reshapes Payments

By David Chu July 2, 2025

Brookfield has officially acquired Barclays’ payments business, marking a significant expansion in its financial portfolio. This strategic move highlights Brookfield's commitment to tapping into the growing fintech sector and enhancing payment solutions.

Banking

Bank Closures and Community Impact

By Mei Ling July 2, 2025

In a surprising move, a major bank has announced the closure of 20% of its locations, a shift reflecting changing customer habits and digital banking trends. While this may streamline operations, it raises concerns about accessibility for many longtime clients.

Business

US Real Estate Market Slows as Sales Fall in Mid 2025

By Michelle Chen July 2, 2025

Condo sales have plummeted to their lowest levels in recorded data, while supply has surged to heights not seen since the housing bust. Single-family home sales are also trailing behind 1995 figures, with inventories at a peak since 2016.

Investing

Why FBY Might Not Be the Best Strategy for META Investors

By Richard Yolo July 2, 2025

In evaluating the FBY strategy for holding META, it's clear that this approach may not align with optimal investment practices. While it offers potential short-term gains, the inherent volatility and lack of long-term stability make it questionable for serious investors.

Investing

Streamlining Currency Exchange and Bullion Investment

By FangWallet Editors July 1, 2025

In an increasingly interconnected global economy, managing finances effectively—whether for personal needs like international travel or sending money to family abroad, or for business operations such as paying overseas suppliers and handling revenue in multiple currencies—has become more complex yet more critical than ever. For many years, traditional banking institutions were the default option for

Business

Business Trends in 2025: How Entrepreneurs Can Stay Ahead of the Competition

By FangWallet Editors July 1, 2025

The business landscape is constantly evolving, and 2025 is set to bring significant changes driven by technology, shifting consumer behaviors, and global economic trends. Entrepreneurs and business owners must stay ahead of these transformations to remain competitive and capitalize on new opportunities. From artificial intelligence (AI) revolutionizing industries to the rise of remote work and

Lifestyle

Everything to Know About Playing Slots for Free with Sweepstakes Casino

By FangWallet Editors July 1, 2025

Sweepstakes casinos offer a fun and easy way to enjoy slot-style games online using virtual coins. These platforms are designed for simple, relaxed play and are especially popular among those looking for engaging entertainment with no pressure, complicated rules, or learning curves. Players can explore a wide variety of games, enjoy bonus features, and collect

Cryptocurrency

Senate Passes Cryptocurrency and Stablecoin Rules Bill

By Kevin Lee June 30, 2025

The Senate has approved a landmark bill establishing rules for cryptocurrency and stablecoins, signaling a significant step towards regulation in the digital finance sector. This new framework aims to enhance consumer protection while fostering innovation.

Cryptocurrency

Screen Quality Holds Back the Promise of Passive VGT Tech

By Jason Zweig June 30, 2025

While VGT tech has shown promise in improving user experience, the lack of a high-quality display remains a significant hurdle. A better screen is essential for fully realizing the potential of passive technology and enhancing visual clarity.

Investing

Analyst Eyes $800 META Target Amid Growth Drivers

By Kent Baker June 30, 2025

Analysts predict Meta could soar to $800 as it continues to innovate and expand its portfolio. drivers include advancements in AI technology and an increase in advertising revenue. Investors should watch for these developments to fuel potential growth.

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

How to Successfully Budget and Win the Mental Battle of Saving

Demystifying How to Get a Good Credit Score

5 Steps to Budgeting and Saving for Retirement Effectively

How to Live Below Your Means Without Feeling Deprived

Common Financial Mistakes That Can Lead to Homelessness for Families

FedEx Stock Is at Its Bottom and It May Be Time to Buy

How to Set Up Stop-loss and Take-profit Orders

Can You Really Trust the Summary-generator.net to Get the Full Picture?

8 Popular Cities To Retire On $3,000 per Month

Bitcoin’s Rise Puts HYPE, BCH, LINK, SEI in Spotlight

Godfather Malware Targets Android Banking Apps

Why Clue’s Cycle Tracking Falls Short for Non-Bleeding Users

Why Willpower Alone Can’t Stop Overspending

How Gmail’s Personalized Smart Replies Enhance Your Email Communication

Nike Stock: The Mother of All Comebacks Might Have Just Begun

Uber Referral Code 2025-2026

Ford’s $11B Battery Factory Signals a New Era of EV Manufacturing

AI in Finance: Transforming Strategy and Corporate Resilience

Goodyear Stock Surges 28% in 2025

Regional Bank Buybacks: 5 Institutions Making Big Moves

Brookfield’s Barclays Deal Reshapes Payments

Bank Closures and Community Impact

US Real Estate Market Slows as Sales Fall in Mid 2025

Why FBY Might Not Be the Best Strategy for META Investors

Streamlining Currency Exchange and Bullion Investment

Business Trends in 2025: How Entrepreneurs Can Stay Ahead of the Competition

Everything to Know About Playing Slots for Free with Sweepstakes Casino

Senate Passes Cryptocurrency and Stablecoin Rules Bill

Screen Quality Holds Back the Promise of Passive VGT Tech

Analyst Eyes $800 META Target Amid Growth Drivers

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.