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Frugal Living

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If you’re ready to take control of your finances and give budgeting a go, you might be wondering where to start. In a nutshell, budgeting means planning how you will allocate (spend) your money, then tracking your spending to see how it aligns with your plans. These days, there’s no shortage of budgeting apps and software programs to help you do this. Whether they are free or paid, these budgeting tools are designed to automate…

Free reward points is always a nice feeling. There is something about getting something for free that makes the moment that much better. Well, if you didn’t know, thanks to the Shop Your Way Rewards and Visa’s Local Offers programs with Uber, you can now relish in the moment and earn points for activities you already do like spending on dining or riding with the Uber app. Below will be a quick tutorial on how to…

A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brain power to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of many of these wonderful blogs in the personal finance community on the web. The time dedicated for each individual…

Picking a car to buy is already a hard process. Buying used can be even more complex because there are more variables knowing that the car is pre-owned. Questions like how did the previous owners treat the car, car mileage, and damage history may be common questions that arise upon browsing for a used car. This post will be dedicated to be a cheat-sheet for those in the market for a car, but don’t want…

Shopping online is becoming the norm nowadays, often even outmatching in-store sales. Competition for online shoppers is becoming steeper each passing day. Thus, many storefronts are now considering employing cash back incentives to entice customers to shop with them online. How most cash back programs generally work out for the merchant is that instead of passing the entire advertising budget into traditional methods like commercials and Internet advertisements, storefronts are now even considering sharing part…

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