This blog post may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services.
When people think about credit cards, curiosity gets the best of them and the question of “what is the highest credit score you can get” often dawns the mind.
Fear not, the answer you are looking for is: the highest credit score varies depending on the credit bureau, but the credit score scale is typically 850.
Become an Insider
Is it possible to get an 850 credit score?
The only way to obtain the perfect credit score of 850 is very dependent on your spending habits and circumstances. Because of the nature of credit score often fluctuates depending on card utilization, spend, hard inquiries, and among other factors, obtaining a perfect credit score is rare. However, any score above 750 is typically a great score. Anything above is traditionally very good credit territory.
Do I absolutely need a perfect credit score?
The answer is no. Credit scores are typically dealt with in ranges. Depending on which spectrum you fall under in the numerical credit score range, you will be deemed of having an excellent, very good, good, fair, or poor credit score. In other words, once you fall under a certain range, there is no additional gain from credit number increments.
|Credit Score Ranges||Credit Score|
|Excellent Credit||800 & above|
|Very Good Credit||740 – 799|
|Good Credit||670 – 739|
|Fair Credit||580 – 669|
|Poor Credit||580 & below|
Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned and has not been endorsed by any of these entities. Opinions expressed here are author's alone
The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur.