Best Credit Cards for Hotel Stays: Earn More on Every Trip

Are you planning your next vacation and want to maximize your hotel stays? Choosing the right credit card can enhance your travel experience, offering perks like free nights, room upgrades, loyalty points, and more. In this article, we’ve compiled a selection of the best credit cards for hotel rewards—featuring 7 top options that cater to various preferences and styles.

Whether you’re a frequent traveler seeking elite status or someone who enjoys an occasional splurge on luxury accommodations, this guide will help you navigate through each card’s unique benefits. You’ll gain insights into how these cards work and what makes them suitable for maximizing your hotel stays.

Get ready to discover which credit cards can transform the way you experience travel!

Marriott Bonvoy Boundless Credit Card

Perfect for travelers who frequently stay at Marriott hotels, this card offers generous points on hotel stays and creates a pathway to elite status.

The Marriott Bonvoy Boundless Credit Card is an exceptional choice for avid travelers who often find themselves booking stays at Marriott properties. With this card, you can earn 6 points per dollar spent on eligible purchases at over 7,000 participating hotels in the Marriott portfolio. Additionally, every other purchase rewards you with 2 points per dollar, making it easy to accumulate valuable points that can be redeemed for free nights or other travel experiences.

One standout feature of this card is its ability to help users achieve elite status within the Marriott Bonvoy program more quickly. Cardholders receive 1 free night award annually after their account anniversary, granting a night’s stay at any property costing up to 35,000 points. Moreover, spending $15,000 on purchases annually unlocks additional elite night credits, fast-tracking your journey toward perks like room upgrades and exclusive lounge access.

Hilton Honors American Express Aspire Card

With top-tier benefits, the Aspire Card provides complimentary Diamond status and substantial rewards on Hilton purchases at various Hilton properties, making it a favorite among loyalists.

The Hilton Honors American Express Aspire Card is a standout option for frequent travelers, especially those loyal to the Hilton brand. With exceptional benefits, it offers cardholders complimentary Diamond status, which unlocks exclusive perks such as room upgrades, late check-out, and bonus points on stays. This elevation in status not only enhances your overall travel experience but also makes every stay feel more luxurious.

In addition to premium hotel privileges, the Aspire Card offers substantial rewards for Hilton enthusiasts:

• Earn 14X points on eligible purchases at Hilton hotels.
• Earn 7X points on flights booked directly with airlines or through Amex travel.
• Earn 3X points on all other eligible purchases.
• $250 annual resort credit, redeemable for qualifying charges at participating resorts within the Hilton portfolio.
• No foreign transaction fees, making international travel easier and more affordable.

This combination of strong earning potential and high-value hospitality benefits solidifies the Aspire Card as a favorite among dedicated hotel loyalty members. Whether you’re accumulating points for your next reward stay or enjoying complimentary services during your travels, this card elevates the entire experience while helping you maximize your investments in both time and money spent with Hilton.

World of Hyatt Credit Card

Ideal for Hyatt fans, this card allows users to earn points quickly on eligible expenses and includes valuable perks like free nights after account opening.

The World of Hyatt Credit Card is a perfect choice for those who frequently stay at Hyatt properties. With this card, users can earn points quickly on eligible purchases, allowing them to maximize their rewards and enjoy free nights sooner than expected.

Earn Bonus Points: New cardholders can take advantage of sign-up bonuses, which substantially boost point accumulation right from the start.

Rewards Structure: Enjoy earning 4 base points per dollar spent at Hyatt hotels and 2 points on utilities, dining, and transportation expenses.

Annual Free Night Award: Each year after your account anniversary, receive a free night that can be used at any category 1-4 Hyatt hotel, including various IHG Hotels.

No Foreign Transaction Fees: Perfect for travelers, as there are no additional charges when spending abroad at IHG Hotels and Resorts.

This card isn’t just about earning miles; it also offers members several valuable perks. From increased eligibility for suite upgrades to access to exclusive events throughout the year, it’s designed specifically for the loyal Hyatt customer. If you’re often booking stays or planning vacations that include Hyatts around the world, this could be an indispensable tool in your travel arsenal.

Chase Sapphire Preferred Card

While not exclusively a hotel card, its versatile travel rewards can be transferred to various hotel loyalty programs—an excellent choice for flexible travelers.

The unparalleled versatility of the Chase Sapphire Preferred Card sets it apart in the competitive travel rewards credit card market. Although it’s not exclusively designed for hotel stays, cardholders enjoy the flexibility of transferring points to a multitude of hotel loyalty programs through Chase Travel, making it an excellent choice for those who value adaptability in their travel plans. Customers can transfer Chase Ultimate Rewards points at a 1:1 ratio to several popular hotel programs, including:

• World of Hyatt
• Marriott Bonvoy
• IHG Rewards Club
• Radisson Rewards
• Wyndham Rewards

This flexible approach allows travelers to select their accommodations based on personal preferences or specific trip needs, rather than being tied down by brand loyalty. Plus, with features such as earning 2x points on travel and dining at restaurants (after spending $4,000 on purchases in the first 3 months from account opening), this card makes accumulating reward points both easy and rewarding.

IHG Rewards Club Premier Credit Card

Offering benefits like an anniversary night reward and bonus points on spend categories including restaurants and gas stations, it’s perfect for frequent InterContinental guests.

The IHG Rewards Club Premier Credit Card is a top-tier choice for those who frequently stay at InterContinental hotels and other properties in the IHG portfolio. One of its standout features is the anniversary night reward, which provides cardholders with a complimentary night at any eligible hotel after each account anniversary, ensuring that your loyalty pays off with free stays.

Additionally, this card offers generous bonus points on purchases made in specific categories, making it versatile for everyday spending. You can earn:

• 5x points on travel, including gas stations
• 2x points at restaurants and grocery stores
• 1x point on all other purchases

This structure not only rewards you for your travel-related expenses but also makes everyday transactions count toward your next getaway. With no foreign transaction fees and additional perks like priority check-in and access to exclusive offers, this credit card truly enhances the experience of frequent travelers loyal to IHG brands.

Best Hotel Credit Card Overall

The Marriott Bonvoy Boundless Credit Card stands out as the best hotel credit card overall, offering exceptional benefits like free night awards, elite status, and a generous welcome offer. With this card, you can enjoy room upgrades, Marriott Bonvoy points on everyday spending, and other travel perks. It provides amazing value for loyal guests of Marriott properties and is a top choice for those seeking a rewarding hotel credit card experience. For frequent travelers looking for a well-rounded hotel credit card, the Marriott Bonvoy Boundless Credit Card is a standout option in the market.

Capital One Venture Rewards Credit Card

Known for its simple earning structure that gives 2 miles per dollar spent everywhere—not just hotels—this card is great if you appreciate straightforward rewards flexibility when booking accommodations through Capital One Travel.

The Capital One Venture Rewards Credit Card has positioned itself as a top choice for those seeking straightforward rewards with flexibility. With an attractive earning rate of 2 miles per dollar spent on all purchases, it allows cardholders to effortlessly accumulate miles without the need to track spending categories or redeem points exclusively for hotel stays. This can be particularly beneficial if you frequently travel but don’t limit your expenses solely to accommodations.

Additional benefits make this card an appealing option:

• No foreign transaction fees: Perfect for international travelers who want to avoid extra charges while making purchases abroad.
• Simplicity in redemption: Miles earned can be used toward any flight, car rental, or even statement credits against previous travel purchases, providing unparalleled flexibility.
• Sign-up bonus: New members frequently have opportunities to earn a substantial bonus after meeting certain spending requirements within the first few months.
• User-friendly mobile app: Manage your account and track earnings seamlessly with their streamlined digital interface.

The Capital One Venture Rewards Credit Card stands out as a top choice in the realm of credit cards tailored for hotel check-ins and exclusive offers. Its 2 miles per dollar spent on all purchases feature adds a layer of versatility, appealing to travelers who value simplicity and flexibility in their rewards program. Moreover, additional perks such as no foreign transaction fees, easy redemption options, enticing sign-up bonuses, and a user-friendly mobile app further elevate the appeal of this card for frequent flyers and globetrotters.

Radisson Rewards Visa Signature Card

Focused around Radisson properties, this card provides unique incentives such as additional points every time you book with Radisson or attend events hosted there.

The Radisson Rewards Visa Signature Card is an excellent choice for frequent travelers who prefer to stay at Radisson properties. This card empowers you to earn 5 points per dollar spent on hotel bookings made directly through Radisson, which can quickly accumulate into substantial rewards. Not only do you gain additional points when booking rooms, but attending events or dining at Radisson locations also enhances your point tally.

In addition to its robust earning potential, the card offers exclusive benefits, including:

• Automatic Silver Status: Enjoy complimentary upgrades and early check-in/late check-out options.
• No foreign transaction fees: Travel internationally without worrying about extra charges.
• A generous welcome bonus: Points that can be redeemed for free nights and other rewards after meeting initial spending requirements.

This combination of perks makes the Radisson Rewards Visa Signature Card stand out among hotel credit cards, creating significant value for loyal guests of the brand.

If you’re a frequent traveler who favors Radisson properties, the Radisson Rewards Visa Signature Card is tailored for you. Earn 5 points per dollar on direct Radisson bookings, with bonuses for events and dining. Enjoy perks like automatic Silver Status, no foreign transaction fees, and a generous welcome bonus. This card is designed to maximize rewards and enhance your Radisson experience seamlessly.

Best No Annual Fee Credit Card for Any Hotel Chain

Among the array of hotel credit cards, the Hilton Honors American Express Card stands out as the best no-annual-fee option for any hotel chain. This card offers a range of benefits without the burden of an annual fee, making it an attractive choice for those looking to enjoy perks without additional costs. With features like welcome offers, Hilton Honors Bonus Points, and complimentary benefits such as Silver status, this card proves to be a valuable companion for travelers seeking rewards, similar to what one might find with a platinum card, without the commitment of an annual fee.

Best Hotel Credit Card for Initial Bonus

When looking for the best hotel credit card for an initial bonus, the Marriott Bonvoy Boundless Credit Card stands out. With a lucrative welcome offer, it provides the opportunity to earn free nights for stays at Marriott Bonvoy properties. This card offers substantial benefits, including elite status, room upgrades, and more. For travelers seeking immediate value and reward points to kickstart their hotel stays, the Marriott Bonvoy Boundless Credit Card is a top choice in the realm of hotel credit cards.

Best Hotel Credit Card for Business

For business travelers seeking exceptional perks, the Marriott Bonvoy Business™ American Express® Card stands out. Enjoy automatic Silver Elite Status with Marriott Bonvoy, enriching your stays with benefits such as complimentary Wi-Fi and priority late checkout, along with the opportunity to reach Gold Elite status. Earn up to 75,000 Marriott Bonvoy bonus points as a welcome offer, ideal for enhancing your business trips or personal getaways. The card also offers 6x points at participating hotels, 4x points at U.S. restaurants, and gas stations, making it a lucrative choice for those frequently on the go. Elevate your business travel experience with this top-tier hotel credit card.

Methodology for Selecting the Best Hotel Credit Cards

Choosing the best hotel credit cards involves a strategic evaluation of various factors. Consider the welcome offer, annual fee, and specific hotel chain affiliations to maximize benefits. Assess the free night awards, room upgrades, and elite status perks offered. Evaluate the earning potential on everyday spending and the value of points or miles earned. Review additional benefits like lounge access, trip cancellation insurance, and late checkout. Compare the card’s flexibility for redeeming rewards across different accommodation options, including hotels, vacation rentals, and online retail purchases. Ensure the card aligns with your travel habits and preferences, especially when considering whether the annual fee is justified based on the overall value you receive.

Best Hotel Rewards Programs Comparison

When comparing the best hotel rewards programs, it’s crucial to consider factors like elite status benefits, welcome offers, and earning potential. Marriott Bonvoy stands out with its diverse portfolio and excellent redemption options. World of Hyatt excels in providing generous elite status perks and free night awards. IHG Rewards Club impresses with its valuable welcome offer and extensive hotel chain coverage. Hilton Honors offers a wide range of benefits, including room upgrades and free nights. Each program has its strengths and caters to different traveler preferences, making it essential to choose based on individual needs and travel habits.

Reviewed and edited by Albert Fang.

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Article Title: Best Credit Cards for Hotel Stays: Earn More on Every Trip

https://fangwallet.com/2025/02/08/best-credit-cards-for-hotel/

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