This article may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Nonetheless, our opinions are our own.
- Key Highlights
- Introduction
- Understanding the Basics of Pi Network and XRP
- The Technology Behind Pi Network and XRP
- A Beginner’s Guide to Investing in Cryptocurrencies Like Pi Network and XRP
- The Future Projections: Pi Network and XRP in 2025-2026
- Conclusion
- Frequently Asked Questions
- Recommended Reads
Key Highlights
- Pi Network and XRP are popular cryptocurrencies that lots of people are discussing.
- Pi Network is a mobile cryptocurrency still in development and not yet live on the mainnet.
- XRP helps financial institutions with payments between countries.
- Investing in cryptocurrencies can be risky, so it is important to do your research.
- We do not know what the future holds for Pi Network or its value after launch, but XRP’s price is expected to go up.
- The referral code realfangwallet (must be all lowercase) currently offers the highest Pi Network referral code bonus opportunity.
Introduction
The crypto market has grown a lot. Digital currencies like Bitcoin and Ethereum are very popular now. As the cryptocurrency market changes, new choices keep coming up. Each choice has special features and chances. In this article, we will look at how Pi Network and XRP are different. These two cryptocurrencies are getting a lot of attention in the crypto space.
Understanding the Basics of Pi Network and XRP
Before we look at Pi Network and XRP, we need to know what makes them different. Pi Network is new in the crypto world. It is still under development and works on a testnet. On the other hand, XRP is a popular cryptocurrency. It has a strong place in the market and has good trading volume.
What is Pi Network?
Pi Network stands out because it focuses on mobile users first. You can “mine” Pi coins using your smartphone. This makes it easier for people to start with cryptocurrency. The project aims to build a large community of users before the mainnet launch. Pi Network uses a special system called the “Stellar Consensus Protocol.” This system is made to be secure and uses less energy. Right now, Pi Network is new and not available on exchanges. So, the value of Pi coins is uncertain. We do not know what the pi coin price will be when it launches or if it will have real value.
What is XRP?
XRP is the digital money used on the Ripple network. Ripple Labs created it. XRP allows fast and cheap transactions, making it easy to send money between countries. Ripple aims to work with financial institutions to enhance their payment systems with blockchain technology. Unlike many other cryptocurrencies, XRP is more centralized. This is because Ripple Labs owns a large part of all XRP. Despite some regulatory challenges, XRP still has a strong market cap and high trading volume.
The Technology Behind Pi Network and XRP
Pi Network and XRP use different technologies. Pi Network is designed to be easy to use on phones. XRP, on the other hand, focuses on fast and large-scale transactions around the world. You can see these differences in how they confirm transactions and how they set up their networks.
How Pi Network’s Mining Works
Pi Network is different from regular cryptocurrencies. It does not use energy-hungry mining methods. You can “mine” PI coins directly on your smartphone without worrying about using up your battery. The network uses the connections between users to create a security circle. This circle helps check transactions and stop fraud. A key aspect is that mining on Pi Network does not need you to solve difficult math problems or use special machines. Additionally, Pi Network says it does not collect or sell personal data and focuses on keeping user privacy safe.
The Ripple Protocol and XRP Ledger
XRP is built on the Ripple Protocol. This system helps with quick payments, currency exchange, and sending money. The XRP Ledger has a special database for handling these transactions. The process to agree on transactions is known as the XRP Consensus Algorithm. This method relies on validators instead of proof-of-work or proof-of-stake. With XRP, transactions happen much faster, and the fees are lower than those of regular payment systems. This is good for financial institutions that seek better solutions for cross-border payments. To keep it safe, some XRP is stored in escrow.
A Beginner’s Guide to Investing in Cryptocurrencies Like Pi Network and XRP
Investing in cryptocurrencies can be hard for beginners. However, once you understand the basics, it gets simpler to start. Here are some important steps to help you begin with cryptocurrencies like Pi Network and XRP. Keep in mind, this is not financial advice. It’s a good idea to talk to a financial advisor.
What You Will Need to Get Started
Before you start using Pi Network or XRP, there are some important things you need to know.
- Digital Wallet: A digital wallet keeps your cryptocurrencies safe. Pick a well-known wallet that works with the cryptocurrencies you want to buy.
- Cryptocurrency Exchange: To trade cryptocurrencies, you need to have an account on a cryptocurrency exchange. Good options are Binance, Bybit, and OKX.
- Investment Advice: It’s smart to speak with a qualified financial advisor before you make any investment choices.
Step 1: Setting Up a Digital Wallet
The first step in your crypto journey is to pick a secure digital wallet. There are several kinds of wallets available. These include software wallets, hardware wallets, and mobile wallets. Software wallets are usually free and can be accessed through an app or a web browser. Hardware wallets are safer, as they store your crypto offline on a physical device. When you set up your wallet, make sure to choose platforms with strong security features. One important feature is two-factor authentication, which helps protect your valuable tokens.
Step 2: Choosing a Cryptocurrency Exchange
Once you set up your wallet, the next step is to find a good cryptocurrency exchange. Look for exchanges that have the cryptocurrencies you want, like Pi Network (when it is available) or XRP. A good exchange should be easy to use and have high liquidity. This means you can buy or sell your assets quickly at the price you want. It’s also important to think about trading fees, security, customer support, and the trading pairs they offer. Remember, the cryptocurrency market is open 24/7. Choose an exchange that fits your trading style and what you like.
The Future Projections: Pi Network and XRP in 2025-2026
Predicting the future of any cryptocurrency is tough. Prices can shift quickly because of market changes and unexpected events. Still, we can analyze current trends and listen to expert advice. This can help us guess what may happen with Pi Network and XRP in the coming years as we wait for Pi Network to be listed.
Analysts’ Predictions for Pi Network
Predicting the future of Pi Network is tough since it has not launched yet. Its value will rely on the mainnet launch and where it gets listed for trading. Some fans feel hopeful about it, but others choose to be more cautious.
Year | Pi Network Price Prediction |
---|---|
2025 | $0.01 – $1 |
2026 | $0.10 – $5 |
It is important to say that the guesses for the pi coin price mentioned above are not certain. The future of the Pi Network depends on several factors. These factors include how many users join, new technology, changes in rules, and the overall mood in the crypto world.
Analysts’ Predictions for XRP
XRP’s price has changed because of the unclear rules about Ripple’s legal issues with the SEC. Lately, there are hints that things could get better for Ripple. If this occurs, it might raise XRP’s price.
Experts think that if the crypto market performs well and Ripple’s legal problems are resolved, XRP’s price could hit new highs in the coming years.
Always talk to a financial advisor before you decide to invest.
Conclusion
In conclusion, understanding the differences between Pi Network and XRP is key when you invest in cryptocurrencies. Pi Network uses new methods for mining, while XRP relies on the Ripple Protocol to send money. Each of them has unique features that attract investors. You should research well and consider future trends before investing. A good starting point is to set up a digital wallet and choose a trustworthy cryptocurrency exchange. Pay attention to predictions for Pi Network and XRP from 2025 to 2026. This information can be useful for your investment plans. Stay informed and ready in the changing world of cryptocurrencies.
- The referral code realfangwallet (must be all lowercase) currently offers the highest Pi Network referral code bonus opportunity.
Frequently Asked Questions
Is Pi Network a Good Investment for Beginners?
We are not certain if Pi Network is a good option for beginners to invest in. Currently, Pi coin holds no value because its mainnet has not begun yet. This makes it tough to see its real potential. Be careful, as there is no market to trade Pi Network. This makes it hard to figure out if it’s truly worth investing in or just a scam. Also, keep in mind that this is not investment advice.
Can XRP Reach $10 by 2025-2026?
Predicting cryptocurrency prices is hard. However, it seems possible that XRP could reach $10 by 2025-2026, even though we can’t be sure. Many factors will play a role in this. These factors include how people feel about the crypto market, any new rules from the SEC, and how well Ripple creates partnerships. It’s a good idea to talk to a financial advisor for advice that fits your needs.
How Does Mining Pi Network Differ From Other Cryptocurrencies?
Pi Network is different from Bitcoin because it requires less energy to mine. Pi Network says it is better for the environment since you can mine using just your smartphone. Users “mine” by checking into the app every day. But the real value of this mining is still unclear until Pi Network starts on the mainnet.
What Are the Risks Involved in Investing in Pi Network and XRP?
Investing in Pi Network and XRP comes with risks. We cannot be sure what the future holds for Pi Network or what its value will be when it finally starts. XRP’s price relies a lot on Ripple’s legal issues with the SEC. Keep in mind that all crypto investments can be uncertain, and you might lose your money.

Reviewed and edited by Albert Fang.
See a typo or want to suggest an edit/revision to the content? Use the comment form below for feedback.
At FangWallet, we value editorial integrity and open collaboration in curating quality content for readers to enjoy. Much appreciated for the assist.
Did you like our article and find it insightful? We encourage sharing the article link with family and friends to benefit as well - better yet, sharing on social media. Thank you for the support! 🍉
Article Title: Pi Network vs XRP Crypto in 2025-2026: What Is The Difference?
https://fangwallet.com/2025/02/22/pi-network-vs-xrp/
The FangWallet Promise
FangWallet is an editorially independent resource - founded on breaking down challenging financial concepts for anyone to understand since 2014. While we adhere to editorial integrity, note that this post may contain references to products from our partners.
The FangWallet promise is always to have your best interest in mind and be transparent and honest about the financial picture.
Become an Insider
Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned. The opinions expressed here are the author's alone.
The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur including the potential loss of principal.
Source Citation References:
+ Inspo
Investopedia. (n.d.). Investopedia. https://www.investopedia.com/
Wikipedia, the free encyclopedia. (n.d.). https://www.wikipedia.org/
Fang, A. (n.d.). FangWallet — Personal Finance Blog on Passive Income Ideas. FangWallet. https://fangwallet.com/
Google Scholar. (n.d.). Google Scholar. https://scholar.google.com/