Ark7 Review: An Accessible and Smooth Way to Invest in Real Estate

Ark7 Rating: 4.6/5

Commissions and Fees: 4.5

Amount of Deals: 4

Ease-of-Use: 4.8

Liquidity: 4.5

What is Ark7?

Ark7 is a platform that makes real estate investing accessible by offering fractional ownership in rental properties throughout the U.S. It’s open to every investor, with entry starting at just $100. This low barrier enables individuals to broaden their investment portfolios and generate passive income on a monthly basis.

So far, more than 100,000 investors have joined Ark7, and the platform has paid out over $3 million in dividends. With a focus on transparency in property selection, hands-on management, and an intuitive user experience, Ark7 appeals to both beginners and experienced investors looking for reliable exposure to real estate.

Pros and Cons

Pros

• Start investing in real estate with just $100
• Earn monthly cash distributions
• Fully passive: no landlord duties or maintenance worries
• Detailed property breakdowns and financial disclosures

Cons

• Still a relatively new platform with a limited long-term track record

How Ark7 Works

Ark7 allows investors to buy shares in individually listed rental properties, including long-term rentals, Airbnb-style short-term units, and mid-term furnished homes. Unlike REITs or bundled funds, Ark7 provides a deal-by-deal approach, giving investors more control over their portfolio composition.

Step-by-step process:

1. Create an Account: Sign up with an email or third-party account.
2. Browse Properties: View detailed listings with share prices, projected returns, rent roll, expenses, and neighborhood data.
3. Invest: Buy shares directly from the platform via linked bank account.
4. Earn: Receive monthly rental income distributions on the 3rd of each month.
5. Sell: After the minimum holding period (typically 3–6 months) specified on each property page, shares can be sold on Ark7’s trading market.

Currently, Ark7 offers properties across 10 states, including single-family homes, duplexes, condos, and multi-unit buildings.

Liquidity: Selling Shares

Each property on Ark7 comes with its own minimum holding period, typically ranging from 3 to 6 months, as stated on the individual deal page. After that period, shares become eligible for sale via Ark7’s trading market, which operates in phases.

You can sell shares to other users once a deal becomes liquid, giving you more flexibility than traditional real estate ownership, without the need for full property sales or refinancing.

Ark7 Fees

Ark7 charges:

• A one-time 3% sourcing fee per investment
• A property management fee of 8%–15% of rental income, depending on the unit and location

These fees are competitive considering Ark7 handles everything from tenant management to maintenance, offering investors a completely passive experience. While some platforms like Fundrise offer lower annual fees (around 1%), they often require higher minimums or bundle assets into REITs.

Historical Performance

Ark7 offers two primary sources of return:

1. Monthly cash distributions
2. Potential property appreciation

As of early 2025:

• Investors received an average annualized return of ~6% from monthly distributions alone.
• Ark7 has paid $3 million in dividends to its investor base.
• Shareholders typically receive distributions by the third day of each month.

While appreciation takes longer to materialize, Ark7’s properties are selected for their location, growth potential, and income stability.

Is Ark7 Safe?

Ark7 prioritizes investor security and offer an innovative approach to real estate trading:

Protected Investments: Each property is held within a dedicated LLC structure, reducing liability and safeguarding the investor’s capital.

Regulated & Transparent: Ark7 operates under SEC regulations, providing full disclosure through periodic filings and audits to ensure transparency and accountability.

Top-tier Security: Bank-level encryption protocols are used to secure personal data, offering peace of mind with every transaction.

Secondary Market Access: With Ark7’s secondary market, investors can trade property shares, adding liquidity and flexibility to real estate investments.

Real estate investments are not SIPC-insured, but Ark7’s compliance with SEC disclosure requirements and independent audits provides a secure and trusted platform. As with all investments, there are risks such as tenant turnover, market fluctuations, and property depreciation. Ark7 is committed to minimizing these risks and maximizing potential returns.

Final Conclusion

Ark7 is one of the most accessible platforms in the fractional real estate space. Its $100 minimum, monthly cash flow, and property-level transparency make it a strong contender for anyone looking to generate passive income through rental housing.

While it’s still maturing as a company, Ark7’s expanding property portfolio and investor base are promising signs. For investors who want control over specific property investments, without the headaches of being a landlord, Ark7 is a powerful tool worth exploring.

Reviewed and edited by Albert Fang.

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Article Title: Ark7 Review: An Accessible and Smooth Way to Invest in Real Estate

https://fangwallet.com/2025/04/22/ark7-review-an-accessible-and-smooth-way-to-invest-in-real-estate/

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