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Retirement communities have become a popular choice for older adults looking for connection, convenience, and lifestyle perks without the responsibility of maintaining a traditional home. While these communities can be found across the country, some states have far more options than others. Whether it’s the sunny weather, lower taxes, or access to healthcare, certain places consistently draw retirees in large numbers.
Based on the latest available data, here are the 10 states with the most retirement communities in 2025 (RetirementLiving.com, 2025; NIC, 2025).
1. Florida
Florida remains the most popular state for retirees, home to the highest number of retirement communities in the country. With year-round warm weather, no state income tax, and an abundance of amenities tailored to older adults, it’s easy to see the appeal. Places like The Villages, Sarasota, and Naples are well-known for their thriving retiree populations and active adult lifestyles (U.S. Census Bureau, 2025; AARP, 2025).
2. California
California offers a wide range of retirement communities, from coastal cities to scenic inland valleys. While the cost of living can be high, the state draws retirees with its mild climate, access to top-tier healthcare, and diverse recreational opportunities. Palm Springs, San Diego, and the Bay Area all offer well-established retirement living options (NIC, 2025).
3. Texas
Texas continues to grow as a retirement destination, especially in cities like Austin, San Antonio, and the Dallas-Fort Worth area. The lack of a state income tax and a relatively affordable housing market have helped Texas climb the list. Many communities also offer resort-style amenities, golf courses, and medical facilities close by (RetirementLiving.com, 2025).
4. Arizona
Arizona’s dry climate and wide-open desert landscapes attract retirees who prefer sunshine and scenic beauty. Communities in Mesa, Scottsdale, and Tucson are popular among those looking for active living with access to hiking trails, wellness centers, and vibrant local culture. The state also offers relatively low property taxes and a wide range of age-restricted housing developments (AARP, 2025; NIC, 2025).
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5. Pennsylvania
Pennsylvania may not offer tropical weather, but it has one of the strongest networks of retirement communities in the Northeast. Cities like Lancaster, Allentown, and Pittsburgh provide a mix of independent and assisted living communities. The state is also known for having quality healthcare systems and a large number of continuing care retirement communities (U.S. Census Bureau, 2025).
6. North Carolina
From mountain towns to coastal getaways, North Carolina offers a wide variety of retirement settings. Communities in Asheville, Wilmington, and Raleigh-Durham have been growing steadily thanks to the state’s moderate climate, scenic beauty, and access to high-quality healthcare providers. Many retirees also appreciate the balance of affordability and amenities (RetirementLiving.com, 2025).
7. Georgia
Georgia’s mix of mild winters and relatively low cost of living make it an attractive option for many retirees. Communities in Savannah, Atlanta, and Augusta have grown in recent years, offering both small-town charm and big-city medical access. Recreational activities, cultural events, and proximity to the coast also add to the appeal (NIC, 2025).
8. Ohio
Ohio offers a surprising number of retirement communities given its location in the Midwest. Cities like Columbus, Cleveland, and Cincinnati are home to a wide variety of options. For retirees who want to stay close to family or return to familiar surroundings, Ohio presents a more affordable alternative with strong healthcare systems and low home prices (U.S. Census Bureau, 2025; RetirementLiving.com, 2025).
9. Michigan
Michigan is home to a growing number of retirement communities, particularly in areas like Grand Rapids and Ann Arbor. The state’s natural beauty, including lakes and forests, combined with well-rated hospitals and a moderate cost of living, makes it a solid choice for many older adults looking to enjoy their later years close to nature (AARP, 2025).
10. South Carolina
South Carolina continues to gain attention from retirees thanks to its scenic landscapes, warm climate, and friendly tax environment. Communities in Charleston, Greenville, and Hilton Head provide options for those looking for either historic charm or relaxed coastal living. The state also offers relatively low property taxes and a laid-back lifestyle (NIC, 2025; RetirementLiving.com, 2025).
Final Thoughts
Retirement communities offer more than just a place to live—they provide a chance to connect, relax, and enjoy a more comfortable pace of life. These 10 states lead the country in offering those opportunities, with each one providing its own mix of lifestyle benefits, healthcare access, and affordability. Whether looking for sunshine, mountain views, or nearby family, retirees in 2025 have plenty of choices for their next chapter.
Reviewed and edited by Albert Fang.
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Article Title: Best Retirement Communities
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