Best Credit Card for Qantas Points

Best Credit Cards for Earning Qantas Points in 2025

Strategically choosing a credit card tailored to Qantas Points can transform everyday purchases into tangible travel rewards. Whether seeking complimentary flights, upgrades, or lounge access, the right card can make a significant impact.

Top Pick for Overall Value: Qantas Premier Platinum

The Qantas Premier Platinum remains a standout in 2025, offering a powerful mix of bonus points, travel perks, and everyday earn potential. New applicants can receive up to 100,000 bonus Qantas Points, subject to minimum spend requirements. Added benefits include two Qantas Club lounge passes annually, complimentary travel insurance, and exclusive access to Qantas Wine offers.

Highlights:

• Up to 100,000 bonus Qantas Points
• Earn 1.5 Qantas Points per $1 spent overseas
• Travel insurance and lounge access included
• Additional lifestyle and dining perks

Best suited for: Frequent travellers seeking a balanced mix of rewards and value.

Premium Rewards Choice: American Express Qantas Ultimate Card

For those pursuing premium benefits and accelerated earn rates, the American Express Qantas Ultimate Card continues to offer significant value. It features up to 60,000 bonus Qantas Points, a $450 annual Qantas Travel Credit, and two Qantas lounge passes per year. Cardholders earn 1.25 Qantas Points per $1 on most purchases, with no cap on earning.

Highlights:

• $450 Qantas Travel Credit offsets the annual fee
• Strong earn rate on local and overseas spending
• Complimentary insurances and lounge access
• Access to Amex Offers and dining experiences

Best suited for: Travellers who prefer elevated privileges and seamless point accumulation.

Low Annual Fee Performer: ANZ Frequent Flyer Platinum

Ideal for cost-conscious consumers, the ANZ Frequent Flyer Platinum offers substantial rewards without the high cost. Promotions often include 70,000+ bonus Qantas Points and reduced or waived annual fees in the first year. The card also provides international travel insurance when travel is booked using the card.

Highlights:

• Competitive sign-up offers
• Low or waived first-year annual fee
• Travel insurance included
• Earn Qantas Points on eligible purchases

Best suited for: Budget-focused cardholders seeking travel rewards with minimal fees.

Everyday Spending Powerhouse: NAB Qantas Rewards Signature

The NAB Qantas Rewards Signature card offers consistent point accumulation for daily spenders. Earn 1 Qantas Point per $1 spent up to $5,000/month, then 0.5 points per $1 thereafter. With a generous sign-up bonus of up to 120,000 Qantas Points, it caters well to households or individuals with steady monthly expenses.

Highlights:

• Substantial sign-up bonus
• Solid point earn rate on domestic purchases
• Travel insurance and concierge services
• High monthly spend cap for maximum point earning

Best suited for: Individuals or families with regular, moderate-to-high spending habits.

Best for International Use: HSBC Platinum Qantas Credit Card

The HSBC Platinum Qantas Credit Card provides excellent value for those who make frequent international transactions. With no foreign transaction fees, 60,000 bonus Qantas Points, and complimentary travel insurance, this card offers a compelling combination for global spenders.

Highlights:

• No foreign transaction fees
• Bonus points and travel insurance
• Strong Qantas earn rate on overseas spend

Best suited for: Frequent international travellers and online shoppers using foreign currencies.

Accessible Entry-Level Option: Westpac Altitude Qantas Platinum

The Westpac Altitude Qantas Platinum offers a well-rounded entry into Qantas Points earning. With up to 70,000 bonus points, low-income requirements, and essential insurance protections, it serves as a solid introduction to rewards programs that are straightforward and uncomplicated.

Highlights:

• Reasonable eligibility criteria
• Competitive sign-up bonus
• Extended warranty and purchase protection
• Modest annual fees for included benefits

Best suited for: New credit card applicants or first-time Qantas Points earners.

Ethical Rewards Choice: Bank Australia Qantas Credit Card

Bank Australia’s Qantas Credit Card aligns rewards earning with environmental and social responsibility. The card delivers 1 Qantas Point per $1 spent, offers a lower-than-average interest rate, and supports low-carbon investments and ethical banking principles. While it doesn’t match other cards in terms of sign-up bonuses, its values-driven approach is distinctive.

Highlights:

• Ethical banking framework
• Competitive earn rate for everyday spend
• Low interest rate
• No unnecessary frills or hidden fees

Best suited for: Consumers who prioritize ethical finance alongside travel rewards.

Designed for Frequent Flyers: Citi Qantas Signature Credit Card

With benefits tailored to high-frequency travellers, the Citi Qantas Signature card includes up to 130,000 bonus Qantas Points, Priority Pass lounge access, and comprehensive travel insurance. Cardholders can earn 1 Qantas Point per $1 spent up to $10,000/month.

Highlights:

• Generous bonus and earn rate
• International lounge access via Priority Pass
• Strong suite of travel protections
• Purchase protection and concierge services

Best suited for: High spenders who travel frequently and value premium benefits.

Smart Choice for Remote Professionals: Virgin Money Qantas Velocity Card

This card, traditionally focused on Velocity Points, now offers a Qantas-earning variant appealing to remote workers and digital nomads. It boasts a strong earn rate on international spending, modern digital features, and flexible repayment options, catering to users who need versatile card management tools.

Highlights:

• Excellent earn rate on overseas purchases
• Fully digital onboarding and management
• Contactless, mobile, and app-first integration
• Flexible financial tools for dynamic lifestyles

Best suited for: Remote professionals and globally mobile users seeking convenience and rewards.

Summary: Choosing the Right Qantas Points Card

Selecting a Qantas Points credit card involves more than comparing bonus offers. Consider your travel habits, spending profile, and whether you prioritize perks, low fees, ethics, or digital convenience. With multiple options in 2025 offering competitive rewards and tailored benefits, there is a card designed for nearly every type of traveller.

Reviewed and edited by Albert Fang.

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Article Title: Best Credit Card for Qantas Points

https://fangwallet.com/2025/04/19/qantas-points-credit/

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