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Vivian Hsu

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With a passion for empowering others through financial literacy, Vivian Hsu has dedicated their career to simplifying the complexities of money. As a financial educator and author, they offer a holistic approach to personal finance, covering everything from budgeting and debt reduction to advanced investment strategies. Vivian's relatable insights, often drawn from personal experience, resonate deeply with readers seeking practical solutions for a more secure financial future.
Simple Ways to Improve Your Financial Health - Verified by FangWallet Budget Tips
Simple Ways To Improve Your Financial Health Managing money doesn’t have to be complicated. By making intentional changes, you can strengthen your financial health and build long-term stability. Whether starting out or getting back on track, these steps can help improve your financial journey. Track Your Spending The first step to stronger financial health is
How to Spot Loan Sharks in 2025 - Verified by FangWallet Debt
A loan shark is an unlicensed lender who offers high-interest loans under illegal terms. Often preying on vulnerable individuals, they use intimidation and harassment to ensure repayment. Understanding their tactics is crucial for financial safety.
How to Use the Formula to Calculate Retained Earnings - Verified by FangWallet Beginner's Guides
Introduction Learning about retained earnings is essential for business owners. These earnings represent the profits a company keeps after paying dividends to shareholders. Retained earnings appear on financial statements and indicate the business’s financial health. By understanding the retained earnings formula, owners can make informed decisions about dividend payouts, equipment purchases, or new projects. Proper
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