Managing money is something that we all have to learn how to do in life, but that doesn’t mean it’s easy to figure out. Even experienced individuals and adults who have been financially independent for decades can struggle with the loopholes and confusion behind different methods of payment. Credit cards are a great way to
Credit Karma has always been committed to helping its customers make better financial decisions. One way to improve your credit and financial situation is to become familiar with the various factors that influence your credit score and to make use of helpful tools to keep track of these influences. A credit score checker at its
Credit scores, credit history and other buzz words are enough to put anyone off of finance. Until you zoom in and look at what your credit score actually means, having a good or excellent score can make all the difference. You will find that you have more opportunities to get accepted for loans and be
You may use your credit card multiple times a day. When you insert or swipe a credit card at an ATM, retail store, or restaurant, you have to be careful about card skimming. You should do a quick visual or physical inspection to check for skimmers installed on the card reader. Paying attention to this
Citi has taken the market by storm with their Citi Custom Card. This innovative new credit card from Citi features an amazing rewards program in hot, popular categories such as gas, groceries and dining. Citi Custom Cards can be used at millions of locations and cards are issued at great benefits for their frequent travelers.
What would you do with extra money? Buy that $600 pair of Golden Goose sneakers you’ve had your eye on? Buy two Peloton bikes so you and your significant other can spin together in sync? A cash-back card can help you earn extra money, ideally for shopping you were planning to do anyway. Keep reading
Building and maintaining good credit is a cornerstone of any sensible personal finance strategy. Keeping up a good credit score opens up all kinds of doors, while a poor credit score severely limits the opportunities available to you. That’s why it’s essential to understand what credit is and how maintaining good credit can work to
If you haven't heard the news already, Chase has confirmed revamping the benefits for the Chase Unlimited and Chase Freedom credit cards that will begin on September 13, 2020. The product changes can be requested on September 13 for existing cardholders as well. For once, the product change to the credit card is actually an
If you know me personally, you probably are aware that I am a credit card junkie. I am constantly researching the market for a new credit card, whether it be just to learn about the new perks of the credit card or lucrative sign-up bonus, learning about new credit cards doesn't hurt in this day
The new Ally CashBack is a credit card that provides good returns on grocery and gas spending. Those who deposit rewards toward an eligible Ally bank account also receive an additional 10% bonus. Qualifying deposits include non-IRA, money market, and interest checking accounts. You get 2% cash back at gas stations and grocery stores along
The Starbucks credit card, officially known as the Starbucks Reward Visa Card, is designed for loyal fans of the brand. It offers a rather complex set of rewards, freebies, and extras compared to most other credit cards. If you are already a regular Starbucks customer, the rewards can add up fast, especially in the first
Bank of America has a very unique rewards program for both their Bank of America and Merrill Lynch account holders. The Bank of America Preferred Rewards program offers more benefits and rewards, for account holders that conduct their everyday banking and investment activities within the bank, more than ever. For Bank of America credit card
Quite simply, the Uber Visa credit card is one of the most frequently used cards within my arsenal of credit cards. I have a plethora of credit cards and somehow, someway, the Uber Visa keeps crawling its way back to my wallet and away from the sock drawer. What is impressive about the Uber Visa
When people think about credit cards, curiosity gets the best of them and the question of “what is the highest credit score you can get” often dawns the mind. Fear not, the answer you are looking for is: the highest credit score varies depending on the credit bureau, but the credit score scale is typically
American Express has really stepped up their game in the credit card industry. If you haven't heard yet. The American Express Premier Rewards Gold or “PRG” credit card is now rebranded as the American Express Gold Card. The whole new look is definitely some exciting news as consumers that often dine out and grocery shop are
Capital One recently released a unique cash back credit card, perfect for the millennial looking for a one size fits all credit card for entertainment, shopping, dining, and even groceries. The credit card is officially called the Capital One Savor Cash Rewards. What is absurd (in a good way) about the credit card is that
A fun question about credit cards that I get asked is what is the highest credit score possible? For the curious soul, 850 is the perfect credit score for most credit bureaus. What are the benefits of a high credit score? High credit scores offers great financial flexibility to individuals that may have little to
If you aren't in the loop, American Express will be hosting their annual American Express Platinum House at Parker Palm Springs for Coachella goers this year. Last year American Express surprised Platinum and Centurion members with a performance from Drake in Miami. Over the years, American Express has been a huge supporter and advocate for
Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about fifteen credit cards. Don't freak though because I swear I know what I am doing. Or at least, somewhat. I have been fortunate enough to travel to Hong Kong, South Korea, Colorado, and upcoming Spring
If you knew me, you would probably think I was working for American Express considering how much I rave about the American Express Platinum Credit Card. I am almost hitting that one year mark of being a card owner, and have loved every single second of it. In this piece I will go more into
Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit