What is EOS? EOS is one of the newest cryptocurrencies currently in the initial coin offering (ICO) phase. The concept behind it is similar to that of Ethereum with the crypto-economic incentive of the currency being able to access a powerful and decentralized operating system. You can think of EOS as a blockchain operating system, Windows or MacOS for example, which enables developers to design and build powerful decentralized applications, or DApps, for its operating…

A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brainpower to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of many of these wonderful blogs in the personal finance community on the web. The time dedicated to each individual blog…

ICON (ICX) has silently made its way into the top 15 among all the cryptocurrencies in the world according to CoinMarketCap (as of 1/9/2018). How a coin that started circulation in September, 2017 and still be able to accomplish such a feat is beyond me. This says a lot about the cryptocurrency craze and the potential ICON has at the moment. What is ICON? ICON is an interchain blockchain technology that aims to link a…

With the New Year of 2018 now upon now, tax season is looming. One of the most common questions I get asked is do I have to pay taxes on my cryptocurrency gains to the IRS? The answer is simply yes. You don’t want to position yourself to risk being audited by the IRS and potentially go through court hearings that may result in heftier fines, penalization, interest rates, and taxes. Currently, there is a…

You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar’s main focus is on the consumer from micropayments similar to today’s Venmo. You may be saying to yourself, how practical is that considering that cryptocurrency tends to fluctuate a lot or does Stellar serve an utility purpose? I…

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