Bitcoin (BTC) is probably the first coin that introduced you to the world of cryptocurrency. It was for me. Month after month, I would always think that Bitcoin has peaked at $2,500, then $7,500, then recently $19,500. And, each time I would be absolutely dumbfounded by the potential gains. I would get tempted to invest in Bitcoin, but each time I found myself struggling to buy into the hype for fundamental reasons. I’ll tell you why…
You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar’s main focus is on the consumer from micropayments similar to today’s Venmo. You may be saying to yourself, how practical is that considering that cryptocurrency tends to fluctuate a lot or does Stellar serve an utility purpose? I…
The Ripple hype has been crazy the past few weeks. The last time I posted about Ripple XRP, it was $0.70. Now, Ripple has doubled and is trending around $1.44 today. The question you may be asking yourself is why has it gone up so fast and if the boat has sailed. I personally stand firm in my position when I say Ripple XRP is still relatively cheap when taking into consideration its potential and…
Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about fifteen credit cards. Don’t freak though because I swear I know what I am doing. Or at least, somewhat. I have been fortunate enough to travel to Hong Kong, South Korea, Colorado, and upcoming Spring 2018, Washington D.C. for close to nothing out of pocket. Contrary to the belief that the way to go is…
A frequent question I receive is how do I grow my money with taking little to no risk at all if investing in the stock market is not for me? The answer I always give for those who are much more conservative is to open up an American Express High-Yield Personal Savings account. As I am writing this blog post at this very moment, the annual percent yield (APY) is 1.35%. And yes, opening up an…
A frequent question I get is how to buy Ripple XRP with money in a safe transaction with as little fees as possible. It has been about two weeks since I’ve blogged about Why I Invested in Ripple XRP. Since then, Ripple has tripled in price. As I am typing this blog post out right now, Ripple XRP is now effectively $0.70. I honestly think that Ripple XRP is still relatively cheap and will hit…
Picking a car to buy is already a hard process. Buying used can be even more complex because there are more variables knowing that the car is pre-owned. Questions like how did the previous owners treat the car, car mileage, and damage history may be common questions that arise upon browsing for a used car. This post will be dedicated to be a cheat-sheet for those in the market for a car, but don’t want…
Shopping online is becoming the norm nowadays, often even outmatching in-store sales. Competition for online shoppers is becoming steeper each passing day. Thus, many storefronts are now considering employing cash back incentives to entice customers to shop with them online. How most cash back programs generally work out for the merchant is that instead of passing the entire advertising budget into traditional methods like commercials and Internet advertisements, storefronts are now even considering sharing part…
If you knew me, you would probably think I was working for American Express considering how much I rave about the American Express Platinum Credit Card. I am almost hitting that one year mark of being a card owner, and have loved every single second of it. In this piece I will go more into detail why I think the AMEX Platinum credit card is a keeper and how its steep $550 annual fee is…
