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If you knew me, you would probably think I was working for American Express considering how much I rave about the American Express Platinum Credit Card. I am almost hitting that one year mark of being a card owner, and have loved every single second of it. In this piece I will go more into detail why I think the AMEX Platinum credit card is a keeper and how its steep $550 annual fee is…

What exactly is Ripple? There are two things to consider. Ripple, the cryptocurrency (XRP) and Ripple, the global settlement network. You may be asking why I am dividing these two things when it is critical to know the difference upon investing in Ripple. Ripple the technology is a global settlement network set to make wiring, international transfer, and fee-heavy currency exchanges obsolete. The team behind Ripple is trying to streamline the whole process and make…

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I’ve noticed that the problem most people have is sticking to only one credit card. The one credit card only practice is most likely a result of being fearful of fees and the disciplinary actions of managing many…

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one’s self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect their finances. The saying, ignorance is bliss has its time and place. When it comes to personal finance, the saying…

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