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Beginner's Guides

California Renters: How to Get Earthquake Insurance for as Low as $20/Year

By FangWallet Editors March 7, 2025

Standard renters insurance in California does not cover damage from earthquakes. You can get affordable earthquake insurance starting at $20 per year. Earthquake insurance keeps your things safe and helps with extra living costs if your rental is unlivable. The California Earthquake Authority (CEA) offers most earthquake policies in the state. Location and

Beginner's Guides

Why Some Hotels Are Now Adding Automatic Housekeeping Gratuities

By FangWallet Editors March 7, 2025

Hotels are now adding automatic tips for housekeeping more often. This change aims to ensure that the workers are paid fairly and make tipping easier for guests. You will often see these tips added to your hotel bill daily or as a total charge when you leave. It’s wise to check the hotel’s

Legal

Divorce in Texas? Here’s What You Need to Know About Spousal Support

By FangWallet Editors March 7, 2025

In Texas, spousal support, also called alimony, is money a court orders one spouse to pay the other after a divorce. To get spousal support in Texas, several things matter. These include how long the marriage lasted, if the receiving spouse can support themselves, and if there were cases of family violence. The

Beginner's Guides

Lump Sum vs. Annuity: How to Choose the Best Retirement Strategy

By FangWallet Editors March 7, 2025

Choosing between a large one-time payment and regular payments for your pension is a big decision for retirement. A large payment allows you to invest in different ways, but it can be risky if you spend all your money too fast. Regular payments give you steady income. This helps you feel safe even

Beginner's Guides

Capital Allocation: How $10,000 is Allocated in a Small Business for Maximum ROI

By FangWallet Editors March 7, 2025

How to use money wisely is important for running a good small business. It means making smart choices about where to invest money for the best returns. Using money wisely helps small businesses get bigger, earn more money, and reach their long-term goals by making smart investment choices. Planning, monitoring, and making adjustments

Beginner's Guides

Business Class vs. First Class: Which One is Worth the Upgrade?

By FangWallet Editors March 7, 2025

Choosing Business Class or First Class depends on what you like and how much you want to pay. Both classes offer a great experience, but First Class often has more privacy, better care, and nicer things than Business Class. The cost can be very different, so many travelers feel Business Class is a

Beginner's Guides

Where to Buy and Sell $1 Silver Certificates for the Best Prices

By FangWallet Editors March 7, 2025

$1 Silver Certificates were issued between 1878 and 1964. They could be exchanged for silver dollars in the past, but now they are out of use, even though they are still legal money. Their worth for collectors depends on several things. These include the item’s condition, how rare it is, the series it

Beginner's Guides

The 80/20 Rule and Pareto Efficiency: How They’re Connected

By FangWallet Editors March 7, 2025

The 80/20 rule, known as the Pareto Principle, says that 80% of results come from 20% of actions. This idea comes from looking at how wealth and resources are spread out. It is useful in business, personal growth, and economics. By figuring out the few important actions that lead to strong results, people

Beginner's Guides

What is BITO ETF? A Beginner’s Guide to the First Bitcoin Futures ETF

By FangWallet Editors March 7, 2025

BITO is the first Bitcoin Futures ETF in the U.S. It provides an easy way to invest in Bitcoin without needing to own the actual coins. It mainly invests in Bitcoin futures contracts from the Chicago Exchange, aiming to track Bitcoin's price changes. BITO also keeps a little bit of Treasury bills. These

Beginner's Guides

Cash App Loan 2025: Who Qualifies and How to Apply

By FangWallet Editors March 7, 2025

Cash App loans offer quick help with money straight through the app. You can apply online, and it is easy to use if you already have Cash App. To qualify, you need to have regular deposits, use your account, and have a good money history. Loan amounts usually go from $20 to $200,

Beginner's Guides

Cash App No Credit Check Loan: Things to Know Before You Apply

By FangWallet Editors March 7, 2025

Cash App loans are a fast way to get money, often without a tough credit check. These loans can come with high rates and fees, so it's important to compare prices. Repayment terms are usually short and usually line up with your next payday. Consider cash advance apps like Dave, Earnin, and MoneyLion

Opinion

How Traveling Affects an Online Poker Player’s Routine and Bankroll Management

By FangWallet Editors March 7, 2025

Frequent travel for poker means taking on expenses beyond buy-ins. Flights, hotels, transportation, and meals can add up fast when games require traveling between cities or borders. These costs cut into a player's bankroll and make proper budgeting essential. Some players look for inexpensive accommodations like sharing rental houses with other grinders or staying in

Speculation

How to Identify a Fair Online Casino and Avoid Scams

By FangWallet Editors March 7, 2025

The online casino industry is booming, offering players exciting games and the chance to win real money. However, with this growth comes a rise in scams and fraudulent platforms that take advantage of unsuspecting users. Many people sign up without checking if a platform is fair, only to face unfair rules, withheld winnings, or even

Banking

13 Reasons Self-Employed Professionals Need to Consider Bank Statement Loans

By FangWallet Editors March 7, 2025

For self-employed professionals, securing traditional loans can often feel like an uphill battle. Without the steady pay stubs or W-2 forms that most lenders rely on, proving income becomes tricky. Fortunately, bank statement loans offer a flexible solution, aligning with the unique financial circumstances of entrepreneurs, freelancers, and business owners. This blog will discuss our

Beginner's Guides

Coinbase Wallet Extension: How to Connect It to Your Browser

By FangWallet Editors March 6, 2025

Discover how to link your Coinbase Wallet to your browser. Know the benefits and safety tips before you connect. Use our simple guide for a quick setup. Solve common issues with our handy tips. Get answers to your questions about Coinbase Wallet and its features. Introduction In today's fast-changing world of crypto, it

Beginner's Guides

Coinbase Share Price: Is Now the Right Time to Invest?

By FangWallet Editors March 6, 2025

Coinbase is a top platform for trading cryptocurrency in the United States. It provides several products for people and businesses. Knowing how the cryptocurrency market works and where Coinbase fits in is important before you invest. It is important to research well. You should look into Coinbase’s earnings, rules they follow, and how

Beginner's Guides

Coinbase Benefits: How You Can Earn Free Crypto with Coinbase Rewards

By FangWallet Editors March 6, 2025

Coinbase is a simple platform that gives a smooth experience for both new and experienced traders. Users can get free cryptocurrency through Coinbase Rewards by learning from educational content and doing different tasks. Coinbase supports many cryptocurrencies, making it a good option for trading and investing. Coinbase Advanced Trade (previously named Coinbase Pro)

Beginner's Guides

How C-Level Executives Drive Business Growth and Innovation

By FangWallet Editors March 6, 2025

C-level leaders are crucial for business growth and fresh ideas. They think critically, lead effectively, and know a lot about their specific fields. From CEOs to CFOs, each C-level leader plays a key role in helping the company succeed. Those who aspire to be leaders can advance by gaining experience, pursuing further education,

Beginner's Guides

What Is Non-employee Compensation? A Simple Guide for Freelancers

By FangWallet Editors March 6, 2025

Nonemployee compensation means payments made to people or businesses that are not considered employees, like freelancers and independent contractors. Freelancers must take care of their own income tax and self-employment taxes. Businesses report nonemployee compensation of $600 or more using Form 1099-NEC. Freelancers should keep track of their income and expenses all year

Beginner's Guides

What Does Per Stirpes Mean in a Will? A Simple Explanation

By FangWallet Editors March 6, 2025

Per stirpes is a legal term in estate planning. It tells how to divide things if someone who gets a share dies before the person who made the will. It makes sure the share of the deceased person goes equally to their direct family members. Per stirpes helps with estate planning in large

Banking

How to Find Your Credit Card Reporting Date in Under 5 Minutes

By FangWallet Editors March 6, 2025

Knowing when your credit card reports information helps you take care of your credit score. Your credit card company usually shares details with credit bureaus close to your statement closing date. Knowing when credit reports are done helps you manage how much credit you use and how well you pay. You can find

Banking

Can You Keep Money in Temporary Accounts? Here’s What Happens

By FangWallet Editors March 6, 2025

Temporary accounts reset to zero at the end of each accounting period. This means their balances do not move to the next period. Common temporary accounts include revenue, expense, and dividend accounts. These accounts help us understand how a company does in a certain time. Permanent accounts keep their balances. They collect financial

Beginner's Guides

Downsizing vs. Restructuring: What’s the Best Strategy for Growth?

By FangWallet Editors March 6, 2025

Downsizing and restructuring are two different strategies. They have different effects on business growth. Downsizing mainly means making the workforce smaller to save money. Restructuring changes how the organization works to be more efficient and adaptable. Both strategies need to think about the legal and emotional effects on workers. Being open and communicating

Beginner's Guides

Can You Live Comfortably in Australia on $50K Per Year?

By FangWallet Editors March 6, 2025

Australia has a good standard of living, but big cities can be very costly. Housing, groceries, and transport are big costs, with Sydney and Melbourne having the highest prices. A $50,000 yearly salary is enough for one person living outside major city areas, but planning your budget carefully is very important. Taking public

Beginner's Guides

Filing a DBA in Texas? It Costs Just $25—Here’s How to Do It

By FangWallet Editors March 6, 2025

In Texas, registering a DBA lets you use a business name that is different from your legal name. This is great for branding, growth, or looking more credible. To register, you need to file an Assumed Name Certificate. This costs $25 with the Secretary of State or $24 plus $0.50 for each extra

Cryptocurrency

Coinbase App Security: Is Your Crypto Safe from Hackers?

By FangWallet Editors March 6, 2025

Coinbase is viewed as a safe platform due to its strong security steps. It uses 2FA, cold storage, biometric security, and other methods to keep things safe. Even though Coinbase has faced security problems in the past, it constantly tries to make its protections better. Users play an important role in keeping their

Beginner's Guides

Coinbase App Review: Pros, Cons, and Features You Need to Know

By FangWallet Editors March 6, 2025

Coinbase is a user-friendly platform for both beginners and experienced traders. It offers easy and advanced trading choices. You can trade in over 246 cryptocurrencies, which makes it a great option for various investment strategies. Strong security features, such as two-factor authentication and cold storage, help keep user money safe. Coinbase offers many

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

California Renters: How to Get Earthquake Insurance for as Low as $20/Year

Why Some Hotels Are Now Adding Automatic Housekeeping Gratuities

Divorce in Texas? Here’s What You Need to Know About Spousal Support

Lump Sum vs. Annuity: How to Choose the Best Retirement Strategy

Capital Allocation: How $10,000 is Allocated in a Small Business for Maximum ROI

Business Class vs. First Class: Which One is Worth the Upgrade?

Where to Buy and Sell $1 Silver Certificates for the Best Prices

The 80/20 Rule and Pareto Efficiency: How They’re Connected

What is BITO ETF? A Beginner’s Guide to the First Bitcoin Futures ETF

Cash App Loan 2025: Who Qualifies and How to Apply

Cash App No Credit Check Loan: Things to Know Before You Apply

How Traveling Affects an Online Poker Player’s Routine and Bankroll Management

How to Identify a Fair Online Casino and Avoid Scams

13 Reasons Self-Employed Professionals Need to Consider Bank Statement Loans

Coinbase Wallet Extension: How to Connect It to Your Browser

Coinbase Share Price: Is Now the Right Time to Invest?

Coinbase Benefits: How You Can Earn Free Crypto with Coinbase Rewards

How C-Level Executives Drive Business Growth and Innovation

What Is Non-employee Compensation? A Simple Guide for Freelancers

What Does Per Stirpes Mean in a Will? A Simple Explanation

How to Find Your Credit Card Reporting Date in Under 5 Minutes

Can You Keep Money in Temporary Accounts? Here’s What Happens

Downsizing vs. Restructuring: What’s the Best Strategy for Growth?

Can You Live Comfortably in Australia on $50K Per Year?

Filing a DBA in Texas? It Costs Just $25—Here’s How to Do It

Coinbase App Security: Is Your Crypto Safe from Hackers?

Coinbase App Review: Pros, Cons, and Features You Need to Know

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.