Today an Insider.
Tomorrow, Financial Independence.

Join a vibrant personal finance community that has your best interest in mind.

Retiring early is now hip and is just a fingertip away. Equip yourself with financial purpose.

Read more

Disclaimer: The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur including the potential loss of principal. This site may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Nonetheless, our opinions are our own.


Install the FangWallet App from the Google Play Store Install the FangWallet App from the Apple App Store

Take the 2-week challenge.

FangWallet App QR Code

Learning personal finance has no bounds. Now, without the language barrier.

View languages




"A fulfilling life is being given the opportunity to live up to your full potential."

Top 10 Non-Monetary Benefits That Employees Value Most - Verified by FangWallet Beginner's Guides

Top 10 Non-Monetary Benefits That Employees Value Most

By
Non-monetary benefits play a crucial role in employee satisfaction and engagement. These benefits can sometimes be more effective than monetary incentives in boosting employee morale. Implementing non-monetary benefits requires careful planning and a deep understanding of employee needs. It’s essential to align benefits with company culture and values. Examples of such benefits include
Who Qualifies for the 2025 TABOR Refund? - Verified by FangWallet Legal

Who Qualifies for the 2025 TABOR Refund?

By
Colorado's TABOR program will provide refunds to eligible residents for the 2024 tax year, with payments distributed in 2025. Refund amounts range from $177 to $1,130 for single filers, based on income. Eligibility requires full-year Colorado residency in 2024 and filing a state income tax return. Unlike in 2022, refunds will be included
highest paying major Beginner's Guides

Highest Paying Major: Which Fields Offer the Best Salaries in 2025?

By
Engineering disciplines dominate the list of top-paying bachelor's degrees, with many experienced professionals earning over $120,000 annually. Chemical, computer, and aerospace engineering are among the most lucrative engineering fields. Computer science is a high-paying and in-demand field thanks to the ongoing growth of the tech industry. Finance, economics, and business analytics often lead
How to Identify and Address Cyclical Unemployment - Verified by FangWallet
Beginner's Guides

How to Identify and Address Cyclical Unemployment

By
Cyclical unemployment occurs when the economy slows down and improves when economic conditions recover. economic indicators, such as GDP decline and rising unemployment rates, help identify cyclical unemployment. Addressing cyclical unemployment often requires government intervention through fiscal and monetary policies. Businesses can adapt by adjusting staffing strategies and exploring alternative markets. Understanding
Read More
best company benefits Business

Best Company Benefits: Top Perks That Employees Love in 2025

By
In 2025, company benefits focus on comprehensive healthcare, work-life balance, and career development opportunities Offering competitive benefits is crucial for attracting and retaining top talent in a competitive job market Employee perks that prioritize wellness programs, mental health support, and flexible work arrangements are highly valued Real-world success stories showcase how innovative benefits
net working Beginner's Guides

Net Working Explained: A Key Financial Metric for Businesses

By
Net working capital signifies a company's ability to manage its short-term financial obligations. It's calculated by subtracting current liabilities from current assets. A positive net working capital indicates a company’s proficiency in settling short-term debts. Efficient management of net working capital is essential for maintaining business operations. Strategies for optimization include refining inventory
savings and loan associations
Banking

Savings and Loan Associations: Are They Still a Smart Choice for Your Finances?

By
Savings and loan associations (S&Ls), also called savings banks or thrifts, focus on residential mortgages and savings accounts. They are often owned by their customers rather than shareholders, fostering a community-oriented approach. S&Ls began in the U.S. during the Great Depression to help more people achieve homeownership. While less common today, S&Ls still
Read More
How Technology is Changing Insurance Policies for the 21st Century - Verified by FangWallet
Banking

How Technology is Changing Insurance Policies for the 21st Century

By
Technology is revolutionizing the insurance industry, making policies easier to access and manage. AI and machine learning enable personalized policy recommendations and faster claims processing. Mobile apps offer instant access to insurance cards, policy details, and roadside assistance. Online platforms allow customers to compare quotes easily, helping them secure the best coverage at
Read More
How to Invest Like a Pro with Acorns Advisers, LLC - Verified by FangWallet Banking

How to Invest Like a Pro with Acorns Advisers, LLC

By
Acorns Advisers, LLC specializes in micro-investing, enabling you to start investing with small, frequent contributions. The platform offers expertly curated portfolios tailored to your risk tolerance and financial goals. With an easy-to-use app and automated features, Acorns is ideal for beginners. Features like round-ups and recurring investments help you grow your wealth effortlessly.
Pin It