What is Everyday Life Insurance?

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Everyday Life is changing the way people buy life insurance. The Massachusetts-based company founded in 2018 is breaking barriers in a new category of life insurance. It values transparency and empowers consumers by providing insight into the life insurance approval process while guiding customers to a recommended policy based on that person’s unique needs.

Because of its upfront field underwriting, you have an 80% chance of being approved at the quoted price when we recommend a policy — compared to the industry standard of 40%.

Everyday Life Insurance Policies

Everyday Life offers term life and whole life insurance policies. 

Your coverage options are clear. You can buy a term policy with coverage from $25,000 to $10-million in 10, 15, 20 and up to 40-year terms.

You can also purchase a whole life policy that helps to cover final expenses. The end-of-life coverage is available for applicants between 50 and 85. The benefit amount ranges from $5,000 to $35,000 — and your loved ones can use the payout to cover funeral costs, debt payments or other expenses.

Everyday Life Insurance Coverage Details and Guidelines

A policy from Everyday Life may not require you to complete a medical exam. Some applicants may need one as part of the underwriting process — but many don’t.

But what sets Everyday Life apart is the custom coverage you get from its smart life insurance policies. As your life insurance needs change over time, so does your policy. You can save a significant amount of money starting on day one because your coverage automatically updates to match your life stages.

With Everyday Life, you get many benefits:

  • Automatic policy scaling
  • Decreasing premiums 
  • One-on-one customer service 

Everyday Life works with a variety of companies that AM Best rates as having a financial strength of “excellent” or better.

Customer Service

Everyday Life is accredited by the Better Business Bureau (BBB) and has an A+ rating. It also has 4.4 out of 5 stars on Trustpilot and 5.0 rating on Google.

To get help, contact Everyday Life by phone at (888) 681-3811 or by email at

Who Is Everyday Life Insurance Best For?

Everyday Life is an excellent choice for life insurance coverage. Whether you’re worried about qualifying for a policy or you’re in excellent health, you’re sure to find a policy that works for you. That’s because Everyday Life partners with multiple companies and will work hard to find you a policy — even if you’ve been denied before.

Everyday Life is best for most people, including:

  • If you’ve struggled to find life insurance coverage in the past
  • If you’re budget-conscious
  • If you’re looking to lower your life insurance rates
  • If you’re a finance geek and smart money consumer

One significant factor that puts Everyday Life ahead of the competition is its robust financial needs analysis. When you use The Ultimate Life Insurance Calculator, you’re taking advantage of an advanced algorithm that uses financial planning best practices.

Your premiums will decrease as you get older, and your policy will automatically adapt to life changes — so you get the right coverage at the right time.

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