Alternative Retirement Planning Options to Consider

Pinterest LinkedIn Tumblr
Advertiser Disclosure

This blog post may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services.

A traditional pension fund is not for everyone, and it doesn’t have to be. Recent times have seen new pathways for workers to invest and later enjoy their money. This post takes a look at some non-traditional retirement planning options that are gaining traction and ultimately could enable you relax in tranquility after departing from the world of work forever.

What are IRAs?

We will start by explaining about IRAs. IRA in long form stands for Independent Retirement Account. They are a way of saving money towards a pension (fund for retirement purposes) without the burden of tax. Tax may have to be paid at some point, but this can be deferred and even avoided completely with select accounts. The type of IRA that you choose will depend on how long you have worked, what age you are and what your basic earning trajectory has been. 

Gold & Silver IRAs

Gold & Silver IRA accounts are different from other types of retirement fund in that these are an investment in precious metals, in this instance, gold or silver. With a Gold IRA, you get an extra security blanket with regards to your money. Banks are unpredictable and fluctuate in their rates and reliability sporadically. When you invest in gold, you are ensuring a better return on your investments, putting your trust in a reliable and stable source, and ensuring that your funds will be globally recognized. The same can be said of the Silver IRA, though silver holds less value than gold it is still a credible investment venture. 

Cryptocurrency IRAs

Another option to consider is a Cryptocurrency IRA platform. Cryptocurrency is a fairly new type of digital money that is growing in credibility and influence on a daily basis. It is a completely virtual and digital type of currency that is not governed by physical banks and has less regulations and restrictions. Though you need a certain level of technical knowledge in order to fully get to grips with this platform, it is still a viable investment opportunity when it comes to your retirement finances.

It works by the user first opening an account, choosing their preferred type of cryptocurrency (there are multiple options to buy and select from), and then watching their investments grow. It is best to do some proper, intuitive research before deciding on a type of crypto coin and there is no reason to limit yourself to just one option. 


It might feel like a whole new world out there, but these types of retirement funds are real contenders for future economic stability. In an ever-changing economy, it is wise and sensible to consider other options in place of more traditional banking that is not always contingent to a reliable money source. There is no telling what the future will bring for physical monetary prospects, but if the all the signs are correct then there will be a real growth in Gold and Silver and cryptocurrency IRA ventures.

Become an Insider

budget planner template printable

Subscribe to get a free daily budget planner printable to help get your money on track!

Make passive money the right way. No spam.

Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned and has not been endorsed by any of these entities. Opinions expressed here are author's alone

The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur.

Write for Us

FangWallet was created to make financial knowledge easy-to-read and accessible to the masses. Personal finance. Understood.

Pin It