This article may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Nonetheless, our opinions are our own.
The information presented in this article is accurate to the best of our knowledge at the time of publication. However, information is subject to change, and no guarantees are made about the continued accuracy or completeness of this content after its publication date.
- Budgeting and Goal Tracking in One App
- Why Choose Monarch for Budgeting and Planning
- What Makes Monarch a Unique Financial Tool
- Top Features Included in Your Membership
- How to Sign Up for Monarch and Redeem the Discount
- Using the Dashboard to Track Your Finances
- Final Thoughts on the Monarch Discount Program
- Frequently Asked Questions
- Recommended Reads
Budgeting and Goal Tracking in One App
Picture having all your financial details in one simple app. Monarch lets users track spending, investments, budgets, and money goals all in one place. The app is designed to help individuals take control of their finances. With a verified promo code, new users can save 50% on their first-year subscription. Monarch is available on web, iOS, and Android, offering flexibility across all devices. It’s a practical tool for anyone seeking better financial habits and a smarter way to manage money.
Why Choose Monarch for Budgeting and Planning
Taking charge of personal finances can lead to greater stability and confidence. Monarch currently offers a special 50% discount for new users who apply a promo code during sign-up. This discount applies to first-year annual plans only and is not available on monthly subscriptions.
Monarch works seamlessly on both computers and mobile devices, making it easy to access your budget anytime and anywhere. Whether tracking expenses, building a budget, or saving toward big goals, Monarch supports every part of the financial planning process. The limited-time offer makes now an ideal time to sign up.
What Makes Monarch a Unique Financial Tool
Monarch stands out with its clean, ad-free interface and user-focused design. Unlike many personal finance apps, Monarch provides a distraction-free environment where users can focus on their financial health.
The app securely connects to over 13,000 financial institutions using bank-grade encryption and multi-factor authentication. This enables real-time syncing of all your accounts, including checking, savings, credit cards, and investments, in one centralized dashboard.
Another standout feature is collaborative access. Monarch allows users to share their financial dashboard with a partner, advisor, or family member at no additional cost. This is especially useful for couples and shared household budgets.
Beyond basic budgeting, Monarch supports investment tracking, long-term financial planning, and personalized dashboards, all aimed at helping users make smarter decisions each day.
Voted "Best Overall Budgeting App" by Forbes and WSJ
Monarch Money helps you budget, track spending, set goals, and plan your financial future—all in one app.
Get 50% OFF your first year with code MONARCHVIP
Top Features Included in Your Membership
- Flexible Budgeting: Choose between flexible or category-based budgeting styles to match your preferences.
- Goal Planning: Set and monitor savings targets for vacations, renovations, emergency funds, or other goals directly from the dashboard.
- Account Syncing: Securely link accounts from over 13,000 banks and financial institutions with real-time updates.
- Investment Tracking: Track assets, including stocks, ETFs, crypto, and retirement accounts, in one view.
- Custom Dashboards: Build dashboards using widgets for budgets, investments, and goals tailored to your priorities.
How to Sign Up for Monarch and Redeem the Discount
What to Prepare Before You Sign Up
- Visit MonarchMoney.com
- Have a valid promo code ready. Verified examples (as of July 2025) include
LOVE50,SAMANDRYAN,MONARCHVIP - Prepare your payment method to unlock full access
Note: Promo codes are valid for new users only and may expire without notice.
Creating Your Account on Monarch
Signing up is straightforward. Go to the website or download the app on iOS or Android. Click “Sign Up” on the homepage to begin creating your account.
The process is fast and user-friendly, with no complex forms or technical hurdles.
Applying the 50% Discount Code
At checkout, enter your promo code in the field provided. For example, entering LOVE50 will activate the 50% off discount for your first year. Be sure to type the code exactly as shown, as it is case-sensitive.
Once applied, the updated price will appear immediately. The discount applies to annual plans only, and premium features are unlocked right after payment.
Finishing Setup and Linking Financial Accounts
After activating your plan, complete your profile and preferences. You’ll then be prompted to link your accounts, which can include:
- Checking and savings accounts
- Credit cards
- Investment portfolios
Syncing is fast and secure, with real-time updates from most major U.S. financial institutions. Users are encouraged to start by linking their most-used accounts to access Monarch’s full capabilities from day one.
Using the Dashboard to Track Your Finances
Once accounts are linked, users gain access to a customizable dashboard. Key widgets include:
- Budget Tracker Widget: Monitor spending, category totals, and remaining balances in real-time.
- Investment Overview Widget: View portfolio performance and allocation across asset classes.
- Goal Tracking: Visualize progress toward savings milestones with interactive charts.
The modular dashboard design means you can prioritize the information that matters most. Monarch provides the tools, but you control the layout, making it easy to stay on track and adjust plans as needed.
Final Thoughts on the Monarch Discount Program
Monarch offers a powerful and user-friendly platform for building better financial habits. With real-time syncing, customizable dashboards, collaborative tools, and investment tracking, it’s much more than a budgeting app.
The current 50% discount for new users makes this an ideal time to explore Monarch’s features at a reduced cost. Whether you’re managing household expenses or preparing for long-term goals, Monarch helps keep your financial strategy clear and organized.
Frequently Asked Questions
Can the 50% Discount Be Used by Existing Users?
No. The 50% discount is exclusive to new users only. Existing users or those with prior activity in an account are not eligible. Contact Monarch support to inquire about any available loyalty or renewal discounts.
When Does the Monarch Promo Code Expire?
Each promo code has a unique expiration date. As of July 2025, codes like LOVE50, MONARCHVIP, and SAMANDRYAN are confirmed active. Users should visit MonarchMoney.com or trusted coupon platforms to verify current promotions.
What Is the Subscription Cost After the First Year?
After the first discounted year, your plan will auto-renew at the standard rate (approximately $99.99 per year). Keep an eye out for loyalty discounts that Monarch occasionally offers for renewals.
Is Monarch Safe to Use for Financial Information?
Yes. Monarch uses bank-grade encryption, multi-factor authentication, and secure API integrations. The company states it does not sell or share your financial data with third parties. Your information remains private and protected at all times.
Reviewed and edited by Albert Fang.
See a typo or want to suggest an edit/revision to the content? Use the contact us form to provide feedback.
At FangWallet, we value editorial integrity and open collaboration in curating quality content for readers to enjoy. Much appreciated for the assist.
Did you like our article and find it insightful? We encourage sharing the article link with family and friends to benefit as well - better yet, sharing on social media. Thank you for the support! 🍉
Article Title: Monarch Money Promo Code: Get 50% Off Your First Year Today
https://fangwallet.com/2025/07/19/monarch-money-promo-code-get-50-off-your-first-year-today/The FangWallet Promise
FangWallet is an editorially independent resource - founded on breaking down challenging financial concepts for anyone to understand since 2014. While we adhere to editorial integrity, note that this post may contain references to products from our partners.
The FangWallet promise is always to have your best interest in mind and be transparent and honest about the financial picture.
Become an Insider
Subscribe to get a free daily budget planner printable to help get your money on track!
Make passive money the right way. No spam.
Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned. The opinions expressed here are the author's alone.
The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur including the potential loss of principal.
Source Citation References:
+ Inspo
Monarch Money. (2025, January–June). Get 50% off your first year. Retrieved from Monarch Money official website.
