FangWallet — Personal Finance Blog on Passive Income Ideas.

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Beginner's Guides

How to Successfully Budget and Win the Mental Battle of Saving

By Albert Fang June 17, 2020

As much as I hate to admit it, saving money can be a very hard topic to crack depending on the individual. Measuring success for budgeting and saving money can look very different because living a frugal lifestyle relies heavily upon the individual to adopt an unrealistic good set of habits from cold turkey sometimes.

Personal

4 Life Quotes or Mottos I Try to Live By

By Albert Fang August 9, 2018

A question that I get sometimes is how am I calm, composed, and collected about 80% of the time at 24 years old? The other 20%, let's not talk about it. Just kidding, but what helps me keep my mojo is I try to follow certain principles or motto quotes that closely resonate with me

Credit Cards

Demystifying How to Get a Good Credit Score

By Albert Fang November 30, 2017

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit

Beginner's Guides

5 Steps to Budgeting and Saving for Retirement Effectively

By Albert Fang November 27, 2017

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one's self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect

Travel

4 Smart Ways to Make International Vacations More Affordable

By FangWallet Editors August 1, 2025

Vacations abroad sound like a dream, but costs can add up quickly. From airfare to lodging and daily expenses, planning is a process fraught with potentially expensive obstacles. The good news is that smart strategies exist to keep international trips affordable. So, if you’re ready for some budget-friendly ideas, here are a few ways to

Frugal Living

How Cooling Properties in Bedding Improve Sleep on Hot Nights

By FangWallet Editors July 31, 2025

A truly restful sleep restores both body and mind, fostering enhanced energy levels upon waking each morning. Regarding this, cooling properties in sheets help regulate temperature, keeping you comfortable during hot summer nights. In this context, purchasing from trusted brands ensures that you receive quality materials. Here comes an engaging guide exploring the key cooling

Beginner's Guides

FICO Score vs. Credit Score: What It Means for Your Financial Health

By Emily Birken July 31, 2025

Your FICO score is a specific type of credit score that lenders use to assess your creditworthiness. While all FICO scores are credit scores, not all credit scores are FICO scores. Understanding this distinction can help you manage your financial health more effectively.

Beginner's Guides

How To Stop Living Paycheck to Paycheck

By Emily Birken July 31, 2025

Breaking the cycle of living paycheck to paycheck starts with budgeting. Track your income and expenses meticulously. Create a savings plan, even if it's small. Prioritize debt repayment and find ways to boost your income—every little step counts.

Beginner's Guides

How to Become a Chief Financial Officer: Skills and Qualifications

By Josh Brown July 31, 2025

Becoming a Chief Financial Officer (CFO) requires a blend of technical expertise, leadership abilities, and the right qualifications. The role has evolved beyond managing finances to also include strategic planning, digital integration, and risk management.

Beginner's Guides

You Can Finally Change Your Default Feed on Threads

By Jamie Banks July 31, 2025

Great news for Threads users! You can now finally change your default feed, allowing you to curate your experience more effectively. Whether you prefer the latest trends or your friends’ updates, switching feeds is now just a tap away!

Business

How Tariffs Could Inflate Your Daily Costs by 25%

By Michelle Chen July 31, 2025

Trump's tariffs could reshape our economy in ways that rival history's biggest tax hikes. As prices rise and global trade shifts, consumers and businesses alike may face tough choices. The long-term impacts could redefine market dynamics and everyday life.

Beginner's Guides

Best Health Insurance in Alabama

By David Chu July 31, 2025

In this listicle, you'll discover the best health insurance options in Alabama tailored to your needs. From comprehensive coverage to budget-friendly plans, we’ll guide you through key features and benefits to help you make an informed choice for your health and finances.

Beginner's Guides

Fly from Chicago to Berlin for $553 with Delta Affordable Travel Guide

By Christine Benz July 31, 2025

Looking to fly from Chicago to Berlin? Delta offers great roundtrip fares starting at $553 for Basic Economy and $753 for Regular Economy, inclusive of all taxes. It's a fantastic opportunity to explore the vibrant culture of Germany’s capital.

Beginner's Guides

Managing Credit and Money as a National Park Worker

By Vincent Chan July 31, 2025

National park workers are facing unexpected challenges as credit card limits are suddenly frozen, leaving many struggling to manage daily expenses. This financial hurdle disrupts their ability to focus on conservation efforts and visitor services.

Budget Tips

2025 Personal Finance Trends, Budgeting Tips, and Retirement Strategies

By Vivian Hsu July 31, 2025

The "State of Personal Finance 2022 Annual Report" reveals intriguing insights into consumer habits and savings trends. Notably, while many prioritized debt reduction, a significant number still felt unprepared for emergencies, underscoring ongoing financial challenges.

Auto

Smart Car Budgeting Tips for First-Time Buyers

By David Chu July 31, 2025

When considering how much to spend on a car, start by evaluating your budget. Ideally, your monthly car expenses should stay within 15% of your monthly income. Factor in insurance, maintenance, and fuel costs to ensure your choice fits comfortably within your financial plan.

Lists

Smart Strategies to Retire Early

By Jason Zweig July 31, 2025

Ready to retire two years earlier? Start by maximizing your retirement contributions and consider downsizing your home. Strategic investment choices and reducing debts can also boost your savings. Small lifestyle changes today can lead to financial freedom tomorrow!

Investing

Is Apple Falling Behind or Leading in AI?

By Ben Carlson July 31, 2025

Is Apple a stagnant stock or a burgeoning AI powerhouse? With its latest strides into artificial intelligence, many investors wonder if the tech giant is on the brink of a significant transformation. Time will tell if this is dead money or cash cow potential.

Beginner's Guides

Building Your Brand on Trust: The Financial Upside of Customer Focus

By FangWallet Editors July 31, 2025

Trust has always been the cornerstone for every business. Sometimes unspoken, but always relevant. In the present scenario customers have endless options to choose from. It is also a world where information travels faster than ever. And so, trust is not an option any longer. It’s the currency that helps sustain a brand and fuels

Banking

Best Credit Cards for Lounge Access in Canada

By Josh Brown July 31, 2025

Looking for the best credit cards for airport lounge access in Canada in 2025? From travel rewards to exclusive perks, we’ve rounded up the top options that offer complimentary entry to premium lounges, elevating your travel experience.

Beginner's Guides

12 Best States for Teachers to Work in 2025

By Kevin Lee July 31, 2025

Want to make a difference as a teacher? We'll find the best states to teach in. Each one has its own set of benefits, such as high salaries, strong support systems, and lively communities. Jump in and find the perfect place to teach.

Banking

Check Cashing: How It Works and What to Know

By Ben Carlson July 31, 2025

Check cashing is a service that allows individuals to exchange their checks for cash without needing a bank account. It's a convenient option for those who might not have access to traditional banking, but typically comes with fees that vary by location.

Beginner's Guides

How to Stop Spending Money: 16 Tips to Stay in Control

By Christine Benz July 31, 2025

Struggling to manage your spending? You're not alone. With just a few changes, you can regain control of your finances. Start by tracking your expenses, setting a budget, and identifying your triggers. These 16 actionable tips can help you cultivate healthier spending habits.

Banking

Hidden Cash: Bills Worth More Than Face Value

By Michelle Chen July 31, 2025

Have you ever glanced at your wallet and thought every bill was just worth its face value? Think again! From rare serial numbers to unique conditions, some $1, $5, and even $20 bills can fetch much more than their printed price. Let's explore 17 surprising examples!

Auto

Best Car Insurance for Used Cars

By David Chu July 31, 2025

Getting the right insurance for your used car is important to keep your money safe and give you peace of mind. There are a lot of providers that offer competitive coverage options, so it's important to know what you need and pick a policy that fits your budget.

Auto

Auto Insurance in Virginia for as Low as $39/Month

By Kent Baker July 31, 2025

Finding affordable car insurance in Virginia doesn't have to be complicated. With options starting as low as $39 a month, you can secure the protection you need without breaking the bank.

Beginner's Guides

Passive Income vs. Active Income: What’s Faster to Earn in One Day?

By Jason Zweig July 31, 2025

The difference between active and passive income is important to reaching your financial goals. Active income requires you to trade time for money, such as through a job or freelance work.

Cryptocurrency

Affiliate Marketing in Crypto Betting: What to Watch Out for and What to Try

By FangWallet Editors July 30, 2025

Crypto gambling affiliate marketing is alive and very lucrative, a real chance to make passive income. With the emergence of niche sites such as crypto baccarat sites, affiliates are tapping into an expanding market that values privacy, fast payouts, and borderless gaming options. The Pros: Big Commissions and Global Reach Big Commissions: You get 30-50%

Beginner's Guides

What It Is Mortgage Prepayment Penalty and How to Avoid It

By Mei Ling July 30, 2025

A mortgage prepayment penalty can catch homeowners off guard, costing them if they pay off their loan early. Understanding this fee is crucial. To avoid it, look for lenders that offer no-prepayment-penalty options and read the fine print carefully.

Beginner's Guides

3 Stocks to Buy in Early Market Recovery

By Mei Ling July 30, 2025

As the economy begins to rebound, now is the time to reevaluate your portfolio. Look at companies like XYZ Corp, ABC Industries, and 123 Technologies, which show strong fundamentals and growth potential during this early cycle recovery. Invest wisely!

Beginner's Guides

What Is a Two-Party Check?

By John Beach July 30, 2025

A two-party check is a financial instrument made out to two people or entities, requiring both signatures to cash or deposit it. This setup enhances security and trust, often used in transactions like real estate deals or shared expenses.

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

How to Successfully Budget and Win the Mental Battle of Saving

4 Life Quotes or Mottos I Try to Live By

Demystifying How to Get a Good Credit Score

5 Steps to Budgeting and Saving for Retirement Effectively

4 Smart Ways to Make International Vacations More Affordable

How Cooling Properties in Bedding Improve Sleep on Hot Nights

FICO Score vs. Credit Score: What It Means for Your Financial Health

How To Stop Living Paycheck to Paycheck

How to Become a Chief Financial Officer: Skills and Qualifications

You Can Finally Change Your Default Feed on Threads

How Tariffs Could Inflate Your Daily Costs by 25%

Best Health Insurance in Alabama

Fly from Chicago to Berlin for $553 with Delta Affordable Travel Guide

Managing Credit and Money as a National Park Worker

2025 Personal Finance Trends, Budgeting Tips, and Retirement Strategies

Smart Car Budgeting Tips for First-Time Buyers

Smart Strategies to Retire Early

Is Apple Falling Behind or Leading in AI?

Building Your Brand on Trust: The Financial Upside of Customer Focus

Best Credit Cards for Lounge Access in Canada

12 Best States for Teachers to Work in 2025

Check Cashing: How It Works and What to Know

How to Stop Spending Money: 16 Tips to Stay in Control

Hidden Cash: Bills Worth More Than Face Value

Best Car Insurance for Used Cars

Auto Insurance in Virginia for as Low as $39/Month

Passive Income vs. Active Income: What’s Faster to Earn in One Day?

Affiliate Marketing in Crypto Betting: What to Watch Out for and What to Try

What It Is Mortgage Prepayment Penalty and How to Avoid It

3 Stocks to Buy in Early Market Recovery

What Is a Two-Party Check?

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.