Author

Albert Fang

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Albert is an entrepreneur, content strategist, and UCLA Bruin. Professionally, he has spearheaded business strategy efforts at SoFi, Houzz, and AKQA. In his free time, he enjoys sharing his personal finance/FIRE journey on his personal finance blog and offering enriching, minimalistic financial guidance.
IOTA Logo Cryptocurrency
What is IOTA? IOTA sounds small, but its ambitions are huge. The Internet of Things(IoT)—a term encompassing all internet-connected devices—transacts massive amounts of data and resources every day, and this blockchain-alternative project aims to make machine-to-machine transactions into their own economy, trading data and resources between themselves. Ultimately, they hope to become “The Ledger of
Stellar Lumens Cryptocurrency
You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar's main focus is on the consumer from micropayments similar to today's Venmo. You may be saying to yourself,
Why I Invested in Ripple XRP Cryptocurrency
What exactly is Ripple? There are two things to consider. Ripple, the cryptocurrency (XRP) and Ripple, the global settlement network. You may be asking why I am dividing these two things when it is critical to know the difference upon investing in Ripple. Ripple the technology is a global settlement network set to make wiring,
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