Are you having trouble keeping up with your taxes? Are unpaid tax bills putting you in a financial hole that seems impossible to get out of? Thankfully, the IRS has an answer: The Fresh Start Program. This program was created by the IRS to help taxpayers like you who are struggling to meet their tax
Whenever someone hears the term frugal, they often think of some scrooge who hoards money. However, this isn't correct; it's true that frugal people keep more money to themselves, but that doesn't make them a scrooge. Today, frugality is needed more than ever. The average cost of living has increased dramatically, and many are struggling
You have been working so hard to save enough money to buy your dream home. Now that you have the money, you have checked the market and found one that you love. You get a mortgage and pay the downpayment. This is a dream come true for you, so you move in as fast as
Have you ever found yourself wondering where your money goes or even how you spend it? You have enough money in your bank account at the beginning of the month, but somewhere in between, you cannot pay your bills. Well, you are not alone and do not have to worry about this anymore. We will
Managing money isn’t always easy, and a lot of people struggle with this. Even though this is the case, people still get embarrassed about their lack of knowledge surrounding money and how to make it work for them. There’s no need for this though because as we mentioned, everyone struggles at some point in their
If you are trying to save money as a parent or you find yourself hitting the wall so often, it is so important to understand that there are many options for you when you've hit that financial “low.” There are a number of solutions available, yet so many people don't have an understanding of what
Kroger is one of the largest grocery store chains in the United States, and they offer a variety of coupons and deals that can help you save money on your groceries. Using such lucrative deals and offers, you can save big on your shopping trips. There are some ways that you can make the most
Small businesses are a big deal because they take a massive share of the American market. Did you know that there are 33.2 million small businesses in the country, according to the latest statistics? That accounts for a whopping 99.9 percent of all US businesses! And there are plenty of success stories to inspire. It's
Buying a car is a significant investment, and for many, it's a decision that requires careful consideration. Fortunately, there are several money-saving tips that you can use to get the most out of your investment. In this article, we'll provide you with some practical tips for car buyers, including how to negotiate a deal, when
These days, it is so easy to earn money and at the same time spend it. You may be tempted to overspend if you don't keep track of your expenses. If you want to maximize your income, pay your bills, and save or invest your hard-earned money, consider having a personal monthly budget spreadsheet for
Even though it is possible to start a business on a shoestring budget – it isn’t possible to keep it running that way for long. Unless your business is a solo venture with everything totally automated – you are going to have a couple of overheads, and eventually, you might want to grow too. If
What is Shopkick Shopkick is a mobile app that rewards users for shopping both online and in-store. The app was launched in 2009 by Cyriac Roeding, Jeff Sellinger, and Aaron Emigh. The company is headquartered in Redwood City, California, and has partnerships with several major retailers in the United States, including Target, Walmart, and Best
The rise of online conversations and social media has made memes, emojis, and GIFs a great part of our communication. Today, you can pass on a lot of information without even using a single word. All you need is just an emoji and your message will be understood. You can find emojis for almost everything
Managing your personal finances can seem like a daunting task, but it's essential for building a strong financial future. Whether you're just starting out or looking to improve your financial situation, there are many strategies you can use to achieve your goals. In this article, we'll explore some tips and tricks for mastering personal finance.
The concept of financial freedom encapsulates a series of different processes that enable you to reach your goal of gaining security from a financial standpoint. Ideally, the goal encapsulates having enough savings and sufficient cash to afford the lifestyle you want with no challenges. Being financially secure ensures that you can retire earlier if you
Starting a new job is an exciting time, especially if it is your first paying job. Going to work everyday and receiving a salary at the end of the month is the easy part, the hard part is finding ways to work with your money that allows you to meet all your expenses and still
Managing your finances can be challenging during a period of high inflation. Prices of goods and services skyrocket, so people tend to spend more than they can afford. If you have bought a house, car, groceries, or anything else since mid-2021, you must have realized that the prices of commodities keep going up. But on
Raising kids to be clued up about money management is a challenging task. Unfortunately, most public schools do not teach about money management as it is not part of the school curriculum. This means that most kids grow up to become adults with a poor understanding of managing money. In today’s world, so many people
Whether you’re saving for a single-family home or you’re an avid budgeter by habit, planning an unforgettable wedding anniversary celebration doesn’t have to do harm to your wallet. All couples can enjoy an incredible anniversary day for a low cost or even free if they get creative. How to Have an Incredible Wedding Anniversary on
Every adult needs to acquire some basic financial acumen to function effectively in the world. Another name for this is financial literacy. Primarily, this alludes to the knowledge and ability to manage income effectively. Specific knowledge is needed on how to save, how to invest effectively, using credit, obtaining loans, and paying bills. Below we
Slickdeals is a popular online platform that offers users a wide range of deals, coupons, and discounts on a variety of products and services. Launched in 1999, Slickdeals has become one of the largest and most popular deal websites in the world, attracting millions of users each day. In this article, we will take a
Planning a wedding is an exciting time for soon-to-be newlyweds! From the big decisions like finding a venue to the little details like picking out décor, you have a billion things running through your mind. But before you can complete any other tasks related to planning, you must think about how much money you want
Shopping is one of the most relaxing things for some people, whether they buy something for themselves, their peers, or their children. However, it could be a headache to buy clothes for your children because of all the investment that goes into it. Buying a toddler’s clothes can be difficult because the clothes bought should
Rakuten is a popular cashback and rewards program that allows you to earn money back on your purchases at a variety of online retailers. By following a few simple strategies, you can maximize your cashback earnings and make the most of your shopping experience with Rakuten. How to Maximize Cash Back for Rakuten in 2023
What is Fetch Rewards Fetch Rewards is a popular mobile app that allows users to earn rewards by scanning their receipts from participating retailers. The app is available for free on both iOS and Android devices and is a quick and easy way for users to earn points that can be redeemed for a variety
There’s more than one type of savings account out there. Each one will come with different features that you could take advantage of. Learn about these 3 savings accounts and their specialties to see whether you’ll want to add any of them to your financial portfolio in the near future. 1. A Basic Savings Account
Homeownership is among the most money-intensive undertakings most Americans make. Also, it's a journey that takes a considerably long period, with typical mortgage loans having repayment periods of between 15 to 30 years. Being such a long-term investment, you must ensure that you get your math right before and after committing to home buying. If
Financial literacy is the understanding of how money works. While per definition it might seem a straightforward topic, in reality, it can be an iceberg of complicated chaos. When we break it all down, financial literacy breaks into 5 key parts: earning, saving, investing, spending, and borrowing. While we take part in most of these
Negotiate The Fee With Your Agent Before Hand If you decide to use a traditional high street agent, you should consider negotiating the estate agent fees ahead of time to save money while selling your home. This comes down to asking questions. In a nutshell, play chess with questions. Negotiate hard on commissions. It is
People often consider investing in a second passport a luxury only the rich can afford. That's not true. Investing in a second passport is precisely what it sounds like: an investment with huge returns. A second passport is beneficial in several ways, including education, health, business, and improving the quality of your life and that