While car insurance might not be particularly exciting, it is incredibly important. It doesn’t matter if you’re a casual Sunday driver or taking long daily commutes to work, accidents can happen anywhere and at any time, so insurance is vital to ensure you are covered should anything happen. With so many insurance companies and providers
So you decided to purchase your dream car and are closing the final steps. But have you decided on the auto insurance plan yet? Auto insurance is not something that you should acquire in a hurry or something that you can purchase later; rather, it is something that requires careful consideration and is obligatory when
The workplace is one of the most common places for people to get injured. According to the U.S. Bureau of Labor Statistics, nearly 2.1 million nonfatal workplace injuries and illnesses were reported by private industry employers in 2020. While some workplace injuries are minor and don't require much more than a band-aid, others are much
If you're looking for ways to cut your expenses, you certainly wouldn't be alone. Do you find yourself only comparing prices on your car insurance when it's up for renewal, or have you recently purchased a new vehicle? What if you started comparing rates regularly? If you could save up to 40% on it, would
Everyday Life is changing the way people buy life insurance. The Massachusetts-based company founded in 2018 is breaking barriers in a new category of life insurance. It values transparency and empowers consumers by providing insight into the life insurance approval process while guiding customers to a recommended policy based on that person's unique needs. Because
Your sweet bundle of joy is ready to join the rest of the population on the big open road. As much as you’d like to be just as excited as them, you’re likely feeling anxious and afraid of this next chapter of their life. Although our fear and anxiety stem from our babies driving amongst
The year 2022 has indeed seen the rising rates of car insurance throughout the US. According to Insurance Information Institute, vehicle insurance costs have increased by 3.8% so far this year. The main reasons for increasing costs of car insurance are inflation and changing driving habits ever since the onset of the pandemic. Further, the
When searching for life insurance online, it can feel like there are too many options to choose from and it can get confusing. It's easy to be tempted to do without coverage, but it can be an important financial planning tool that can protect your loved ones if anything happens to you. Understanding Policy Types
Pet Insurance and How It Works We all know how much joy our pets can bring us, and studies have shown that people with pets tend to live longer than those without. Pets will need medical attention at some point in their lives, and if they develop an ongoing condition, the cost of having your
One of the most responsible things you can do is insure your home, whether you're renting or owning it. Many publications have been written about the myriad of things that can go wrong in the average home over the course of a few years, and many of these can cause serious harm to your possessions,
The average family in the United States can spend over 16 thousand dollars in veterinary costs alone for their dogs, and up to 13 thousand dollars in care for their cats. This doesn’t include costs for healthy dog food, toys and cognitive stimulation, and other accessories to improve your pet’s life. When it comes to
A professional liability insurance policy is designed to protect the company and its workers from lawsuits related to professional services, such as those provided by lawyers, contractors, or health care providers. Generally speaking, a professional liability insurance policy covers the cost of defending against those suits, as well as other expenses like damages and settlements.
Owning a car is essential for many people, but insurance costs can make it something you believe is out of your reach. You might have heard what other people pay for insurance or think your unique circumstances could make it cost more than you can afford. However, what other people pay for car insurance doesn’t
After getting injured in a car crash, you will be entitled to receive compensation for your damages. In most cases, you will have to file a claim with the other driver's insurer to obtain it. However, securing fair compensation can be very complicated, as many of these insurers will try to low-ball your settlement. Lowballing
After getting involved in a car accident, a few things can happen. Depending on the type of car crash, you could be dealing with vehicular damage, whose repair can be quite expensive. Higher chances are that this could also be accompanied by bodily injuries, which might need a medical practitioner’s immediate attention, and the services
Chances are you may be looking for home insurance and have come across various home insurance companies like Lemonade and Geico and may be wondering how they match up or differ in product and service? Fortunately, you have come across the right post on the web to dig deeper into the home insurance policy of
Can you name several kinds of life insurance right off the top of your head? Don't feel discouraged if you only though of two or three kinds. Unless you're a financial industry professional, chances are you only have heard of the two most basic types of policies: term and whole. It's true that all the
The best way to compare home and auto insurance is now here with Gabi. You are likely overpaying for home and auto insurance, and shopping may be a hassle. Gabi does all the insurance shopping for you, with their comparison tool, all completely free. What is Gabi? Gabi makes finding the best affordable rate for
Modern gadgets and appliances make our lives so much nicer. It’s no wonder we go above and beyond to get the best of them. Saving money, doing extra hours at work, and taking out credits just to afford those hi-tech pieces that will provide comfort, security, and many other things. Those technological wonders do not
The ins and outs of insurance policies aren’t incredibly simple to the layperson. We usually have to rely on an agent to explain things to us, but what information is missing? Have we even chosen the right agent? We’ll explore that question and more as we take a look at five general liability mistakes that
The cost of motorcycle insurance, like most types of other vehicle insurance, is dependent on a wide variety of factors. Generally, the average cost in the United States for liability coverage only can run between $200 and $500 a year. Full coverage can bring the total cost up to a range between $400 and $800.
If you are going on an expensive or long trip, buying travel insurance is a great idea to protect you in case anything unforeseen happens. The trip may be cancelled due to circumstances beyond your control, like a hurricane rolling in to the islands just before your getaway is planned or a civil conflict that
Renters insurance is a smart purchase for anyone living in a home they don’t currently own. If a life changing event like a fire takes place in your home, the cost of replacing everything you own can be crippling. Renters insurance also applies if you have to move your things to a self storage unit. Take
When shopping for a homeowner’s insurance policy, it’s easy to get confused. There are so many terms specific to the industry and it can be hard to keep them straight as you shop. This is often the case with hazard insurance, a kind of coverage that you may already hold as part of your homeowner’s
The insurance industry is as old as it is complex. The concept of insurance itself has been around for hundreds of years and many traditional insurance companies have been around for over a century. Insurance works by having individuals each pay a manageable monthly premium into a pool. In the event that something catastrophic happens
After a car accident, its normal to feel rattled or anxious about what comes next. After all, your car is a vital part of everyday life and you’re likely to want it replaced as soon as possible so you can get back to normal. Understanding a little more about the process of auto insurance claims