A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brainpower to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of
What is IOTA? IOTA sounds small, but its ambitions are huge. The Internet of Things(IoT)—a term encompassing all internet-connected devices—transacts massive amounts of data and resources every day, and this blockchain-alternative project aims to make machine-to-machine transactions into their own economy, trading data and resources between themselves. Ultimately, they hope to become “The Ledger of
What is Cardano? Cardano is a blockchain and cryptocurrency project focused on taking a scientifically tested and peer-reviewed approach to this fast-developing sector—a philosophy that has gained it much recognition in the crypto community since the project’s inception in 2015. One of its major selling points is that rather than being run by a single
ICON (ICX) has silently made its way into the top 15 among all the cryptocurrencies in the world according to CoinMarketCap (as of 1/9/2018). How a coin that started circulation in September, 2017 and still be able to accomplish such a feat is beyond me. This says a lot about the cryptocurrency craze and the
NEO, often coined the Ethereum of China, is a crytocurrency that serves to be an open network platform for a smart economy. You may be wondering, what does that entail and what separates NEO from Ethereum? What is NEO? NEO competes in the same space that Ethereum is in, decentralized applications (DApps), ICOs (Initial Coin Offerings),
In a recent interview, Brad Garlinghouse, CEO of Ripple, said it best that “XRP is solving a payments problem and it’s very efficient to do that.” Ripple XRP is best encapsulated with the statement that Brad made simply because that is Ripple’s main focus. The root of the problem that Ripple serves to answer is
With the New Year of 2018 now upon now, tax season is looming. One of the most common questions I get asked is do I have to pay taxes on my cryptocurrency gains to the IRS? The answer is simply yes. You don’t want to position yourself to risk being audited by the IRS and
Basic Attention Token (BAT) is a cryptocurrency that is more obscure or lesser known to the general masses in the digital currency space. Basic Attention Token is currently only ranked 50 (as of 1/2/2018) among all cryptocurrencies according to CoinMarketCap. If you know me and spoke to me, you would know I tend to stray away
Bitcoin (BTC) is probably the first coin that introduced you to the world of cryptocurrency. It was for me. Month after month, I would always think that Bitcoin has peaked at $2,500, then $7,500, then recently $19,500. And, each time I would be absolutely dumbfounded by the potential gains. I would get tempted to invest in
You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar’s main focus is on the consumer from micropayments similar to today’s Venmo. You may be saying to yourself,
The Ripple hype has been crazy the past few weeks. The last time I posted about Ripple XRP, it was $0.70. Now, Ripple has doubled and is trending around $1.44 today. The question you may be asking yourself is why has it gone up so fast and if the boat has sailed. I personally stand
Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about fifteen credit cards. Don’t freak though because I swear I know what I am doing. Or at least, somewhat. I have been fortunate enough to travel to Hong Kong, South Korea, Colorado, and upcoming Spring
A frequent question I receive is how do I grow my money with taking little to no risk at all if investing in the stock market is not for me? The answer I always give for those who are much more conservative is to open up an American Express High-Yield Personal Savings account. As I am
A frequent question I get is how to buy Ripple XRP with money in a safe transaction with as little fees as possible. It has been about two weeks since I’ve blogged about Why I Invested in Ripple XRP. Since then, Ripple has tripled in price. As I am typing this blog post out right
Picking a car to buy is already a hard process. Buying used can be even more complex because there are more variables knowing that the car is pre-owned. Questions like how did the previous owners treat the car, car mileage, and damage history may be common questions that arise upon browsing for a used car.