Frugal Living

Ibotta vs Fetch Rewards: Best Receipt App for Gift Cards

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Nowadays there seems to be an app for everything, which includes even the grocery store receipts you receive on hand after replenishing your pantry. Fortunately, there are two popular app store options that frugal living fans absolutely love. You may have already heard of them already, but Ibotta and Fetch Rewards are the leaders in turning your grocery store receipts into gift cards through their reward point system.

Grocery store receipts come in all shapes and sizes. With both the Ibotta or the Fetch Rewards app, you are given the opportunity to simply snap a photo or scan your receipt for the app to compensate you for your itemized purchases. The same can be said with the Ibotta app, which makes the entire process seamless for the shopper.

How does the process of turning grocery receipts into gift cards work?

Companies like Ibotta and Fetch Rewards are partnered with many store retailers like Whole Foods, Sprouts, Lucky, and Safeway to name a few, to incentive more consumers to come to their stores. The increased volume of foot traffic that enters their store alone is the main reason why partner grocery stores do promotions like these. Apps like Ibotta and Fetch Rewards simply pass on some of the earnings to the consumer, which is nice, to say the least.

How much can I earn for each receipt?

I hate to say this, but it really depends. You have to try out the app for yourself to determine your shopping habits and items you purchase align with promotional offers that the grocery store app may have. The personalized shopping experience alone should determine if becoming an active user of either app is worth your time because the compensation varies depending on the app and the items purchased on the receipt. Try it out yourself, you have nothing to lose but all to gain really.

How to submit grocery receipts with Fetch Rewards

With Fetch Rewards, the process is as simple as placing your receipt on a flat surface and just focusing your phone camera lens on the receipt to snap. Once a good quality photo has been captured, you simply submit your receipt photo and watch your account get compensated in reward points, which can be redeemed for gift cards from popular retailers like Amazon, Apple Store, Target, and etc.

The beauty of the process is that the Fetch Rewards app does all the hard work for you. The app will recognize each item on the receipt and crosscheck if there is a higher point value for each of the items in the system. In other words, it is a simple snap and go process and you aren’t hassled with the nitty-gritty of looking at each item on the receipt like other grocery store reward apps may have.

How to submit grocery receipts with Ibotta

The process of submitting a receipt with Ibotta is a little different from Fetch Rewards, it requires a little more time investment. You are asked to prepare your itemized list before submitting your receipt.

With the Ibotta app, the shopping experience is unique in a sense. The expectation is you get rewarded for your time planning your grocery shopping experience. Thus, you are required to look on the Ibotta app to see if there are cashback offers for each item you will checkout at the store.

In other words, you must come up with an itemized list before snapping your receipt to submit to Ibotta for cash back incentives. This is a much different approach than Fetch Rewards, which is less convenient for the consumer but has its advantages of the consumer seeing more lucrative deals and other product promotions before the customer even steps foot into the grocery store.

Which grocery stores are eligible for reward points?

Most of the popular grocery store retailers are already part of the network and their receipts are eligible for reward point redemption. Below are some popular stores to mention that allow their receipts to be redeemed for points:

  • Walmart
  • Target
  • Kroger
  • Walgreens
  • CVS
  • Safeway
  • Costco
  • Shell
  • HEB
  • Rite Aid

To view the complete extensive list of eligible stores for Fetch Rewards, click here. To view eligible stores for Ibotta, click here.

Ibotta vs Fetch Rewards – Which is best?

Both the Ibotta and Fetch Rewards app each has its unique advantages so I’d strongly recommend trialing and testing out both apps to see which personally fits your shopping lifestyle.

I say this because Ibotta pays out more lucrative and frequent cashback bonuses for each item on your receipt, but may require a little more time investment and planning. However, for Fetch Rewards, the convenience factor alone of just snapping and photo and submitting a receipt makes it very accessible and easy to do without much time investment.

In other words, it is your personal choice. I personally love using the Fetch Rewards app because of the convenience factor alone, but you can definitely try out both.


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Just another aspiring small business owner and amateur photographer blogging in an attempt to break down personal finance lingo.

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