What to Expect From a Top Rated Pet Insurance Plan

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The average family in the United States can spend over 16 thousand dollars in veterinary costs alone for their dogs, and up to 13 thousand dollars in care for their cats. This doesn’t include costs for healthy dog food, toys and cognitive stimulation, and other accessories to improve your pet’s life. 

When it comes to taking care of your furry family member, there’s a lot to consider. Pet insurance can help along the way. Not all pet insurance policies are made equal. Some policies only offer coverage for standard needs and charge more for alternative therapies. 

What’s the difference between a standard pet insurance plan and a top rated one? Here’s what you need to know. 

Coverage That Doesn’t Decline With Age

As our pets get older, their health risks increase as does their need for health and wellness support. Many policies compensate for this by reducing coverage or increasing premiums with age. Luckily, with a top rated pet insurance plan, you can enjoy coverage that doesn’t decline with age. 

Even if you start your pet’s insurance plan when they’re old, you can enjoy the same coverage, for the same price, for the same peace of mind. Don’t settle for a plan that doesn’t cover your pet when they need it! Use a top rated program to give your pet the coverage they need.

Preventative Care Essentials

Most standard policies offer coverage for injuries and illness, but they don’t offer coverage for preventative care. This is where a top rated program comes in handy. Preventative care is a great way to keep your pet healthy, catch diseases and conditions early on, and do regular testing and wellness exams. 

Let’s take a closer look below. 

Regular Testing

One aspect of preventative care is regular testing. For dogs and cats this includes testing for intestinal parasites, heartworms, hookworms, and other diseases. The key to keeping your pet healthy is to catch diseases and conditions early on. Preventative testing helps you do this, and with a top rated pet insurance program, you can enjoy coverage! 

Preventative Measures and Health Support

In addition to routine wellness care exams and testing, a top rated program will include preventative measures and health support. This can include coverage for healthy foods, alternative therapies, and holistic approaches to health and medicine. 

Alternative Therapies and Treatments

Another perk of using a top rated insurance program is that you can enjoy coverage for alternative treatments and therapies. There are many ways holistic health is entering the world of veterinary and pet care. From acupuncture, chiropractic care, alternative medications. 

If your furry friend is prone to adverse reactions with medications, alternative therapies or treatments may be a great avenue to explore to keep your pet happy and healthy! 

Coverage for the Little Things and the Big Things

When you’re working with a top rate insurance program, you can expect coverage for the small things, the big things, and everything in between. One of the most important qualities to compare when it comes to pet insurance is what coverages are offered. 

Top rated pet insurance programs will offer coverage for the standard accidents and illnesses as well as more important things that other insurance programs may charge extra for. Here’s what you need to know. 

Standard coverages include the following:

  • Ear infections, eye infections, or skin conditions
  • Digestive conditions and illnesses
  • Hip dysplasia, which is more common in certain breeds like German Shepherds
  • Cancers and growths
  • Worms, parasites, and other intestinal infections
  • Injuries to bones 
  • Swallowed non-food objects
  • Poisonous or toxic food ingestion
  • Emergency costs and hospitalization
  • Prescription medicine
  • Surgery and procedures
  • Microchipping
  • Diagnostics and treatments
  • Advanced care and alternative therapies like stem cell therapy

When you work with a top rated pet insurance program, you can also enjoy coverage for what other companies may charge you more for. These include the following:

  • Conditions that are hereditary
  • Dental diseases and oral care
  • Behavioral issues
  • Vet exams and check ups
  • Telemedicine and virtual visits
  • Alternative therapies like acupuncture or chiropractic care
  • Prescription foods, vitamins, and supplements

Whether your pup is suffering from an ear infection or you find a growth on your cat, you can rest assured that a top rated pet insurance plan will help cover costs so you can keep your furry friend happy and healthy. 

Recovery Costs

A top rated pet insurance program will also help cover recovery costs. In other words, after your pet’s surgery, procedure, or accident, insurance will help cover costs of physical therapy, rehabilitation, and recovery. These costs can add up in the long run, so using a top rated program is a great way to help protect your bank account. 

Access to Any Veterinarian in the United States or Canada

Many insurance policies require you to use a specific health care provider in order to receive insurance benefits. This is especially popular in health insurance. When you see a doctor, it’s important to make sure the health care professional you see works with your insurance, or else you’ll be responsible for all of your medical costs. 

Many pet insurances work the same way. However, when it comes to top rated programs, you won’t have to worry about which veterinarians your pet sees for care! Enjoy coverage no matter where you get care for your pet, in both the United States and Canada.

A Simple Process for Insurance Claims 

With the best insurance plan, you can enjoy simplicity that gives you more time to enjoy your pet and less time to stress about vet bills. You can see any vet you want, file your claim easily online, and get reimbursed up to 90% of your bills! 

Finding the best pet insurance is easy when you know where to look and what qualities to compare. Enjoy coverage for the little and big things and a streamlined process that makes pet insurance easy. Don’t settle for a plan that barely scrapes the surface of coverage your pet needs. With our top rated program, you can access everything you need to keep your pet happy and healthy.

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Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned and has not been endorsed by any of these entities. Opinions expressed here are author's alone

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