As much as I hate to admit it, saving money can be a very hard topic to crack depending on the individual. Measuring success for budgeting and saving money can look very different because living a frugal lifestyle relies heavily upon the individual to adopt an unrealistic good set of habits from cold turkey sometimes.
A question that I get sometimes is how am I calm, composed, and collected about 80% of the time at 24 years old? The other 20%, let’s not talk about it. Just kidding, but what helps me keep my mojo is I try to follow certain principles or motto quotes that closely resonate with me
Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I’ve noticed that the problem most people have is sticking to only one credit card. The one credit
Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one’s self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect
There is a particular kind of financial anxiety that belongs to people in the middle of their careers. The salary is decent. The bills get paid. There is usually something going into a retirement account every month. And yet the number on the statement looks small next to whatever figure the internet says a person
Anyone who has submitted an HSA or FSA claim knows the moment. The administrator asks for documentation, and suddenly you are searching the car, the kitchen drawer, and three email accounts for a receipt from a visit you only half remember. The money is yours. Getting it back just depends on paperwork you did not
Picking a car to buy is already a hard process. Buying used can be even more complex because there are more variables knowing that the car is pre-owned. Questions like how did the previous owners treat the car, car mileage, and damage history may be common questions that arise upon browsing for a used car.
Uber Eats is dominating the food delivery industry, especially during times of the pandemic. What this means is that more than ever, more delivery drivers are joining the Uber network to meet the demand of consumers using their app for food delivery. The pandemic has definitely surprised the world and impacted many businesses. However, in
Shopping online is becoming the norm nowadays, often even outmatching in-store sales. Competition for online shoppers is becoming steeper each passing day. Thus, many storefronts are now considering employing cash back incentives to entice customers to shop with them online. How most cash back programs generally work out for the merchant is that instead of