Imputed income is the taxable value of non-cash benefits that employees receive in their pay. Some common examples include life insurance premiums over a certain limit, help for dependent care from the employer, and personal use of a company car. Imputed income is added to an employee’s gross income. This can raise their
Even though cash is still one of the most common options for paying for goods and services, many of today’s consumers now prefer using payment cards. These financial products enable users to complete their transactions through a cashless process, offering a more convenient and secure way to make purchases both in-store and online. Aside from
Discovering budget-friendly health insurance can appear formidable for students balancing coursework and constrained budgets. Still, healthcare access need not strain your wallet. There are options designed with students in mind that can ease this burden. By understanding what’s available, we all empower ourselves to make informed decisions about our well-being without financial strain. So let’s
Buying a gift card is often seen as just a convenience or a last-minute gift. But in reality, it can be a thoughtful tool for saving, budgeting, and even adding flexibility to your finances. Whether you’re looking for practical ways to reward yourself, manage expenses, or make gifting easier, here’s why it might be time
FAANG stocks are some of the most prominent publicly traded companies and tech stocks in the stock market. The FAANG acronym stands for Facebook (Meta Platforms), Amazon, Apple, Netflix, and Google (Alphabet). The acronym evolved to include Microsoft (FAAMG) and sometimes doesn’t include Netflix (MAMAA). They are all highly profitable and have consistently
A rain check lets you buy a sale item later if it’s out of stock. Not all items qualify for rain checks, especially limited-time offers. The FTC’s Unavailability Rule protects you from bait-and-switch tactics. Rain checks are usually valid for 30-90 days, so check the expiration date. Remember to ask for a rain
Zazzle is a legitimate online marketplace where you can buy and sell custom-designed products. The platform boasts a vast product catalog, encompassing apparel, home decor, accessories, and more. Zazzle operates on a print-on-demand model, eliminating the need for upfront inventory costs for sellers. With a user-friendly interface, Zazzle simplifies the process of designing,
SoFi integrates with Zelle® for fast and easy money transfers. You can send money using the recipient’s email address or U.S. mobile number. Transfers typically happen within minutes, making it convenient for sending and receiving money. Zelle® is free to use with your SoFi Checking account. You can access Zelle® through your SoFi