Forum Replies Created
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VinceMember
Very few businesses are never not looking to hire. I would say smaller ones are less likely because they are very small and likely overstaffed as it is. But I do think it is a good idea to look over your resume like Alex said. You might have something in it that is offputting to the places you are applying for.
June 12, 2021 at 6:47 pm #3735 -
VinceMember
Build up your social media platforms. That is the easiest way. Get what you want to be known for out there and start working with other creators. It can take time so don’t give up after a few weeks of not seeing any progress. You have to really invest yourself.
June 12, 2021 at 6:46 pm #3734 -
VinceMember
I have 4 main cards and one store card. One of the 4, I seldom use. It is just an emergency card. I mainly use it for mechanical stuff and to cover medical bills that pop up unexpectantly.
And yeah having that many cards does seem like a lot but I have known people who have had stacks of them. I am talking over 30 cards. I have no idea how but it happens!
June 12, 2021 at 6:44 pm #3732 -
VinceMember
I am of the mind that if you can pay it off and it will help you manage your finances better, then just do it. Things pop up and you might forget and then things just get pushed back further and further. Pay it off and just focus on your other cards and credit lines.
June 12, 2021 at 6:41 pm #3730 -
VinceMember
It is true, they can take anything back from you that you used a card to pay with. Like if you bought 10k worth of furniture and just didn’t pay for any of it. They will take you to court and then seize the property unless you are able to agree to pay a percentage of it in court.
June 12, 2021 at 6:40 pm #3729 -
VinceMember
Yes! Prices for most things that deal with contracts are negotiable.
Just speak with confidence and compare the prices of other insurance companies with the ones you are speaking to. Let them know you have other options and what is included. Some will be willing to adjust things for you on the fly.
June 12, 2021 at 6:38 pm #3728 -
VinceMember
I think this depends on the accident and the person. I personally would not risk that because they could just as easily show up with a check that bounces and leaves you covering the cost. I would just file the claim. People need to be responsible for their poor driving.
June 12, 2021 at 6:37 pm #3727 -
VinceMember
If your neighbor files, his insurance is only responsible for removing the tree.
If you file, your house will get repaired.
Your brother needs to be the one to file, otherwise, the garage will not get repaired, the tree will be removed, and nothing more. I know this is a stupid way of handling this but this is how it goes in most states.
June 12, 2021 at 6:34 pm #3725 -
VinceMember
When you put down less than 20%, you must pay for mortgage insurance and this is by law. With the FHA, you are only expected to put down 3.5%. I think for people going with this option, you have to really consider if you can/should be buying a house. Ideally, you have anywhere from 20 to 35% of the house’s cost in the bank and ready to use. Also, you have to factor in closing fees which range from 3k to over 10k.
June 12, 2021 at 6:32 pm #3724 -
VinceMember
In most cases, I would say I have to agree with Alex. You will be paying more for rent (for much less) vs paying off a mortgage. You just have to be smart about it and know what your limit is. A lot of banks will lend you over what you could realistically afford and screw you over.
June 12, 2021 at 6:28 pm #3722 -
VinceMember
Gold will always be valuable. The only case where it won’t be is if suddenly people needed food, water, and things for survival more. If someone walked up and wanted to trade you gold for water but someone else had seeds, you would take the seeds, not the gold.
June 12, 2021 at 6:24 pm #3721 -
VinceMember
I honestly had no idea this was the case. I think it is unfair that if a parent leaves a house for their child or children, the bank can just take the full value of it. They should only be able to take what is owed and the rest of the money for the house should go to the children or if the children decide to keep the house, they should be able to opt to take a lean out on the house to pay for the debt.
June 12, 2021 at 6:42 pm #3731
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