FangWallet — Personal Finance Blog on Passive Income Ideas.

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Beginner's Guides

How to Successfully Budget and Win the Mental Battle of Saving

By Albert Fang June 17, 2020

As much as I hate to admit it, saving money can be a very hard topic to crack depending on the individual. Measuring success for budgeting and saving money can look very different because living a frugal lifestyle relies heavily upon the individual to adopt an unrealistic good set of habits from cold turkey sometimes.

Personal

4 Life Quotes or Mottos I Try to Live By

By Albert Fang August 9, 2018

A question that I get sometimes is how am I calm, composed, and collected about 80% of the time at 24 years old? The other 20%, let's not talk about it. Just kidding, but what helps me keep my mojo is I try to follow certain principles or motto quotes that closely resonate with me

Credit Cards

Demystifying How to Get a Good Credit Score

By Albert Fang November 30, 2017

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit

Beginner's Guides

5 Steps to Budgeting and Saving for Retirement Effectively

By Albert Fang November 27, 2017

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one's self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect

Deals

Best Time to Visit Hawaii: Weather, Costs & Crowds

By Mei Ling November 13, 2025

Discover the best months to visit Hawaii for ideal weather, lower costs, and fewer crowds. Plan your trip with expert tips and seasonal insights.

Credit Cards

Credit Report vs Credit Score: Which One Should You Monitor?

By Mei Ling November 13, 2025

Understanding the difference between a credit report and a credit score is crucial for managing your financial health. While your credit report details your credit history, your credit score summarizes how responsible you are with credit. Knowing both can empower your financial decisions.

Beginner's Guides

Why Private Equity Is Suddenly Pulling Back

By Mei Ling November 13, 2025

In recent months, private equity firms have shifted to a 'risk off' approach, pausing their dealmaking activities. With economic uncertainty lingering, investors are adopting a cautious strategy, focusing on stability over bold acquisitions.

Beginner's Guides

Is Amazon Stock a Long Term Buy?

By Mei Ling November 13, 2025

As Amazon dips into correction territory, investors are left wondering: should they panic? Historically, such downturns can be opportunities rather than disasters. Staying informed and assessing the bigger picture may lead to brave decisions, not fear-driven ones.

Beginner's Guides

Exploring the Future of E-Commerce: The Role of UK Dropshipping Suppliers

By FangWallet Editors November 12, 2025

In recent years, e-commerce has become one of the fastest-growing sectors of the global economy. With online shopping evolving rapidly, entrepreneurs are constantly seeking efficient ways to manage logistics, inventory, and customer satisfaction. One model that has redefined how businesses operate online is dropshipping — a process where sellers market products without holding any physical

Cryptocurrency

BitMEX: First Choice for Secure and Efficient Trading in Cryptos

By FangWallet Editors November 12, 2025

With several crypto exchanges blooming in the markets, this platform has marked its presence in the niche. Its major focus areas are derivative trading. It enables users to leverage trade on Bitcoins and other cryptocurrencies. So, there are obviously greater returns to be made. This attracts the paid elite, going for advanced strategies and higher

Cryptocurrency

Crypto Innovation Hits Mainstream: What’s Driving the Next Wave of Digital Assets

By FangWallet Editors November 7, 2025

Cryptocurrency has evolved from the fringes and made its way to the center stage on a global platform. What started as a digital novelty is now forcing institutions, governments, and private citizens to re-evaluate what they know about money and its handling. With innovation paving the way for accessibility and building trust, digital assets are

Budget Tips

30 Practical Ways to Save Money

By Vivian Hsu November 5, 2025

Saving money can feel overwhelming, but it doesn't have to be. Start small with practical tips: track your spending, set a budget, and make mindful purchases. These simple steps can lead to significant savings over time. Your financial future will thank you!

Budget Tips

6 Essential Steps to Plan Your Wedding Budget with Ease

By Vivian Hsu November 5, 2025

Creating a wedding budget can feel overwhelming, but breaking it down into six essential steps makes it manageable. Start by setting a total budget, prioritize your must-haves, and keep track of your expenses. With careful planning, you’ll navigate costs confidently.

Investing

5 Best Space Stocks to Buy in 2025

By Vivian Hsu November 5, 2025

As we stand on the brink of a new space age, several stocks are poised for growth. Companies like SpaceX, Blue Origin, and others are leading the charge in satellite technology and interplanetary exploration. Keep an eye on these potential game-changers!

Beginner's Guides

Proven Ways to Build Business Credit and Grow Your Company in 2025

By Vivian Hsu November 5, 2025

Building business credit is essential for securing loans and favorable terms. Start by establishing a legal business entity, obtaining an EIN, and opening a business bank account. Follow these nine steps to elevate your credit score and financial credibility.

Banking

Why Good Credit Matters and How It Shapes Your Financial Life

By Vivian Hsu November 5, 2025

Having good credit is essential for financial health. It opens doors to better loan rates, lower insurance premiums, and higher chances of rental approval. With a solid credit score, you're better equipped to navigate life’s big purchases and opportunities.

Beginner's Guides

Best Contractor Invoicing Software for Easy Billing

By Vivian Hsu November 5, 2025

Looking for the best invoicing software to streamline your contractor business? You're in the right place! In this listicle, we'll break down top options tailored to your needs, covering features, pricing, and user-friendly interfaces that make billing a breeze.

Banking

Best Property Insurance Types to Protect Your Assets in 2025

By Vivian Hsu November 5, 2025

Understanding property insurance is crucial for protecting your assets. From homeowners and renters insurance to commercial policies, each type offers unique coverage. Knowing your options helps ensure you're adequately protected against potential risks.

Beginner's Guides

Reverse vs Traditional Budgeting: Which Method Works Best for You?

By Vivian Hsu November 5, 2025

Discover the key differences between reverse budgeting and traditional budgeting. Learn which method suits your income, savings goals, and spending habits to improve your financial planning.

Beginner's Guides

How to Get the Best Personal Injury Compensation

By FangWallet Editors November 4, 2025

Accidents happen all the time. However, some could leave not just physical and emotional scars but also a heavy financial burden. If you’ve been injured in one, you will have to face hefty medical bills on top of losing income and even employment, leaving you in an uncertain position. A full recovery will only be

Make Money

How Emerging Tax Relief Programs Can Help Side-Hustle Earners Right Now

By FangWallet Editors November 4, 2025

The rise of the gig economy has transformed how millions of people earn a living. From freelance designers and delivery drivers to online tutors and small e-commerce sellers, more workers are turning to side hustles to boost their income or achieve financial independence. Yet, with that flexibility comes a major challenge, managing taxes. Many independent

Cryptocurrency

How Blockchain Is Reshaping Global Payment Systems

By FangWallet Editors November 4, 2025

Blockchain technology has evolved significantly since its beginning in cryptocurrency. What was a specialised innovation now powers financial systems worldwide, efficiently and securely. Payments, especially, have seen a tremendous impact. Since its creation, internal payment processes linked to Blockchain have changed. This transformation has enabled a new level of financial autonomy that traditional banking methods

Beginner's Guides

Best AI Stocks for Beginners in 2025

By Christine Benz October 30, 2025

As AI continues to revolutionize industries, investors should keep an eye on leading stocks like NVIDIA and Alphabet. These companies are at the forefront of innovation, making them promising options for those looking to capitalize on this tech boom.

Beginner's Guides

How Middle-Class Families Can Prevent Foreclosure

By Christine Benz October 30, 2025

In today's economy, many middle-class families are just one unexpected event-like a job loss, medical emergency, or major repair-away from foreclosure. Rising living costs and stagnant wages create a precarious balance, making stability feel increasingly fragile.

Banking

Best Small Business Checking Accounts 2025

By Christine Benz October 30, 2025

In February 2025, it's important to find the right checking account for your small business. We looked through all the options and found the 10 best accounts that have the right mix of features for you, such as low fees, easy online access, and great customer service.

Beginner's Guides

Best Trades to Pursue for a Rewarding Career in 2025

By Christine Benz October 30, 2025

Looking to pivot your career? This listicle explores the best trades to get into, offering you a glimpse into lucrative opportunities and growth potential. From plumbing to welding, discover fields where passion meets profit!

Banking

Venmo vs PayPal for Nonprofits: Complete Comparison 2025

By Christine Benz October 30, 2025

The Evolving Landscape of Digital Fundraising Digital fundraising has transformed how nonprofits collect donations. Platforms like Venmo and PayPal play a strategic role in improving donation collection, donor experience, and overall fundraising efficiency. Choosing the right platform directly affects how smoothly funds are received and managed. Implementation Process for Nonprofits 1. Documentation Preparation Collect all

Frugal Living

Why A Budget Is The Most Powerful Tool For Managing Your Finances

By FangWallet Editors October 27, 2025

It’s easy to feel like your money is running the show. One minute your paycheck hits, and the next you’re wondering where it went. Bills sneak up on you, and unexpected expenses knock the wind out of your plans. No matter how much you earn, it never feels like enough. This is what life looks

Beginner's Guides

Digital Tools That Help You Work Smarter, Not Harder

By FangWallet Editors October 25, 2025

Open a banking app to move money, pull up a note at the checkout, send a file to a colleague, and the entire day runs through tools that either help or slow you down. Because every action depends on timing, the tools that respond faster earn lasting trust. That same expectation drives how people judge

Banking

How High-Net-Worth Individuals Choose the Right Private Bank

By FangWallet Editors October 25, 2025

For most people, choosing a bank comes down to convenience, rates, and fees. But for high-net-worth individuals (HNWIs), banking is less about interest percentages and more about trust, access, and discretion. The stakes are higher. A private bank isn’t just a place to store wealth, it’s a strategic partner that helps grow, protect, and pass

Beginner's Guides

How to Reset Apple Watch After Passcode Lock

By Michelle Chen October 24, 2025

If you've accidentally locked your Apple Watch after entering the wrong passcode too many times, don't worry. To reset it, simply press and hold both the side button and the Digital Crown until you see the Apple logo. Then, follow the on-screen instructions to set it up again.

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

How to Successfully Budget and Win the Mental Battle of Saving

4 Life Quotes or Mottos I Try to Live By

Demystifying How to Get a Good Credit Score

5 Steps to Budgeting and Saving for Retirement Effectively

Best Time to Visit Hawaii: Weather, Costs & Crowds

Credit Report vs Credit Score: Which One Should You Monitor?

Why Private Equity Is Suddenly Pulling Back

Is Amazon Stock a Long Term Buy?

Exploring the Future of E-Commerce: The Role of UK Dropshipping Suppliers

BitMEX: First Choice for Secure and Efficient Trading in Cryptos

Crypto Innovation Hits Mainstream: What’s Driving the Next Wave of Digital Assets

30 Practical Ways to Save Money

6 Essential Steps to Plan Your Wedding Budget with Ease

5 Best Space Stocks to Buy in 2025

Proven Ways to Build Business Credit and Grow Your Company in 2025

Why Good Credit Matters and How It Shapes Your Financial Life

Best Contractor Invoicing Software for Easy Billing

Best Property Insurance Types to Protect Your Assets in 2025

Reverse vs Traditional Budgeting: Which Method Works Best for You?

How to Get the Best Personal Injury Compensation

How Emerging Tax Relief Programs Can Help Side-Hustle Earners Right Now

How Blockchain Is Reshaping Global Payment Systems

Best AI Stocks for Beginners in 2025

How Middle-Class Families Can Prevent Foreclosure

Best Small Business Checking Accounts 2025

Best Trades to Pursue for a Rewarding Career in 2025

Venmo vs PayPal for Nonprofits: Complete Comparison 2025

Why A Budget Is The Most Powerful Tool For Managing Your Finances

Digital Tools That Help You Work Smarter, Not Harder

How High-Net-Worth Individuals Choose the Right Private Bank

How to Reset Apple Watch After Passcode Lock

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.