FangWallet — Personal Finance Blog on Passive Income Ideas.

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Beginner's Guides

How to Successfully Budget and Win the Mental Battle of Saving

By Albert Fang June 17, 2020

As much as I hate to admit it, saving money can be a very hard topic to crack depending on the individual. Measuring success for budgeting and saving money can look very different because living a frugal lifestyle relies heavily upon the individual to adopt an unrealistic good set of habits from cold turkey sometimes.

Credit Cards

Demystifying How to Get a Good Credit Score

By Albert Fang November 30, 2017

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit

Beginner's Guides

5 Steps to Budgeting and Saving for Retirement Effectively

By Albert Fang November 27, 2017

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one's self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect

Banking

Amex Platinum Promo Codes: Earn Bonus Points and Perks

By Chris Yu July 9, 2025

Amex Platinum Promo Code Benefits You can get the chance to earn bonus points, statement credits, and special member benefits by using Amex Platinum promo codes in a smart way. Find good sources for real American Express promo codes. Stay away from old or fake offers. Check out a wide range of promo codes. These

Banking

SoFi vs. Amex: Best High-Yield Savings Account for 2025-2026

By Kevin Lee July 9, 2025

Which Offers Best High-Yield Savings Account for 2025 Choosing the Right High-Yield Savings Account SoFi and American Express both offer top-tier high-yield savings accounts that outperform traditional banks. SoFi is known for its modern financial tools and higher promotional rates with direct deposit. American Express delivers stability, ease of use, and consistent returns without complex

Banking

Barclays vs. Amex Savings: Which Bank Offers Better Returns?

By Emily Birken July 9, 2025

Barclays vs American Express for Savings See how Barclays Bank and American Express National Bank stack up side by side, so you can pick the best high-yield savings account for your money needs. Check out each bank’s interest rates, APY, and what makes each one stand out so you can spot the most appealing offers.

Beginner's Guides

Binance vs. Bithumb: Which Crypto Exchange Fits You Best

By Richard Yolo July 9, 2025

Binance and Bithumb Compared Binance has more people trading and more users than Bithumb, with about 224 million people active on the site. Both places have strong mobile apps so traders can get to markets wherever they are. Binance lets you trade over 500 cryptocurrencies, but Bithumb has around 170 tokens. Bithumb is trusted for

Beginner's Guides

Bybit vs. Binance: Which Crypto Platform Is Better for You?

By Kent Baker July 9, 2025

Which Cryptocurrency Platform Best Fits Your Needs? Both Bybit and Binance do well when it comes to helping crypto traders, with Bybit putting more focus on trading contracts and Binance giving a lot of options for easy spot trading. Bybit gives you smart features like copy trading, and Binance lets you do more things with

Banking

Amex Gold Promo Code: Earn Up to 100K Points Today

By Kent Baker July 9, 2025

Main Benefits of Amex Gold Promo Codes Unlock higher Amex Gold Card welcome bonuses by using a verified promo code during application. Earn generous Membership Rewards Points on eligible purchases like groceries, dining, and travel. Access up to $240 in combined annual dining and Uber credits with your Gold Card. Apply at the right time

Beginner's Guides

Lemonade Smart Safety Discount: Save on Home Insurance

By Kent Baker July 9, 2025

Safety Discount for Home Insurance Savings Lemonade offers a smart way to save on homeowners insurance by rewarding you for protecting your home. If you install safety devices like smoke detectors, water sensors, or smart locks, you could get a built-in discount on your policy. There’s no need for a special promo code; just declare

Career

Arnaldo Pomodoro’s Legacy Lives On Through His Sculptures

By John Beach July 9, 2025

Arnaldo Pomodoro, the visionary sculptor whose monumental fractured spheres captivated audiences worldwide, has passed away at 98. His works, blending geometry and emotion, not only transformed public spaces but also left an indelible mark on contemporary art.

Beginner's Guides

The Best Books About Money for Students

By FangWallet Editors July 9, 2025

Managing money as a student can feel like a daunting task, especially when you're juggling tuition, rent, groceries, and the occasional night out with friends. What if you could start building solid money habits now, setting yourself up for financial success in the future? That's where books about money come in. Whether you're aiming to

Health

Top Coding Pitfalls in General Surgery and How to Avoid Costly Denials

By FangWallet Editors July 9, 2025

Medical coding is the foundation of reimbursement for any general surgery practice. However, even small coding mistakes can lead to denied claims, delayed payments, or compliance issues. For healthcare providers who rely on timely payments to maintain their operations, understanding the most common issues in general surgery billing and coding services is crucial. General surgery

Environment

2 Easy Tips to Reduce Your Business Water Costs

By FangWallet Editors July 9, 2025

Water is one of those essential services that can quietly add up on your monthly bills without much notice. Most businesses, particularly small to medium-sized ones, tend to focus on electricity, gas or rent when reviewing expenses, but water shouldn’t be overlooked. Even modest changes in how you manage it can lead to real savings

Banking

Amex vs. Discover: Which Credit Card Works Best for You?

By Chris Yu July 9, 2025

Choosing the Best Credit Card American Express cards offer top-tier travel benefits, including airport lounge access and extended warranties. Discover cards focus on simplicity, with no annual or foreign transaction fees and strong cashback options. Both function as networks and issuers, giving them greater control over their card features. What to Know About Amex and

Banking

Safest Banks in the United States in 2025

By Jamie Banks July 9, 2025

As we navigate the financial landscape of 2025, choosing the safest banks becomes crucial. Look for institutions with solid capital, low default rates, and strong customer reviews. Your peace of mind deserves a home where your money is truly secure.

Business

Top 5 Momentum-Driven Picks to Watch Now

By Michelle Chen July 9, 2025

As July heats up, savvy investors should keep an eye on these top five momentum-driven stocks. Each has shown robust performance and promising trends, setting the stage for potential growth. Dive in to discover where your investment strategy might gain traction this summer!

Beginner's Guides

Travel Smart While Paying Off Debt

By Vivian Hsu July 9, 2025

Practical Ways to Manage Debt and Travel Wisely If you like to travel and have debt, you may feel some stress. It is important to know there are ways to take care of both. A smart plan can help you enjoy your trips and still keep up with your payments. You do not have to

Beginner's Guides

How Does a Condo Mortgage Work?

By Jamie Banks July 9, 2025

Condo Mortgage Basics A condo mortgage lets you borrow money to buy a single condo unit. You need to think about things like homeowners association (HOA) rules and condo association fees. Mortgage lenders look at the property’s strength, how well they manage money, and any extra fees you may need to pay when they decide

Beginner's Guides

Pet Policy Face-Off: Lemonade vs. Healthy Paws

By Jamie Banks July 9, 2025

Introduction Choosing the right pet insurance can make a big difference in how you manage your pet’s health and your finances. Whether it’s an unexpected emergency or long-term care, the right plan ensures your furry companion gets the treatment they need without putting strain on your wallet. Two of the top choices in the U.S.

Auto

Lemonade Multi-Car Savings Deal

By Richard Yolo July 9, 2025

Lemonade’s Multi-Car Discount Explained Lemonade’s new multi-car discount helps customers save on car insurance when they add more than one vehicle to their policy. The discount applies automatically; there’s no need for a promo code. Only those who meet Lemonade’s eligibility rules can get the discount. So, it’s important to check the terms and conditions

Beginner's Guides

Lemonade vs. Figo Pet Insurance: What Sets Them Apart

By Vincent Chan July 9, 2025

Introduction Pet insurance isn’t just about peace of mind; it’s about making sure your pet can get the care they need without putting your finances at risk. As veterinary costs rise, having the right coverage can help you avoid tough decisions during emergencies or chronic illnesses. Lemonade and Figo are two well-known providers offering flexible

Beginner's Guides

Eligibility for Child Tax Credit: Who Can Qualify?

By Alex Money July 9, 2025

What is the Child Tax Credit? The Child Tax Credit helps families lower the amount they owe on their taxes for kids who qualify. This gives a lot of money help for families at tax time. To be able to get this credit, you must meet some rules, like age, how the child is related

Auto

Smart Car Dealership Negotiation Tips for Buyers

By Jason Zweig July 9, 2025

Introduction Buying a car is a big money choice, and many people go to the dealership without getting ready to talk about the price. This means you may end up paying more than you need to. If you take some time to learn, plan, and use good steps, you can feel ready when you talk

Beginner's Guides

How to Run Facebook Ads for Your Business

By Perkins Willow July 9, 2025

Guide to Running Facebook Ads That Get Results Find out how Facebook advertising can help spread the word about your brand and get more people interested in what you have to offer. Learn the basic steps to set up your Facebook Ads Manager, and see how you can link it with your Facebook Business Page.

Beginner's Guides

How to Save $1,000 Faster on Any Budget

By Chris Yu July 9, 2025

Top Savings Insights Learn how long it usually takes people to save $1,000 through everyday examples Discover challenges like impulse spending and forgotten subscriptions Explore practical tips to reduce spending and earn extra cash See how a savings account can help grow your money Use budgeting and cashback apps to track progress Understand how small

Beginner's Guides

Top Apps to Automate Your Investing

By Emily Birken July 9, 2025

Top Reasons to Use Automatic Investment Apps See how automatic investment apps can help you plan for your money in an easy way with simple tools. Look at ways you can invest if you are new, thinking about how much risk you can take and the time you have. Find out about ways to manage

Deals

£5 Off Barry’s Cactus Club First Box

By David Chu July 9, 2025

Barry’s Cactus Club First Box Deal Enjoy £5 off your first box with Barry’s Cactus Club when you use the promo code “5‑OFF.” This ongoing offer is available exclusively to new customers and gives you access to rare mini cacti in ceramic pots delivered to your door. Start your subscription with savings while learning plant

Cryptocurrency

What Is a Crypto Debit Card? The Bridge Between Digital Assets and Daily Life

By FangWallet Editors July 8, 2025

So my uncle called last week. “I finally bought Bitcoin!” he said. Cool, I thought. Then came the question: “Now how do I buy groceries with it?” Three years ago, I'd have laughed. Today? I pulled out my crypto debit card and showed him a receipt from Whole Foods. Paid with Ethereum. It took 2

Beginner's Guides

7 Best Ways to Use UGC in Email Marketing Campaigns in 2025

By FangWallet Editors July 8, 2025

A client receives your mail, and reads a glowing review by some similar client. Such an original feeling creates the trust that will lead to clicks and conversion. By 2025, email marketing will be revolutionized with user-generated content (UGC) making it easier to identify with a campaign. Email marketing with Yotpo UGC leads the way,

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

How to Successfully Budget and Win the Mental Battle of Saving

Demystifying How to Get a Good Credit Score

5 Steps to Budgeting and Saving for Retirement Effectively

Amex Platinum Promo Codes: Earn Bonus Points and Perks

SoFi vs. Amex: Best High-Yield Savings Account for 2025-2026

Barclays vs. Amex Savings: Which Bank Offers Better Returns?

Binance vs. Bithumb: Which Crypto Exchange Fits You Best

Bybit vs. Binance: Which Crypto Platform Is Better for You?

Amex Gold Promo Code: Earn Up to 100K Points Today

Lemonade Smart Safety Discount: Save on Home Insurance

Arnaldo Pomodoro’s Legacy Lives On Through His Sculptures

The Best Books About Money for Students

Top Coding Pitfalls in General Surgery and How to Avoid Costly Denials

2 Easy Tips to Reduce Your Business Water Costs

Amex vs. Discover: Which Credit Card Works Best for You?

Safest Banks in the United States in 2025

Top 5 Momentum-Driven Picks to Watch Now

Travel Smart While Paying Off Debt

How Does a Condo Mortgage Work?

Pet Policy Face-Off: Lemonade vs. Healthy Paws

Lemonade Multi-Car Savings Deal

Lemonade vs. Figo Pet Insurance: What Sets Them Apart

Eligibility for Child Tax Credit: Who Can Qualify?

Smart Car Dealership Negotiation Tips for Buyers

How to Run Facebook Ads for Your Business

How to Save $1,000 Faster on Any Budget

Top Apps to Automate Your Investing

£5 Off Barry’s Cactus Club First Box

What Is a Crypto Debit Card? The Bridge Between Digital Assets and Daily Life

7 Best Ways to Use UGC in Email Marketing Campaigns in 2025

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.