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Postgrad in the midst of a Pandemic? Boiling ramen noodles for dinner well past your 25th birthday? Or maybe your parents won’t stop asking you when you’re finally going to “settle down” or “get your act together?” It sounds like you are a twenty-something who is trying to figure out how to put down the cold pizza and start “Adulting.”
While these steps won’t pay off that ever-growing student loan debt from 2011, they can definitely help you feel more in control of your life and set you in the right direction. Here are 5 easy tips to get you off the couch and on your way to “Adulting.”
Stick to a Budget
We have all been there— you go out and buy a few impulse purchases on payday, and by the time rent is due, your bank account is looking sad. While it’s always important to “treat yourself” on occasion, limit the surprises in your bank account by making a budget and sticking to it.
Invest some time in breaking down how much you are making per month and take control of where your money is going. Kick it old school and put your expenses on a spreadsheet, or check out one of the many free budgeting apps available on your phone. Mint, PocketGuard, or Goodbudget are all great app options for beginner budgeting made easy.
Switch Careers
If you’re feeling stuck in your current job, maybe it’s time to take matters into your own hands and change careers. There are many helpful, specific job search engines online to help you find a new career, or consider leveling up your marketable skills by getting a second degree or certification online. Many colleges now offer courses and certifications that are affordable and readily accessible online!
Get a Side Hustle
Getting a side hustle is a great way to increase your cash flow. Make some extra money this spring by selling your clothes on Poshmark, pawning your old VHS collection on eBay, or start dog sitting part-time. While it may seem small, the money you make by taking on a side hustle can add up fast and help you stay within your budget, save for a trip, or pad a savings account.
Start Meal Planning
Nothing will make you feel more like an adult than making a beautiful, Instagram-worthy meal from scratch. Take control of your health by planning out meals that are rich in nutrients and you will get a mood boost! A great place to start if you are new to meal planning is Pinterest. They have tons of easy, healthy options that will make your life better and easier. Bonus points if you can wake up early on Sunday morning and prep all your meals for the week!
Invest
Learning when and how to invest your money is arguably one of the most important aspects of “Adulting.” Take the time to learn how to invest your money with intelligence, but don’t forget to also invest your money with heart. Pause and consider what causes you believe in, and consider donating to contribute to something bigger than yourself. You can also opt for micro-investing like Acorns if you feel too busy to invest on the stock market. Acorns is a secure micro-investing app that lets you invest the spare change from each of your purchases.
If you’re strapped for cash, investing your time can sometimes be an even greater gift. Meaningful investments in a good cause will boost your sense of self-worth while also helping others.
Time to finally start a healthy lifestyle, get that dream job, and start taking control of your finances. Whether you are fresh out of college or “turning 30” for the third time in a row, these tips will help you stop scrolling and start “Adulting!”
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