A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brainpower to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of many of these wonderful blogs in the personal finance community on the web. The time dedicated to each individual blog…
What is IOTA? IOTA sounds small, but its ambitions are huge. The Internet of Things(IoT)—a term encompassing all internet-connected devices—transacts…
What is Cardano? Cardano is a blockchain and cryptocurrency project focused on taking a scientifically tested and peer-reviewed approach to…
ICON (ICX) has silently made its way into the top 15 among all the cryptocurrencies in the world according to CoinMarketCap (as of 1/9/2018). How a coin that started circulation in September, 2017 and still be able to accomplish such a feat is beyond me. This says a lot about the cryptocurrency craze and the potential ICON has at the moment. What is ICON? ICON is an interchain blockchain technology that aims to link a…
NEO, often coined the Ethereum of China, is a crytocurrency that serves to be an open network platform for a…
In a recent interview, Brad Garlinghouse, CEO of Ripple, said it best that “XRP is solving a payments problem and…
With the New Year of 2018 now upon now, tax season is looming. One of the most common questions I get asked is do I have to pay taxes on my cryptocurrency gains to the IRS? The answer is simply yes. You don’t want to position yourself to risk being audited by the IRS and potentially go through court hearings that may result in heftier fines, penalization, interest rates, and taxes. Currently, there is a…
Basic Attention Token (BAT) is a cryptocurrency that is more obscure or lesser known to the general masses in the digital…
Bitcoin (BTC) is probably the first coin that introduced you to the world of cryptocurrency. It was for me. Month after…
You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar’s main focus is on the consumer from micropayments similar to today’s Venmo. You may be saying to yourself, how practical is that considering that cryptocurrency tends to fluctuate a lot or does Stellar serve an utility purpose? I…
The Ripple hype has been crazy the past few weeks. The last time I posted about Ripple XRP, it was…
Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about…
A frequent question I receive is how do I grow my money with taking little to no risk at all if investing in the stock market is not for me? The answer I always give for those who are much more conservative is to open up an American Express High-Yield Personal Savings account. As I am writing this blog post at this very moment, the annual percent yield (APY) is 1.35%. And yes, opening up an…
A frequent question I get is how to buy Ripple XRP with money in a safe transaction with as little…
Picking a car to buy is already a hard process. Buying used can be even more complex because there are…
