FangWallet — Personal Finance Blog on Passive Income Ideas.

In 2025, sending money internationally has never been easier. From digital wallets to crypto transfers, each option offers speed and convenience. Explore the 6 best methods, considering fees, exchange rates, and security, to ensure your funds reach loved ones seamlessly.

How Credit Linked Notes Work for Investors

CLM is a great way to make a lot of money, but it's not for people who want to sit back and let it happen. Because it changes all the time, it needs to be watched and worked on all the time. CLM might be a good fit for your portfolio if you're willing to stay involved.

Credit Cards

Premium Credit Card Benefits Explained

In today's world of money, premium credit cards often have high annual fees, sometimes as high as $800. But these costs come with special benefits, like better rewards, travel perks, and concierge services, which make them appealing to people who travel a lot and spend a lot of money.

Mortgage

Using Home Equity for Home Renovations

It can be a good idea to use the equity in your home to make improvements. You can get a loan or line of credit with lower interest rates by using the increased value of your home. This can help you pay for upgrades that make your home more comfortable and increase its resale value.

Investing

Top 3 High Yield Dividend Stocks 2025

Three high-yield stocks have raised their dividends by a lot, which is a surprising move that shows they are financially stable and care about their shareholders. These changes not only bring in new investors, but they also reward those who have been with the company for a long time.

3 Stocks Powering the Future of Data Centers

As we move into a future where data is king, three stocks stand out as game-changers for data centers: Nvidia for its cutting-edge GPUs, Equinix for its strong infrastructure solutions, and Digital Realty for its scalable real estate. They're all working together to shape the digital world of tomorrow.

Banking

Best Buy Credit Card Credit Score Requirements

By Emily Birken September 17, 2025

In our listicle on the "Best Buy Credit Card Credit Score," you'll discover what score you need to qualify, tips for improving your chances, and insights into managing your credit responsibly. Get ready to boost your buying power at Best Buy!

News

How Tariffs Are Shaking Up the Stock Market

By Emily Birken September 17, 2025

Stocks closed sharply lower today as escalating tariffs stoked fears of an economic slowdown. Investors are grappling with uncertainty, weighing the potential impact on growth and corporate earnings amidst a turbulent trade landscape.

Education

Stock Transfers vs 529 Plans: When Gifts Outperform Savings

By Emily Birken September 17, 2025

When saving for education, choosing between a stock transfer and a 529 plan can be tricky. A stock transfer offers flexibility and potential growth, but a 529 plan provides tax advantages. Understanding the pros and cons of each is key to making the right choice!

Investing

How to Lend Money to Friends Safely

When a friend asks to borrow money, it can make you feel a lot of different things. You might feel good that they trust you, but you might also be worried about how it will affect your relationship. Before making a decision, you need to think about their needs and your own financial limits.

7 Ways Gaining Muscle Improves Health, Energy, and Confidence

Building muscle is good for your health in a big way, not just for looks. Stronger muscles help your heart, make your bones denser, lower your risk of injury, and boost your mood. They also speed up your metabolism and make you more sensitive to insulin.

Credit Cards

How Bilt Detects Credit Cards in Your Wallet?

Bilt can look at the cards in your wallet by using a secure connection to get to your credit card information. Bilt connects with your current accounts to help you get the most rewards and gives you personalized insights into how you spend your money.

Will Tariffs Burst Nvidia AI Growth?

Proposed tariffs make it harder for Nvidia to grow in the AI sector. These trade barriers could raise prices and stifle new ideas, which raises important questions about the future of AI development in a market that is becoming more competitive.

20 Easy Jobs You Can Do From the Comfort of Home

It's easier than ever to find a job that lets you work from home in today's flexible work world. Here are 20 simple jobs that you can do from home to make money, from virtual assistants to freelance writers.

Health

Buy, Sell, or Hold? Insiders Bet on 3 Healthcare Stocks

Insider trading activity gives us useful information about the constantly changing world of healthcare. Recently, three healthcare stocks have seen a lot of insider buying. This makes you wonder if you should buy, sell, or hold. Let's look into what this means.

Cryptocurrency

Why You Should Understand Your Wallet Address for Safer Transactions

A wallet address is a special set of characters used to send and receive digital money. It comes from public keys and helps keep transactions safe on the blockchain. Each type of cryptocurrency has its own format for wallet addresses, so being correct is very important. You can safely share public wallet addresses, but

Avoid the 10% Penalty: Traditional IRA Withdrawal Rules

When considering withdrawals from a Traditional IRA, it's essential to know the rules: typically, you can start without penalty at age 59½. Withdrawals before this age may incur a 10% penalty, plus taxes. Planning ahead can save you money in the long run.

When Is The Best Time To Start Using Money From Your Cash Bonds?

Cash bonds are a stable way to invest, especially when the bond market is good. If interest rates are about to drop, putting money into bonds instead of cash can lead to better returns. In the past, bonds have earned more than cash in these situations. A mixed bond collection can balance risk and

Why Schwab Dividend ETF is Rising

The Schwab Dividend ETF has seen a notable rally recently, driven by strong dividend growth and a stable economic outlook. Investors now ponder if this momentum can sustain itself as market conditions evolve. Continued vigilance will be key.

Top 6 Flexible Jobs for Young Parents in 2025

Finding a job as a 15-year-old can be both exciting and rewarding. From babysitting and pet sitting to retail and tutoring, there are plenty of opportunities to earn money while gaining valuable experience. Let’s explore the 19 best jobs for teens!

Top Tips for Retirement Bridging Strategies

To retire early, you need to plan well. This is important to fill the time gap between when you want to retire and when you can use your retirement money and Social Security. A good way to fill this gap is by using different ways to earn money and tools to pay for your

Parents

When Do You Officially Become a Senior Citizen?

There is not just one definition of “senior citizen.” Different groups use different ages. Common signs that someone is a senior citizen include being able to get retirement benefits and senior discounts. Medicare, which helps seniors with health insurance, has certain age rules. Social Security also has age limits. Many shops, restaurants, and service

5 Morning Habits of the Wealthy That Set Them Up for Success

Find out the morning routines of people who succeed. See how these habits help them gain money and reach goals. Get simple tips for creating your own morning routine. Know why waking up early, setting goals, and taking care of yourself matter. Uncover tips for a productive and enjoyable start to your day. Introduction

Essential Budgeting Tips for Managing Life After a Layoff