Albert Fang

Just another aspiring small business owner and amateur photographer blogging in an attempt to break down personal finance lingo.

10 Things to Look for When Buying a Used Car

Picking a car to buy is already a hard process. Buying used can be even more complex because there are …

9 Ways to Shop Online and Get the Most Cash Back Free

Shopping online is becoming the norm nowadays, often even outmatching in-store sales. Competition for online shoppers is becoming steeper each …

AMEX Platinum Card vs Chase Sapphire Reserve

If you knew me, you would probably think I was working for American Express considering how much I rave about …

Why I Invested in Ripple XRP

What exactly is Ripple? There are two things to consider. Ripple, the cryptocurrency (XRP) and Ripple, the global settlement network. …

Demystifying How to Get a Good Credit Score

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. …

5 Steps to Budgeting and Saving for Retirement Effectively

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one’s self worth. Before …