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Cash App to PayPal Workaround: How to Send Money Safely

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Key Highlights

  • Right now, you cannot send money straight from Cash App to PayPal.
  • A linked bank account helps with the transfers.
  • You can withdraw money from Cash App to your bank account.
  • You can add money to PayPal from your linked bank account.
  • Remember the fees and times for transfers.

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Introduction

In today’s online world, peer-to-peer payment apps are very popular. Cash App and PayPal are two main options. They make it easy to send and manage money. Many users wonder if they can send money from Cash App to PayPal directly. While these apps do not let you do direct transfers, this guide shows a safe way to complete the transaction using a linked bank account.



Understanding Cash App and PayPal Platforms

Cash App is a simple platform for people in the U.S. It allows you to send and get money, invest in stocks and Bitcoin, and even have a Visa debit card (Cash Card) linked to your account.

PayPal is available worldwide. It helps people shop online, make payments across countries, and manage business finances. Both services simplify the way people can pay each other. However, they do not allow you to send money directly between the two.

Preparing for a Safe Transfer

Before you start, make sure you have the accounts and links set up for a smooth process.

What You’ll Need to Get Started

To make it easy to move your money, have these things:

  • A working Cash App account—make sure you have enough money for sending.
  • A linked bank account—this connects Cash App and PayPal.
  • A working PayPal account—make sure it is ready to receive payments.

Having these things prepared will help the process go well.

Ensuring Security for Transactions

When you send money, safety is very important. Before sending any money, read the rules and privacy policies of Cash App and PayPal. Always pay attention to official alerts about your transactions. Use strong and unique passwords to protect your accounts.

Step-by-Step Guide to Transferring Money

To safely transfer money from Cash App to PayPal, use a linked bank. Follow these steps.

Step 1: Withdraw Money from Cash App to Your Bank

  1. Open Cash App—sign in to your account.
  2. Go to the “Money” tab—check your balance.
  3. Tap “Cash” Out”—enter how much you want to take to your bank.
  4. Choose a deposit speed—pick one of these options: Standard (1-3 business days)—No charge. Fast—Quick move with a fee (0.5% to 1.75% of the amount).
  5. Confirm the transaction—The money will go as you asked.

Step 2: Adding Money from Your Bank to PayPal

Once the money is in your bank, transfer it to PayPal.

  1. Open your PayPal app—log in to your account.
  2. Go to the “Wallet” tab—check your PayPal balance and linked accounts.
  3. Click on “Add Money”— Pick your linked bank account for this action.
  4. Enter the amount—state how much you want to add to PayPal.
  5. Confirm the action—the funds will be available in 1-3 business days.

Evaluating the Costs and Time

Knowing about fees and how long processes take will help you plan your transactions better.

Understanding Transfer Fees

Most bank transfers are free, but some may have charges.

Service Fee
Cash App Standard Withdrawal Free (1-3 business days)
Cash App Instant Withdrawal 0.5% to 1.75% of the amount
PayPal Domestic Bank Transfer Free
PayPal International Bank Transfer 5% (minimum $0.99, maximum $4.99) + currency conversion fees
Currency Conversion 3% or 4% where applicable

 

Fees may change, so check Cash App and PayPal for the most recent details.

Estimating Transfer Time

Processing times vary based on the withdrawal method you select and the rules of your bank.

Transfer Type Processing Time
Cash App to Bank Account (Standard) 1-3 business days
Cash App to Bank Account (Instant) Right away (depends on fees and approval)
Bank Account to PayPal (Domestic) 1-2 business days
Bank Account to PayPal (International) A few business days (depends on country and bank)

Weekends and holidays may extend processing times.

Conclusion

By using this guide, you can safely send money from Cash App to PayPal with a linked bank. Knowing about the fees and how long it takes helps you make good choices and stay secure. Always look at each transaction and stay informed about the rules of the platforms to avoid any surprises.

Apply referral bonus code: 8LPVG29 for a $5 sign-up bonus with Cash App.

Frequently Asked Questions

I want to know if I can move money straight from Cash App to PayPal.

No, you cannot move money straight from Cash App to PayPal. You have to use a bank account that is linked to both.

Is there a charge for sending money from Cash App to PayPal?

Standard bank transfers are often free. However, Cash App may charge fees for fast withdrawals. PayPal could add fees for sending money abroad or swapping currency. Always check the most recent fee rules.

How long does it normally take to complete the move?

Moving money, like from Cash App to a bank and then to PayPal, can take around 2 to 5 business days. This time depends on how quickly your bank processes it.

Is it safe to link my bank to both Cash App and PayPal?

Yes, both platforms offer good security features. Check that your bank is verified. Use strong and unique passwords for better safety.

Can I reverse a transfer once it’s initiated?

No, once you start a transfer on Cash App or PayPal, it cannot be reversed. Always read the transaction details well before you go ahead to avoid any mistakes.


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Reviewed and edited by Albert Fang.

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Article Title: Cash App to PayPal Workaround: How to Send Money Safely

https://fangwallet.com/2025/03/04/cash-app-to-paypal/


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