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- Highlights
- Introduction
- Amex Refer a Friend Program
- Eligibility Criteria
- American Express Cards Eligible for Referral
- Personal Credit Cards with Referral Bonuses
- Business Credit Cards with Referral Bonuses
- Getting Started with Amex Refer a Friend
- Referring Friends with Amex
- Final Thoughts
- Frequently Asked Questions
- Recommended Reads
Highlights
- The Amex Refer a Friend program allows American Express cardholders to earn bonus points by inviting others to apply for an Amex card.
- The type of card determines whether you receive Membership Rewards, Hilton Honors, or Marriott Bonvoy points.
- Cardholders can share a personal referral link via text, email, or social media.
- Earn up to 150,000 bonus points annually and refer people to different card types.
- Friends may receive enhanced welcome offers, while referrers gain rewards upon approval.
Introduction
Are you looking to get the most out of an American Express credit card? The Amex Refer a Friend program provides a way to earn additional points by referring friends to the benefits of American Express cards. This program is easy to join and offers rewards for both the cardholder and the invitee. Whether seeking travel points, cash back, or Membership Rewards, this program helps maximize card benefits.
Amex Refer a Friend Program
What Is the Amex Refer a Friend Program
The Amex Refer a Friend program allows cardholders to create a unique link to share with others by email, text, or social media. When a friend applies through this link and receives approval, the referrer earns bonus rewards such as Membership Rewards, Hilton Honors, or Marriott Bonvoy points. The referred person can select from various eligible cards, providing flexibility for both parties.
How Does the Referral Bonus Work
After sharing the referral link, friends can explore card options and apply. Approved applications generate bonus rewards for the referrer. The amount varies by card tier. Typically, points are credited within 8 to 12 weeks, though some may appear sooner. Limited-time promotions may offer higher bonuses.
Who Can Use Amex Refer a Friend
This feature is available to American Express cardholders with accounts in good standing. Referrals can be sent to family or friends, and existing Amex customers can still apply for a new card through the referral link if eligible.
Eligibility Criteria
Eligibility Criteria for Referrers
To participate, maintain an active, good-standing American Express account. Referral links can be generated through the Amex app or website. Annual referral bonus caps apply. Business cardholders, such as those with the Business Gold or Platinum Card, may have higher limits. Always check the card’s terms for details.
Eligibility Criteria for Referred Friends
Referred friends must apply using the referral link and select an eligible card. Approval is required to receive the welcome bonus. Most personal and business Amex cards qualify, but it is wise for applicants to review card options to align with their financial goals.
American Express Cards Eligible for Referral
American Express supports referrals for various personal and business cards, including travel, cashback, and points-earning cards, offering flexibility for both referrers and referred friends.
Personal Credit Cards with Referral Bonuses
| Card Name | Referral Bonus |
|---|---|
| Platinum Card | 15,000 Membership Rewards |
| Gold Card | 10,000 Membership Rewards |
| Blue Cash Preferred | $75 Reward Dollars |
| Hilton Honors Amex Card | 15,000 Hilton Honors Points |
| Marriott Bonvoy Amex Card | 20,000 Marriott Bonvoy Points |
Premium cards such as Platinum and Gold generally offer higher referral bonuses for travel perks.
Business Credit Cards with Referral Bonuses
| Card Name | Referral Bonus |
|---|---|
| Business Platinum Card | 25,000 Membership Rewards |
| Hilton Honors Amex Business Card | 20,000 Hilton Honors Points |
| Marriott Bonvoy Amex Business Card | 20,000 Marriott Bonvoy Points |
Business cardholders often have higher referral limits and larger bonuses, making this a beneficial option for entrepreneurs.
Getting Started with Amex Refer a Friend
How to Get Started
Begin by logging in to the Amex website or app to generate a unique referral link. Share this link securely through email, direct message, or social media. Once the referral is approved, bonus points are credited.
What You Need Before Starting
- An active, up-to-date Amex account
- A valid email address
- Access to the Amex app or website
- A secure method for sharing the referral link
Preparation ensures a smooth referral experience.
Common Mistakes to Avoid
- Referring someone ineligible for the program
- Sharing an incorrect or outdated link
- Failing to monitor referral status
- Overlooking program terms and limits
Always review terms to safeguard expected rewards.
Referring Friends with Amex
Locate Your Amex Referral Link
Log in via the Amex app or website, navigate to Refer a Friend, and click “Refer Now” to generate a link. Customize your message before sharing.
Distribute your referral link using secure channels like email or direct messaging. Include relevant details about welcome offers and card benefits.
Track Your Referral Status and Rewards
Monitor referrals through the Membership Rewards section. This page shows pending and completed referrals and helps track progress toward the annual cap.
Final Thoughts
The Amex Refer a Friend program is a practical way to gain extra rewards while introducing friends to beneficial credit card options. Sharing a referral link allows both parties to benefit from welcome bonuses and additional points. Whether an occasional points user or a rewards maximizer, this program adds value to an American Express card experience.
Frequently Asked Questions
How many people can be referred through Amex Refer a Friend?
Generally, up to five referrals are allowed per calendar year, though this varies by card. Check the card’s terms for precise limits.
How long does it take to receive referral bonuses?
Bonuses usually appear within 6 to 8 weeks following the approval and required spend. Monitor your account for updates.
Can someone be referred to an Amex card not owned by the referrer?
No. Only cards displayed on the personal referral link may be referred, though they may differ from the referrer’s own card.
Are there annual limits for referral earnings?
Yes. Annual caps differ by card and can change. Review specific card terms to confirm your limit.
Reviewed and edited by Albert Fang.
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Article Title: Amex Refer a Friend: Earn More Points Fast
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