FangWallet — Personal Finance Blog on Passive Income Ideas.

Disclaimer: The content of this website is for informational purposes only and does not represent investment advice, or an offer or solicitation to buy or sell any security, investment, or product. Investors are encouraged to do their own due diligence, and, if necessary, consult professional advising before making any investment decisions. Investing involves a high degree of risk, and financial losses may occur including the potential loss of principal. This site may contain references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Nonetheless, our opinions are our own.

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Insurance

What is Hazard Insurance or Home Insurance

By Albert Fang April 22, 2018

When shopping for a homeowner’s insurance policy, it’s easy to get confused. There are so many terms specific to the industry and it can be hard to keep them straight as you shop. This is often the case with hazard insurance, a kind of coverage that you may already hold as part of your homeowner’s

Frugal Living

Earn Yelp Cash, Uber Credits, & Airline Miles for Dining Out

By Albert Fang April 19, 2018

Enjoying yourself with a nice meal every now and then just got more rewarding. Imagine if you could earn Yelp cash back, Uber credit, and airline miles all at the same time just for dining out? It is actually possible. Dining out is all about rewarding yourself and not have to stress about cooking, adulting,

Insurance

What is Lemonade Insurance and Its Benefits

By Albert Fang April 18, 2018

The insurance industry is as old as it is complex. The concept of insurance itself has been around for hundreds of years and many traditional insurance companies have been around for over a century. Insurance works by having individuals each pay a manageable monthly premium into a pool. In the event that something catastrophic happens

Mortgage

What is Home Equity Line of Credit and Its Risks

By Albert Fang April 18, 2018

A home equity line of credit and taking help from bridge loan lenders are popular options for homeowners who need a little extra cash. While some people borrow in order to make improvements to the home or property, others use the money from a home equity line of credit for vacations, to pay medical expenses or to

Frugal Living

Why a Pen and Paper Budget is Better than Budgeting Software

By Albert Fang March 1, 2018

If you’re ready to take control of your finances and give budgeting a go, you might be wondering where to start. In a nutshell, budgeting means planning how you will allocate (spend) your money, then tracking your spending to see how it aligns with your plans. These days, there’s no shortage of budgeting apps and

Net Worth

How Much Money Does Markiplier Make A Year?

By Albert Fang February 26, 2018

Who is Markiplier? Markiplier is Mark Edward Fischbach, a famous YouTube personality. Markiplier is famous for making videos of himself playing survival horror video games. This type of YouTube video is referred to a Let's Play video. Markiplier currently has 19 million subscribers and over 8 billion total views. He is from Ohio and now

Small Business

How Does PayPal Make Money?

By Albert Fang February 18, 2018

What is PayPal? PayPal is a fully electronic payment and banking system. It is one of the first and certainly the largest processors of online payments and peer to peer money transfers on the internet. Founded nearly twenty years ago in 1998 by famous entrepreneur and Tesla creator Elon Musk, it was originally called X.com

Small Business

How Does Robinhood Make Money Trading?

By Albert Fang February 17, 2018

What is Robinhood? If you own a smartphone and have had even a passing interest in trading stocks, you’ve probably heard about Robinhood. This no-fee stock-trading app has taken the younger elements of the personal finance world by storm and has recently even gotten into the cryptocurrency game. While most brokerages charge $5-10 per trade

Small Business

9 Ways to Avoid Common Freelance Nightmares

By Richard Meadow February 16, 2018

Becoming a freelancer is an exciting experience, having the ability to create your own schedule and conduct business exactly how you see fit is ideal for anyone wanting the freedom from big companies. Whether this begins your research or you’ve already started reading up, you should be aware of different problems that can also occur

Cryptocurrency

The Strong Case for Ripple XRP [Infographic]

By Albert Fang February 12, 2018

It has been a while since I've posted about Ripple XRP. The last time I posted about Ripple XRP was January 6, 2018 on the piece called Why I am Bullish on Ripple XRP Solving the Cross-Border Payments Problem. Rest assured, I am still a Ripple supporter as much as the next guy. In light

Paid Surveys

InboxDollars Review: Are Online Paid Surveys Worth It?

By Albert Fang January 17, 2018

Let's admit it. You have probably been bombarded with advertisements that claim you could make money off taking surveys online, reading emails, playing games, watching videos or even signing-up for free trials. You probably thought they were sketchy at first glance. But in the back of your mind you probably wondered, are online paid surveys

Beginner's Guides

Most Popular, Best Personal Finance Blogs (2025-2026 Edition)

By Albert Fang January 14, 2018

A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brainpower to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of

Cryptocurrency

I am Bullish on Ripple XRP Solving Cross-Border Payments

By Albert Fang January 6, 2018

In a recent interview, Brad Garlinghouse, CEO of Ripple, said it best that “XRP is solving a payments problem and it's very efficient to do that.” Ripple XRP is best encapsulated with the statement that Brad made simply because that is Ripple's main focus. The root of the problem that Ripple serves to answer is

Cryptocurrency

Why I Invested in Basic Attention Token (BAT)

By Albert Fang January 2, 2018

Basic Attention Token (BAT) is a cryptocurrency that is more obscure or lesser known to the general masses in the digital currency space. Basic Attention Token is currently only ranked 50 (as of 1/2/2018) among all cryptocurrencies according to CoinMarketCap. If you know me and spoke to me, you would know I tend to stray away

Cryptocurrency

Why Bitcoin (BTC) May Be a Thing of the Past in Five Years

By Albert Fang December 31, 2017

Bitcoin (BTC) is probably the first coin that introduced you to the world of cryptocurrency. It was for me. Month after month, I would always think that Bitcoin has peaked at $2,500, then $7,500, then recently $19,500. And, each time I would be absolutely dumbfounded by the potential gains. I would get tempted to invest in

Cryptocurrency

Why I Invested in Stellar Lumens (XLM)

By Albert Fang December 30, 2017

You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar's main focus is on the consumer from micropayments similar to today's Venmo. You may be saying to yourself,

Cryptocurrency

Why Ripple XRP Will Make Investors Very Wealthy

By Albert Fang December 28, 2017

The Ripple hype has been crazy the past few weeks. The last time I posted about Ripple XRP, it was $0.70. Now, Ripple has doubled and is trending around $1.44 today. The question you may be asking yourself is why has it gone up so fast and if the boat has sailed. I personally stand

Credit Cards

How I Travel for Free with Credit Card Points

By Albert Fang December 24, 2017

Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about fifteen credit cards. Don't freak though because I swear I know what I am doing. Or at least, somewhat. I have been fortunate enough to travel to Hong Kong, South Korea, Colorado, and upcoming Spring

Make Money

American Express High-Yield Personal Savings Review

By Albert Fang December 22, 2017

A frequent question I receive is how do I grow my money with taking little to no risk at all if investing in the stock market is not for me? The answer I always give for those who are much more conservative is to open up an American Express High-Yield Personal Savings account. As I am

Cryptocurrency

How to Buy Ripple Coin (Ripple XRP) Cheaply for Beginners

By Albert Fang December 14, 2017

A frequent question I get is how to buy Ripple XRP with money in a safe transaction with as little fees as possible. It has been about two weeks since I've blogged about Why I Invested in Ripple XRP. Since then, Ripple has tripled in price. As I am typing this blog post out right

Frugal Living

10 Things to Look for When Buying a Used Car

By Albert Fang December 7, 2017

Picking a car to buy is already a hard process. Buying used can be even more complex because there are more variables knowing that the car is pre-owned. Questions like how did the previous owners treat the car, car mileage, and damage history may be common questions that arise upon browsing for a used car.

Frugal Living

9 Ways to Shop Online and Get the Most Cash Back Free

By Albert Fang December 4, 2017

Shopping online is becoming the norm nowadays, often even outmatching in-store sales. Competition for online shoppers is becoming steeper each passing day. Thus, many storefronts are now considering employing cash back incentives to entice customers to shop with them online. How most cash back programs generally work out for the merchant is that instead of

Credit Cards

AMEX Platinum Card vs Chase Sapphire Reserve

By Albert Fang December 3, 2017

If you knew me, you would probably think I was working for American Express considering how much I rave about the American Express Platinum Credit Card. I am almost hitting that one year mark of being a card owner, and have loved every single second of it. In this piece I will go more into

Cryptocurrency

Why I Invested in Ripple XRP

By Albert Fang December 1, 2017

What exactly is Ripple? There are two things to consider. Ripple, the cryptocurrency (XRP) and Ripple, the global settlement network. You may be asking why I am dividing these two things when it is critical to know the difference upon investing in Ripple. Ripple the technology is a global settlement network set to make wiring,

Credit Cards

Demystifying How to Get a Good Credit Score

By Albert Fang November 30, 2017

Believe it or not, having more than one credit card is beneficial to the financial health of your credit history. One of the common myths of owning a credit card is having one too many. But, nowadays, I've noticed that the problem most people have is sticking to only one credit card. The one credit

Beginner's Guides

5 Steps to Budgeting and Saving for Retirement Effectively

By Albert Fang November 27, 2017

Budgeting and planning for retirement can be a boring, gruesome task that takes a toll on one's self worth. Before you know it, after doing some calculations, you may find that you are in an even bigger financial hole than you thought you were. One of the biggest mistake a person can make is neglect

Today an Insider.
Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

What is Hazard Insurance or Home Insurance

Earn Yelp Cash, Uber Credits, & Airline Miles for Dining Out

What is Lemonade Insurance and Its Benefits

What is Home Equity Line of Credit and Its Risks

Why a Pen and Paper Budget is Better than Budgeting Software

How Much Money Does Markiplier Make A Year?

How Does PayPal Make Money?

How Does Robinhood Make Money Trading?

9 Ways to Avoid Common Freelance Nightmares

The Strong Case for Ripple XRP [Infographic]

InboxDollars Review: Are Online Paid Surveys Worth It?

Most Popular, Best Personal Finance Blogs (2025-2026 Edition)

I am Bullish on Ripple XRP Solving Cross-Border Payments

Why I Invested in Basic Attention Token (BAT)

Why Bitcoin (BTC) May Be a Thing of the Past in Five Years

Why I Invested in Stellar Lumens (XLM)

Why Ripple XRP Will Make Investors Very Wealthy

How I Travel for Free with Credit Card Points

American Express High-Yield Personal Savings Review

How to Buy Ripple Coin (Ripple XRP) Cheaply for Beginners

10 Things to Look for When Buying a Used Car

9 Ways to Shop Online and Get the Most Cash Back Free

AMEX Platinum Card vs Chase Sapphire Reserve

Why I Invested in Ripple XRP

Demystifying How to Get a Good Credit Score

5 Steps to Budgeting and Saving for Retirement Effectively

Today an Insider.Tomorrow, Financial Independence.

Learning personal finance has no bounds. Now, without the language barrier.

2025 Top FangWallet Picks

Today an Insider.
Tomorrow, Financial Independence.