A lot of people assume that there's some sort of magic secret to saving money that will suddenly make it easier for them to keep more cash in their wallets and bank accounts. However, the truth is that the secrets to saving money aren't quite as secret as you might think. The best money saving
Target is a great store that incentives the activity of couponing for consumers. If done properly, you can walk out of Target for items less than 70% to 80% of its original pricing after rebates, manufacturer coupons, and store coupons stacked together. Be ready to have thick skin though for the occasional times you have
Strategizing for a potential lottery win is an interesting concept. On the one hand, it’s something that will prove unnecessary for almost everyone on Earth. There’s a lot of crazy things that are more likely to happen to you than winning the lottery, such as dying by vending machine, becoming an Olympic gold medalist, or
What is Fiverr? Fiverr is an online service-based marketplace that is iconic for its $5 price tag for basic services that range from data-entry to even creative logos. The cool thing about the marketplace is that people get really, really creative when it comes to generating that $5 profit. You can literally name any service
A question that I get sometimes is how am I calm, composed, and collected about 80% of the time at 24 years old? The other 20%, let's not talk about it. Just kidding, but what helps me keep my mojo is I try to follow certain principles or motto quotes that closely resonate with me
If you have ever considered using a money budgeting app, you may have already narrowed it down to the two most popular choices, Mint vs You Need a Budget (YNAB). If you made it to this page, you are probably wondering what are the pros and cons of each budgeting app and which one should
Ever select no-rush shipping on Amazon to receive Prime Pantry credit, but never really know where it went? Believe it or not, not too many Amazon Prime consumers are knowledgeable about Prime Pantry or know about the credit balance they may have sitting on their Prime account. Well today, you can put an end to
Many individuals aspire to make money just by posting a simple image or story. Sounds like an awesome side gig, right? Because it is. Let's get straight into how much you can make with posting on Instagram. How to Become an Instagram Influencer Becoming an Instagram influencer doesn't happen overnight. It requires a lot of
A common question I get asked is what programs or applications I use to keep my life organized and stress-free when my work life is everything but calm. I am proud to share my secret productivity programs I use to this day. I use these programs on the regular to help maintain my composure when
I rediscovered a creative writing assignment on my computer recently that I wrote several years back. I hope you enjoy the piece as much as I did just now. If you saw me five to ten years ago, you were probably wondering “What in the world is he playing all day?” The answer would be
Paying for college is usually the first major financial decision you will have to make in life, and for most of us, that will include whether or not to take out student loans, and how much to borrow. Understanding your loan options is critically important to this process. The two main types of student loans
When shopping for a homeowner’s insurance policy, it’s easy to get confused. There are so many terms specific to the industry and it can be hard to keep them straight as you shop. This is often the case with hazard insurance, a kind of coverage that you may already hold as part of your homeowner’s
Enjoying yourself with a nice meal every now and then just got more rewarding. Imagine if you could earn Yelp cash back, Uber credit, and airline miles all at the same time just for dining out? It is actually possible. Dining out is all about rewarding yourself and not have to stress about cooking, adulting,
The insurance industry is as old as it is complex. The concept of insurance itself has been around for hundreds of years and many traditional insurance companies have been around for over a century. Insurance works by having individuals each pay a manageable monthly premium into a pool. In the event that something catastrophic happens
A home equity line of credit and taking help from bridge loan lenders are popular options for homeowners who need a little extra cash. While some people borrow in order to make improvements to the home or property, others use the money from a home equity line of credit for vacations, to pay medical expenses or to
If you’re ready to take control of your finances and give budgeting a go, you might be wondering where to start. In a nutshell, budgeting means planning how you will allocate (spend) your money, then tracking your spending to see how it aligns with your plans. These days, there’s no shortage of budgeting apps and
Who is Markiplier? Markiplier is Mark Edward Fischbach, a famous YouTube personality. Markiplier is famous for making videos of himself playing survival horror video games. This type of YouTube video is referred to a Let's Play video. Markiplier currently has 19 million subscribers and over 8 billion total views. He is from Ohio and now
What is PayPal? PayPal is a fully electronic payment and banking system. It is one of the first and certainly the largest processors of online payments and peer to peer money transfers on the internet. Founded nearly twenty years ago in 1998 by famous entrepreneur and Tesla creator Elon Musk, it was originally called X.com
What is Robinhood? If you own a smartphone and have had even a passing interest in trading stocks, you’ve probably heard about Robinhood. This no-fee stock-trading app has taken the younger elements of the personal finance world by storm and has recently even gotten into the cryptocurrency game. While most brokerages charge $5-10 per trade
It has been a while since I've posted about Ripple XRP. The last time I posted about Ripple XRP was January 6, 2018 on the piece called Why I am Bullish on Ripple XRP Solving the Cross-Border Payments Problem. Rest assured, I am still a Ripple supporter as much as the next guy. In light
Let's admit it. You have probably been bombarded with advertisements that claim you could make money off taking surveys online, reading emails, playing games, watching videos or even signing-up for free trials. You probably thought they were sketchy at first glance. But in the back of your mind you probably wondered, are online paid surveys
A common question I get asked is where I read up on all this material on personal finance and how I am able to still have the brainpower to breakdown the jargon into sentences that people can understand. I am here to tell you that it was rather easy with the guidance and assistance of
In a recent interview, Brad Garlinghouse, CEO of Ripple, said it best that “XRP is solving a payments problem and it's very efficient to do that.” Ripple XRP is best encapsulated with the statement that Brad made simply because that is Ripple's main focus. The root of the problem that Ripple serves to answer is
Basic Attention Token (BAT) is a cryptocurrency that is more obscure or lesser known to the general masses in the digital currency space. Basic Attention Token is currently only ranked 50 (as of 1/2/2018) among all cryptocurrencies according to CoinMarketCap. If you know me and spoke to me, you would know I tend to stray away
Bitcoin (BTC) is probably the first coin that introduced you to the world of cryptocurrency. It was for me. Month after month, I would always think that Bitcoin has peaked at $2,500, then $7,500, then recently $19,500. And, each time I would be absolutely dumbfounded by the potential gains. I would get tempted to invest in
You may have already been aware about the Ripple hype, but what about Stellar? Where Ripple is based on a top-down concept revolving around financial institutions first, Stellar focuses on a bottom-up model. In other words, Stellar's main focus is on the consumer from micropayments similar to today's Venmo. You may be saying to yourself,
The Ripple hype has been crazy the past few weeks. The last time I posted about Ripple XRP, it was $0.70. Now, Ripple has doubled and is trending around $1.44 today. The question you may be asking yourself is why has it gone up so fast and if the boat has sailed. I personally stand
Ask how many credit cards I own. The number may shock you. As of December 24, 2017, I possess about fifteen credit cards. Don't freak though because I swear I know what I am doing. Or at least, somewhat. I have been fortunate enough to travel to Hong Kong, South Korea, Colorado, and upcoming Spring
A frequent question I receive is how do I grow my money with taking little to no risk at all if investing in the stock market is not for me? The answer I always give for those who are much more conservative is to open up an American Express High-Yield Personal Savings account. As I am
A frequent question I get is how to buy Ripple XRP with money in a safe transaction with as little fees as possible. It has been about two weeks since I've blogged about Why I Invested in Ripple XRP. Since then, Ripple has tripled in price. As I am typing this blog post out right